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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Country Bank for Savings Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Country Bank for Savings's 28-Month CD Special rates are at 3.04%, 28-Month CD Special* rates are at 3.04%, 42-Month CD Special rates are at 3.04%, 42-Month CD Special* rates are at 3.04%, 56-Month CD Special rates are at 3.04%. Country Bank for Savings's savings rates are at 0.75%. Country Bank for Savings's 10/1 ARM First Time Home Buyer (30 Year) rates are at 5.75%, Low Down Payment First Time Homebuyer 10/1 ARM (30 Year)** rates are at 5.75%, 7/3 ARM (30 year) rates are at 5.50%, 5/3 ARM (30 year) rates are at 5.38%, 10/1 ARM (30 year) rates are at 6.00%. Country Bank for Savings's Personal Loan Rates are at 14.00%. MonitorBankRates evaluates the financial stability of Country Bank for Savings with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.70%. Rates were last updated on 04/11/2026. Country Bank for Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Country Bank for Savings? Share your experience about Country Bank for Savings by leaving a review below, or read customer reviews before you decide to use Country Bank for Savings. 
Country Bank for Savings CD Rates
Country Bank for Savings Savings Rates
Country Bank for Savings Checking Rates
Country Bank for Savings Mortgage Rates
Country Bank for Savings Home Equity & HELOC
Country Bank for Savings Auto Loan Rates
Country Bank for Savings Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Country Bank for Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Country Bank for Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Country Bank for Savings's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Country Bank for Savings
FDIC Certificate #
23992
Address
155 West St,
Ware, MA 01082 · Hampshire
Website
https://www.countrybank.com
Established
07/01/1850
FDIC Insurance Date
08/16/1982
Domestic Offices
15
Total Branches
15
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 96/100
5.0
Exceptional
Out of 5.0 Stars
7.70%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6963%
Return on Equity (ROE)
4.6900%
Non-Performing Loans (NPL)
0.92%
Total Assets
$2,202,448,000
Total Deposits
$1,667,921,000
Equity Capital
$310,889,000
Net Income
$12,752,000
Headquarters
Ware
Total Offices
15
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Country Bank for SavingsIs Country Bank for Savings a safe place to deposit money?Yes, Country Bank for Savings is considered a safe financial institution. With a Texas Ratio of 7.7038757328866%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Country Bank for Savings operate?Country Bank for Savings currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Country Bank for Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Country Bank for Savings provides members with tools to manage their accounts and build a solid financial history. Does Country Bank for Savings offer online and mobile banking?Most modern institutions like Country Bank for Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.countrybank.com. Current Country Bank for Savings Rates
Retrieved from our database of financial products. Rates subject to change.
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