Sumitomo Mitsui Trust Bank U.S.A. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Sumitomo Mitsui Trust Bank U.S.A. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Sumitomo Mitsui Trust Bank U.S.A., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Sumitomo Mitsui Trust Bank U.S.A. CD rates. You can also compare Sumitomo Mitsui Trust Bank U.S.A. savings rates, MMA rates and mortgage rates using our other rate lists. Sumitomo Mitsui Trust Bank U.S.A. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sumitomo Mitsui Trust Bank U.S.A.? Share your experience about Sumitomo Mitsui Trust Bank U.S.A. by leaving a review below, or read customer reviews before you decide to use Sumitomo Mitsui Trust Bank U.S.A.. Sumitomo Mitsui Trust Bank U.S.A. Texas Ratio Sumitomo Mitsui Trust Bank U.S.A.'s Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Sumitomo Mitsui Trust Bank U.S.A. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Sumitomo Mitsui Trust Bank U.S.A. is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Sumitomo Mitsui Trust Bank U.S.A. Rates with Other Competitive Bank and Credit Union Rates
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4.10%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Sumitomo Mitsui Trust Bank U.S.A. rate data right now, check back for updates, we are adding rates all the time. Sumitomo Mitsui Trust Bank U.S.A. InformationSumitomo Mitsui Trust Bank U.S.A.
111 River StHoboken, NJ 07030 Hudson Established Date: 09/21/1987 FDIC Certificate #: 27054 Date of FDIC Deposit Insurance: 09/21/1987 Bank Holding Company: SUMITOMO MITSUI TR HOLDINGS How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://portal.smtbusa.com
Is Sumitomo Mitsui Trust Bank U.S.A. FDIC Insured? Yes
What is Sumitomo Mitsui Trust Bank U.S.A.'s Cert number? 27054
What is the maximum amount for insured deposits? $250,000 per holder, per account
Sumitomo Mitsui Trust Bank U.S.A. FinancialsTotal Assets:
$3,427,848,000
Total Deposits:
$2,946,342,000
Equity Capital:
$452,275,000
Domestic Deposits:
$2,946,342,000
Net Income:
$17,306,000
Return on Assets:
1.7088%
Quarterly Return on Assets:
2.0900%
Pretax Return on Assets:
2.6431%
Pretax Quarterly Return on Assets:
2.6400%
Return on Equity:
12.9000%
Quarterly Return on Equity:
15.2300%
Common Equity Tier 1 Capital Ratio:
33.6034%
Tier 1 Risk-Based Capital Ratio:
33.6034%
Leverage Tier 1 (Core Capital) Ratio:
15.1839%
Total Risk-Based Capital Ratio (YTD):
33.6034%
Total Interest Income (YTD):
4.1656%
Headquarters:
Hoboken
FDIC Field Office:
New York City
Regulator:
FDIC
County:
Hudson
# of Offices:
1
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsVariable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.
There are now 8 banks on our variable deposit rate list offering rates at or above 1.00 percent. GE Capital Bank and My Savings Direct have the best savings rate at 1.04 percent with an APY of 1.05 percent. The savings rate at GE Capital Bank was recently increased from 1.00 percent.
 The best 12 month CD rates in December 2018 are moving higher and might hit 3.00 percent before the end of the year. The bank that currently has the absolute best 12 month CD rates on the rate table now is VirtualBank with a rate of 2.86 percent, only 14 basis points below 3.00 percent. Three other banks have the second best 1-year CD rates for December 2018. Limelight Bank, Live Oak Bank, and Popular Direct are all offering 12 month CD rates at 2.85 percent. Rounding out the top 5 December CD rates is Merrick Bank with 12 month CD rates at 2.84 percent.Bank or Credit Union Offers and DealsTreasury Yields Higher on Greece Debt DealBest 3 Month CD Rates California SFGI Direct High Yield Savings Account Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.07% Best Online Savings Account Rates in Salt Lake City, Utah Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.84% Mortgage Rates Today Increase on Strong Jobs Report: 30 Year Rates at 3.61% Auto Finance 101: Tips on Auto Financing California First National Bank Money Market Account Rates now at 0.75% Banks to Rescue FDIC Alternative Bank and Credit Union Offers to ExploreMortgage Rates Continue Upward Trend: 30-Year Rates at 6.73%Home Mortgage Interest Rates Increase: 30 Year Mortgage Interest Rates at 4.69% Mortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New Lows Existing Home Sales Slip in March, but Prices Rise giantbank.com Money Market Account Rates now at 0.45% Congressional Bank CD Rates 1.12% APY New Top Savings Rate from North American Savings Bank, FSB giantbank.com 2 Year Jumbo CD Rates now at 1.20% Mortgage Rates: 30 Year Mortgage Rates Down to 5.00% Bank Rate Marketplace Sumitomo Mitsui Trust Bank U.S.A. ReviewsThere are no reviews for Sumitomo Mitsui Trust Bank U.S.A. yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.94%, 6-month CD rates at 3.20% and 3-month CD rates at 2.84%. Current savings rates are at 0.40% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 16.74%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates. 
