Think Mutual Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 5.25% and 3-month CD rates at 4.11%. Current savings rates are at 0.05% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 19.49%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. Think Mutual Bank's 6-Month CD rates are at 4.70%, 12-Month CD rates are at 4.50%, 3-Month CD rates are at 3.00%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 2.85%. Think Mutual Bank's savings rates are at 0.40%. Think Mutual Bank's money market rates are at 2.00%.

Think Mutual Bank

To see how these rates compare to Think Mutual Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Think Mutual Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Think Mutual Bank CD rates. You can also compare Think Mutual Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Think Mutual Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Think Mutual Bank? Share your experience about Think Mutual Bank by leaving a review below, or read customer reviews before you decide to use Think Mutual Bank.

Think Mutual Bank Texas Ratio

Think Mutual Bank's Texas Ratio is at 0.41%, which is considered excellent. The Texas Ratio for Think Mutual Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Think Mutual Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
3.00%
24-Month CD
2.85%
36-Month CD
2.50%
48-Month CD
2.60%
60-Month CD
2.75%
Savings
0.40%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Think Mutual Bank
5200 Members Pkwy Nw
Rochester, MN 55901
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Think Mutual Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Think Mutual Bank
Think Mutual Bank
6-Month CD
4.70%
$250
Think Mutual Bank
Think Mutual Bank
12-Month CD
4.50%
$250
Think Mutual Bank
Think Mutual Bank
18-Month CD
3.00%
$250
Think Mutual Bank
Think Mutual Bank
3-Month CD
3.00%
$250
Think Mutual Bank
Think Mutual Bank
24-Month CD
2.85%
$250
Think Mutual Bank
Think Mutual Bank
60-Month CD
2.75%
$250
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.60%
$250
Think Mutual Bank
Think Mutual Bank
36-Month CD
2.50%
$250
Think Mutual Bank
Think Mutual Bank
Money Market
2.00%
$100,000
Think Mutual Bank
Think Mutual Bank
Savings Account
0.40%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Think Mutual Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank of Wichita
Community Bank of Wichita
13-Month CD
5.25%
$10,000
Mid-America Bank
Mid-America Bank
12-Month CD
5.06%
$500
FSB of Randolph County
FSB of Randolph County
9-Month CD special
5.00%
$500
PyraMax Bank
PyraMax Bank
6-Month CD special
5.00%
$5,000
iGOBanking
iGOBanking
Money Market
4.78%
$25,000
Marion County State Bank
Marion County State Bank
12-Month CD
4.75%
$1,000
Vermillion State Bank
Vermillion State Bank
12-Month CD
4.63%
$500
Rolette State Bank
Rolette State Bank
6-Month CD
4.60%
$2,500
Inova Federal Credit Union
Inova Federal Credit Union
18-Month CD (Certificate)
4.50%
$200
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD certificate
4.28%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
60-Month CD
4.20%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
4.00%
$300,000
Beal Bank USA
Beal Bank USA
36-Month CD
4.00%
$1,000
RadiFi Credit Union
RadiFi Credit Union
24-Month CD certificate
3.90%
$500
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.80%
$500
RadiFi Credit Union
RadiFi Credit Union
60-Month CD certificate
3.70%
$500
Fifth District Savings Bank
Fifth District Savings Bank
12-Month CD
3.50%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
84-Month CD (Certificate)
3.40%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Financial Partners CU
Financial Partners CU
36-Month CD
3.15%
$1,000
Union Federal S&L
18-Month CD
3.10%
$200
First Bank Hampton
First Bank Hampton
48-Month CD
3.03%
$1,000
State Central Bank
State Central Bank
60-Month CD
3.02%
$10,000
M.Y. Safra Bank
M.Y. Safra Bank
60-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
36-Month CD
3.00%
$1,000
First National Bank VA
First National Bank VA
24-Month CD
2.78%
$500
Primary Bank
Primary Bank
24-Month CD
2.75%
$1,000
The FNB Community Bank
The FNB Community Bank
24-Month CD
2.45%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
24-Month CD
2.25%
$1,000
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Camp Grove State Bank
Camp Grove State Bank
Regular Savings Account
1.80%
$50,000
American National Bank - Fox Cities
American National Bank - Fox Cities
24-Month CD
1.25%
$500
Katahdin Trust Company
Katahdin Trust Company
36-Month CD
0.85%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
48-Month CD
0.70%
$500
The Union Bank Company
The Union Bank Company
60-Month CD Board CDs
0.50%
$500
Profinium, Inc.
Profinium, Inc.
Pro Saver Account
0.43%
$100
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
6-Month CD
0.20%
$2,500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
Savings Account
0.20%
$50
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
48-Month CD
0.20%
$1,000
Peoples Bank Taylorsville, KY
18-Month CD
0.15%
$500
The Bank of Tescott
The Bank of Tescott
Statement Savings
0.10%
$0
Centreville Bank
Centreville Bank
Checking Account Premium
0.05%
$100
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
Thomaston Savings Bank
Thomaston Savings Bank
Savings Account
0.05%
$0
Chartway Credit Union
Chartway Credit Union
Prime Share Savings
0.05%
$100
Community Bank Mankato
Community Bank Mankato
Basic Interest Checking
0.05%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Think Mutual Bank Information

Think Mutual Bank
5200 Members Pkwy Nw
Rochester, MN 55901
Olmsted
Established Date: 07/01/2007
FDIC Certificate #: 58536
Date of FDIC Deposit Insurance: 07/01/2007
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Think Mutual Bank FDIC Insured? Yes
What is Think Mutual Bank's Cert number? 58536
What is the maximum amount for insured deposits? $250,000 per holder, per account

Think Mutual Bank Financials

Total Assets:
$2,161,069,000
Total Deposits:
$1,869,218,000
Equity Capital:
$278,685,000
Domestic Deposits:
$1,869,218,000
Net Income:
$2,784,000
Return on Assets:
0.6533%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.6776%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
5.0600%
Quarterly Return on Equity:
4.0700%
Leverage Tier 1 (Core Capital) Ratio:
14.4156%
Total Interest Income (YTD):
2.5251%
 
 
Headquarters:
Rochester
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Olmsted
# of Offices:
9
Metropolitan Statistical Area (MSA):
Rochester, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Think Mutual Bank Current CD Rates

Think Mutual Bank of Rochester, Minnesota, is advertising some of the best CD rates currently available right now. Think Mutual Bank is advertising bank CD rates for regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and jumbo certificates of deposit.Find the highest CD rates at banks and credit unions by searching our CD rate tables at CDRates.MonitorBankRates.com.Think Mutual is also offering variable rate certificates of deposit. The variable rate certificates of deposit are available in terms of 6 months and 1 year. Most people are aware that CD rates are fixed for the entire certificate of deposit term. Variable CD rates can change at any time based on the prevailing interest rate. Variable certificates of deposit are more like regular savings accounts but they pay a higher yield since your money is "locked in" for the term.     Read more...

Think Mutual Bank Best CD Rates

Think Mutual Bank, headquartered in Rochester, Minnesota, is offering regular certificates of deposit, Individual Retirement Account (IRA) certificates of deposit and jumbo certificates of deposit. The bank currently has some of the best CD rates at banks around. Certificate of deposit terms range between 30 days and 60 months.Think Mutual is also offering variable rate certificates of deposit. CD rates on variable certificates of deposit can change weekly based on market conditions and the bank’s discretion, unlike regular certificates of deposit which have a fixed CD interest rate.Regular certificates of deposit and IRA certificates of deposit have a minimum opening deposit to $500. Jumbo certificates of deposit have a minimum opening balance of $50,000. Jumbo CD rates are .10 percent higher than regular bank CD rates.     Read more...

Think Mutual Bank Savings Account & Money Market Account

Think Mutual Bank of Rochester, Minnesota, is advertising a tiered savings account and a tiered money market account. There is no minimum deposit on both types of accounts.The savings account rates are not the highest savings account rates available but the rates are definitely competitive with the national average rates. Their best savings rate is for account balances of $20,000 or more. The current rate is 0.75 percent with an annual percentage yield (APY) of 0.75 percent.

Current Savings Account Rates

    Read more...

Explore Other Rate Deals

reverse-mortgagesReverse Mortgages are designed for homeowners age 62 and over that allow them to withdrawal the equity in the home for any purpose. A reverse mortgage also allows them to stay in their home while receiving payments and not have to make any monthly mortgage payments on those payments received.

Nationwide Bank (NMLS #769318), a federally chartered savings bank, is offering some very competitive mortgage rates. Nationwide Bank's 15 year mortgage rate is particularly appealing at 3.00 percent with 0.5 mortgage points. The 3.00 percent rate is for both home purchases and refinancing.

PurePoint Financial CD Rates Move UpwardPurePoint Financial CD rates moved upward again and are now some of the best CD rates available from any bank. Current 12 month CD rates at PurePoint Financial are at 2.76 percent with an APY of 2.80 percent. 3 year CD rates from PurePoint Financial are at 2.96 percent with an APY of 3.00 percent. The minimum opening deposit for all CDs is $10,000. Compare PurePoint Financial CD rates with other online rates here.

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