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Pathway Bank Rates & Review March 2026

Pathway Bank's 3-Month CD rates are at 3.75%, 6-Month CD rates are at 3.70%, 12-Month CD rates are at 3.60%, 18-Month CD rates are at 3.60%, 5 Year CD rates are at 3.40%. Pathway Bank's savings rates are at 0.06%. Pathway Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Pathway Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.99%. Rates were last updated on 03/28/2026.

Pathway Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pathway Bank? Share your experience about Pathway Bank by leaving a review below, or read customer reviews before you decide to use Pathway Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.99%
Excellent Higher than avg
Pathway Bank
306 S High St
Cairo, NE 68824
https://www.pathwaybank.com
Member FDIC

Pathway Bank CD Rates

Product Rate APY Term View More
3 Month CD 3.70% 3.75% 3
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
6 Month CD 3.65% 3.70% 6 Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
12 Month CD 3.55% 3.60% 12 Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
18 Month CD 3.55% 3.60% 18
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
5 Year CD 3.36% 3.40%
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
4 Year CD 3.31% 3.35% 4 Year
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
24 Month CD 3.21% 3.25% 24
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
3 Year CD 3.21% 3.25% 3 Year
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
30 Month CD 3.21% 3.25% 30
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%

Pathway Bank Savings Rates

Product Rate APY View More
High-Yield Savings Account - 0.50%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%
Basic Savings Account - 0.06%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%

Pathway Bank Money Market Rates

Product Rate APY View More
Money Market Account - 0.50%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.99%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Pathway Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Pathway Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pathway Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Pathway Bank
Bank Holding Company PATHWAY BCORP
Address 306 S High St, Cairo, NE 68824  ·  Hall
FDIC Certificate # 1992
Established 01/01/1910
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.99%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3445%
Return on Equity (ROE) 12.9600%
Non-Performing Loans (NPL) 0.54%
Total Assets $345,563,000
Total Deposits $242,838,000
Equity Capital $39,039,000
Net Income $4,173,000
Headquarters Cairo
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Pathway Bank

Is Pathway Bank a safe place to deposit money?

Yes, Pathway Bank is considered a safe financial institution. With a Texas Ratio of 5.9924973548366%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Pathway Bank operate?

Pathway Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Pathway Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pathway Bank provides members with tools to manage their accounts and build a solid financial history.

Does Pathway Bank offer online and mobile banking?

Most modern institutions like Pathway Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pathwaybank.com.

Current Pathway Bank Rates

  • 12-Month CD3.60%
  • 18-Month CD3.60%
  • 24-Month CD3.25%
  • 36-Month CD3.25%
  • 48-Month CD3.35%
  • 60-Month CD3.40%
  • Savings0.06%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.