Cross Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cross BankToday's 12-month CD rates can be found at 4.06%, 6-month CD rates at 0.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.73% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 15.00%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cross Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cross Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cross Bank CD rates. You can also compare Cross Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cross Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cross Bank? Share your experience about Cross Bank by leaving a review below, or read customer reviews before you decide to use Cross Bank.

Cross Bank Texas Ratio

Cross Bank's Texas Ratio is at 6.75%, which is considered excellent. The Texas Ratio for Cross Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cross Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cross Bank
399 Merriman Ave E
Wynne, AR 72396
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Cross Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.50%
$100
Bristol Morgan Bank
Bristol Morgan Bank
Rewards Checking
4.50%
$5,000
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.40%
$500
United Valley Bank
United Valley Bank
3-Month CD
4.25%
$500
Merrick Bank
Merrick Bank
18-Month CD
4.05%
$25,000
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.00%
$500
EagleBank
EagleBank
48-Month CD
3.90%
$1,000
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.80%
$1,000
VirtualBank
VirtualBank
24-Month CD
3.77%
$0
Baker-Boyer National Bank
Baker-Boyer National Bank
Money Market (Companion)
3.75%
$2,500
Ridgewood Savings Bank
Ridgewood Savings Bank
84-Month CD
3.55%
$100
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
3.50%
$0
Kennett Trust Bank
Kennett Trust Bank
12-Month CD
3.50%
$500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
12-Month CD
3.50%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
Old Dominion National Bank
Old Dominion National Bank
48-Month CD
3.40%
$500
1st Street Credit Union
1st Street Credit Union
12-Month CD
3.29%
$1,000
United Trust Bank
United Trust Bank
36-Month CD
3.25%
$3,000
Acme Continental Credit Union
Acme Continental Credit Union
24-Month CD
3.14%
$1,000
AAC Credit Union
AAC Credit Union
FreePlus Checking
3.00%
$0
TSB Bank
TSB Bank
36-Month CD
2.50%
$500
Achieve Credit Union
Achieve Credit Union
24-Month CD
2.50%
$500
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
2.50%
$1,000
Johnson State Bank
Johnson State Bank
12-Month CD
2.27%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
48-Month CD
2.25%
$1,000
Kanza Bank
Kanza Bank
60-Month CD
2.25%
$1,000
The Bank of Steinauer
The Bank of Steinauer
24-Month CD
2.22%
$500
Superior National Bank
Superior National Bank
36-Month CD
2.00%
$500
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
Madison Valley Bank
Madison Valley Bank
36-Month CD
1.81%
$500
Westside State Bank
Westside State Bank
48-Month CD
1.60%
$500
Neffs National Bank
Neffs National Bank
30-Month CD
1.50%
$1,000
Academy Bank
Academy Bank
6-Month CD
1.15%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
36-Month CD
1.00%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
60-Month CD (IRA)
0.50%
$100
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Pataskala Banking Company
Pataskala Banking Company
48-Month CD
0.40%
$500
Bank of Zachary
Bank of Zachary
Regular Savings
0.35%
$100
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.30%
$0
Florence Bank
Florence Bank
24-Month CD
0.30%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
Marathon Bank
Marathon Bank
Money Market
0.15%
$2,500
Port Washington State Bank
Port Washington State Bank
Money Market
0.10%
$1,000
Badger Bank
Badger Bank
Holiday Club Savings
0.05%
$5
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
12-Month CD
0.05%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Statement Savings
0.05%
$100
Thomaston Savings Bank
Thomaston Savings Bank
Savings
0.05%
$0
Exchange Bank and Trust Company
Exchange Bank and Trust Company
Regular Savings
0.05%
$100
Badger Bank
Badger Bank
Badger Select Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cross Bank rate data right now, check back for updates, we are adding rates all the time.

Cross Bank Information

Cross Bank
399 Merriman Ave E
Wynne, AR 72396
Cross
Established Date: 06/04/1891
FDIC Certificate #: 13821
Date of FDIC Deposit Insurance: 02/01/1934
Bank Holding Company: CROSS COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Cross Bank FDIC Insured? Yes
What is Cross Bank's Cert number? 13821
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cross Bank Financials

Total Assets:
$427,501,000
Total Deposits:
$374,143,000
Equity Capital:
$50,085,000
Domestic Deposits:
$374,143,000
Net Income:
$2,386,000
Return on Assets:
1.7416%
Quarterly Return on Assets:
2.2500%
Pretax Return on Assets:
2.9599%
Pretax Quarterly Return on Assets:
2.9600%
Return on Equity:
14.9500%
Quarterly Return on Equity:
19.4700%
Leverage Tier 1 (Core Capital) Ratio:
10.7010%
Total Interest Income (YTD):
6.4043%
 
 
Headquarters:
Wynne
FDIC Field Office:
Little Rock
Regulator:
FDIC
County:
Cross
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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