Citizens Bank of the South CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Citizens Bank of the South CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank of the South, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank of the South CD rates. You can also compare Citizens Bank of the South savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Bank of the South money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank of the South? Share your experience about Citizens Bank of the South by leaving a review below, or read customer reviews before you decide to use Citizens Bank of the South. Citizens Bank of the South Texas Ratio Citizens Bank of the South's Texas Ratio is at 1.98%, which is considered excellent. The Texas Ratio for Citizens Bank of the South is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Bank of the South is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Citizens Bank of the South Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Citizens Bank of the South rate data right now, check back for updates, we are adding rates all the time. Citizens Bank of the South InformationCitizens Bank of the South
132 S Harris StSandersville, GA 31082 Washington Established Date: 05/03/1965 FDIC Certificate #: 19420 Date of FDIC Deposit Insurance: 05/03/1965 How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.cbots.com
Is Citizens Bank of the South FDIC Insured? Yes
What is Citizens Bank of the South's Cert number? 19420
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Bank of the South FinancialsTotal Assets:
$322,340,000
Total Deposits:
$282,757,000
Equity Capital:
$38,278,000
Domestic Deposits:
$282,757,000
Net Income:
$1,001,000
Return on Assets:
1.3361%
Quarterly Return on Assets:
1.2700%
Pretax Return on Assets:
1.6647%
Pretax Quarterly Return on Assets:
1.6600%
Return on Equity:
12.1000%
Quarterly Return on Equity:
10.4500%
Common Equity Tier 1 Capital Ratio:
19.2072%
Tier 1 Risk-Based Capital Ratio:
19.2072%
Leverage Tier 1 (Core Capital) Ratio:
12.1802%
Total Risk-Based Capital Ratio (YTD):
20.4608%
Total Interest Income (YTD):
5.2732%
Headquarters:
Sandersville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Washington
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates and refinancing rates are higher today. 30 year mortgage rates and refinance rates are averaging 4.77 percent, up from yesterday’s average 30 year rate of 4.75%. Today's 30 year mortgage rates and refinance rates in Montana are lower than the current national average 30 year interest rate. Today, 30 year mortgage rates and refinance rates in Montana are averaging 4.69 percent.
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National average CD rates haven't moved much this week which isn't a surprise since rates are so low. The current national average 1 year CD rate is at 0.70 percent. The FDIC's national average 1 year rate is even lower at 0.28 percent and the FDIC's average jumbo CD rate is for 1 year CDs is at 0.30 percent. Of course you can find bank CD rates higher than the averages. Bank or Credit Union Offers and DealsDoral Bank Direct CD Rates1% Mortgage Rates Mortgage Rates and Mortgage Applications Decline: 30 Year Rates at 4.79%, 15 Year Rates at 4.03% Maximizing Your FDIC Insurance Coverage First Federal S&L CD Rates and Jumbo CD Rates ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD Mortgage Rates Increase This Week but Will Decline in the Coming Days First Internet Bank of Indiana Money Market Account Rates now at 0.80% Refinance Mortgage Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39% Mortgage Rates are Still Low - Average 30 Year Rates are at 3.81 Percent Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Current 30 Mortgage Rates Make New Low for 2011New Year's Resolution, Save More Money CD Rates Average February 4, 2011 2008 Tax Changes Best Savings Rates at 0.95%, Average Savings Account Rates Increase to 0.49% Are Some Bank CD Rates Risky? Financing a New Car or Used Car Purchase Finworth CD Rates: Top Rate at 5.70% for 16-Month CD FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special Apple Bank Savings Account Rates Citizens Bank of the South ReviewsThere are no reviews for Citizens Bank of the South yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 0.76% and 3-month CD rates at 1.65%. Current savings rates are at 0.25% and money market rates are at 0.80%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 14.00%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. 
