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Thayer County Bank Rates & Review April 2026

Thayer County Bank's 48-Month CD rates are at 3.86%, 48-Month CD rates are at 3.81%, 6-Month CD rates are at 3.76%, 12-Month CD rates are at 3.74%, 6-Month CD rates are at 3.71%. Thayer County Bank's savings rates are at 0.10%. Thayer County Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Thayer County Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.27%. Rates were last updated on 04/11/2026.

Thayer County Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thayer County Bank? Share your experience about Thayer County Bank by leaving a review below, or read customer reviews before you decide to use Thayer County Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.27%
Excellent Higher than avg
Thayer County Bank
402 Lincoln Ave
Hebron, NE 68370
https://www.thayercountybank.com
Member FDIC

Thayer County Bank CD Rates

Product Rate APY Term View More
48 Month CD 3.80% 3.86% 48
Min Deposit $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
48 Month CD 3.75% 3.81% 48
Min Deposit $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
6 Month CD 3.71% 3.76% 6 Month
Min Deposit $75,000
Details $75,000.00 and up
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
12 Month CD 3.69% 3.74% 12
Min Deposit $75,000
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
6 Month CD 3.66% 3.71% 6 Month
Min Deposit $50,000
Details $50,000.00 - $74,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
12 Month CD 3.64% 3.69% 12
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
48 Month CD 3.60% 3.66% 48
Min Deposit $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
6 Month CD 3.51% 3.56% 6 Month
Min Deposit $25,000
Details $25,000.00 - $49,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
12 Month CD 3.49% 3.54% 12
Min Deposit $25,000
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
48 Month CD 3.35% 3.40% 48
Min Deposit $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
6 Month CD 3.26% 3.30% 6 Month
Min Deposit $2,500
Details $2,500.00 - $24,999.99
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
12 Month CD 3.24% 3.28% 12
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%

Thayer County Bank Savings Rates

Product Rate APY View More
IRA Savings 2.15% 2.17%
Min Deposit $1
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
IRA Savings 2.10% 2.12%
Min Deposit $1
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
IRA Savings 2.07% 2.09%
Min Deposit $1
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
IRA Savings 2.05% 2.07%
Min Deposit $1
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
IRA Savings 2.00% 2.01%
Min Deposit $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Health Savings Account (HSA) 1.52% 1.53%
Min Deposit $1
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Health Savings Account (HSA) 1.43% 1.44%
Min Deposit $1
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Health Savings Account (HSA) 1.27% 1.28%
Min Deposit $1
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Health Savings Account (HSA) 0.78% 0.78%
Min Deposit $1
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Future Savings 0.52% 0.52%
Min Balance $75,000
Details Fees may reduce yield on these accounts.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Future Savings 0.45% 0.45%
Min Balance $50,000
Details Fees may reduce yield on these accounts.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Future Savings 0.33% 0.33%
Min Balance $25,000
Details Fees may reduce yield on these accounts.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Future Savings 0.24% 0.24%
Min Balance $2,500
Details Fees may reduce yield on these accounts.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Future Savings 0.16% 0.16%
Details Fees may reduce yield on these accounts.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Health Savings Account (HSA) 0.10% 0.10%
Min Deposit $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%

Thayer County Bank Money Market Rates

Product Rate APY View More
Money Market - Business and Public Funds 1.63% 1.64%
Min Deposit $2,500
Min Balance $500,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 1.44% 1.45%
Min Deposit $2,500
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 1.30% 1.31%
Min Deposit $2,500
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 1.03% 1.03%
Min Deposit $2,500
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 0.76% 0.76%
Min Deposit $2,500
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 0.43% 0.43%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Money Market - Business and Public Funds 0.25% 0.25%
Min Deposit $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%

Thayer County Bank Checking Rates

Product Rate APY View More
Plus Interest Checking 0.61% 0.61%
Min Deposit $1,000
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Plus Interest Checking 0.54% 0.54%
Min Deposit $1,000
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Plus Interest Checking 0.42% 0.42%
Min Deposit $1,000
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Plus Interest Checking 0.33% 0.33%
Min Deposit $1,000
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%
Plus Interest Checking 0.25% 0.25%
Min Deposit $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.27%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thayer County Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thayer County Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thayer County Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Thayer County Bank
Bank Holding Company THAYER AGENCY INC
Address 402 Lincoln Ave, Hebron, NE 68370  ·  Thayer
FDIC Certificate # 11475
Established 07/01/1874
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
7.27%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9251%
Return on Equity (ROE) 10.7200%
Non-Performing Loans (NPL) 0.45%
Total Assets $89,543,000
Total Deposits $67,741,000
Equity Capital $9,201,000
Net Income $783,000
Headquarters Hebron
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Thayer County Bank

Is Thayer County Bank a safe place to deposit money?

Yes, Thayer County Bank is considered a safe financial institution. With a Texas Ratio of 7.2715572715573%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Thayer County Bank operate?

Thayer County Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thayer County Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thayer County Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thayer County Bank offer online and mobile banking?

Most modern institutions like Thayer County Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thayercountybank.com.

Current Thayer County Bank Rates

  • 12-Month CD3.28%
  • 48-Month CD3.40%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.