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 Solvay Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Solvay Bank's 6-Months 6-Month Certificate of Deposit Special rates are at 4.00%, 7-Months 7-Month Certificates of Deposit (CDs) rates are at 3.80%, 12-Months 12-Month Certificates of Deposit (CDs) rates are at 3.65%, 12-Months IRA Certificates of Deposit 12-Month rates are at 3.65%, 182 Days Certificates of Deposit (CDs) rates are at 3.50%. Solvay Bank's savings rates are at 0.10%. Solvay Bank's money market rates are at 0.15%. Solvay Bank's Conventional Fixed Rate Mortgage - 10 Year rates are at 5.62%, Conventional Fixed Rate Mortgage Specials - 10 Year rates are at 5.62%, Conventional Fixed Rate Mortgage - 15 Year rates are at 5.88%, Conventional Fixed Rate Mortgage Specials - 15 Year rates are at 5.88%, ARM Rates - 10/6 ARM: 30 Year rates are at 5.62%. Solvay Bank's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Solvay Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates last updated and verified on 08/28/2026. Solvay Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Solvay Bank? Share your experience about Solvay Bank by leaving a review below, or read customer reviews before you decide to use Solvay Bank. 
Solvay Bank CD Rates
Solvay Bank Savings Rates
Solvay Bank Money Market Rates
Solvay Bank Checking Rates
Solvay Bank Mortgage Rates
Solvay Bank Home Equity & HELOC
Solvay Bank Auto Loan Rates
Solvay Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Solvay Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Solvay Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Solvay Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Solvay Bank
Bank Holding Company
SOLVAY BANK CORP
Address
1537 Milton Ave,
Solvay, NY 13209 · Onondaga
Website
https://www.solvaybank.com
FDIC Certificate #
13297
Established
03/17/1917
FDIC Insurance Date
01/01/1934
Domestic Offices
9
Total Branches
10
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.79%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6877%
Return on Equity (ROE)
10.9700%
Non-Performing Loans (NPL)
0.04%
Total Assets
$1,183,807,000
Total Deposits
$1,064,959,000
Equity Capital
$92,773,000
Net Income
$5,939,000
Headquarters
Solvay
Total Branches and Offices
9
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Solvay Bank
Frequently Asked Questions About Solvay BankHow many branches does Solvay Bank operate?Solvay Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Solvay Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Solvay Bank provides members with tools to manage their accounts and build a solid financial history. Does Solvay Bank offer online and mobile banking?Most modern institutions like Solvay Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.solvaybank.com. Current Solvay Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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