MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Credit Unions
  3. CUSA Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CUSA Federal Credit Union Rates & Review September 2026

CUSA Federal Credit Union's NEW Deposit 12 Month Share & IRA CDs of Deposit rates are at 4.25%, 3 Month Share & IRA CDs of Deposit rates are at 3.50%, 6 Month Share & IRA CDs of Deposit rates are at 3.35%, 9 Month Share & IRA CDs of Deposit rates are at 3.20%, 12 Month Share & IRA CDs of Deposit rates are at 3.05%. CUSA Federal Credit Union's Personal Loan Rates are as low as 8.90%. CUSA Federal Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of CUSA Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.43%. Rates last updated and verified on 09/21/2026.

CUSA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CUSA Federal Credit Union? Share your experience about CUSA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CUSA Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.43%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
CUSA Federal Credit Union
Covington Main Office
50 Louis Prima Dr Ste A
Covington, LA 70433
https://www.cusafcu.com
Member NCUA

CUSA Federal Credit Union CD Rates

Product Rate APY Term View More
NEW Deposit 12 Month Share & IRA Certificates of Deposit 4.18% 4.25% 12 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
3 Month Share & IRA Certificates of Deposit 3.45% 3.50% 3 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
6 Month Share & IRA Certificates of Deposit 3.31% 3.35% 6 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
9 Month Share & IRA Certificates of Deposit 3.16% 3.20% 9 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
12 Month Share & IRA Certificates of Deposit 3.02% 3.05% 12 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

CUSA Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 3.25% Up to 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Vehicles Loan - - 3.75% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Vehicles Loan - - 4.25% 84 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Vehicles Loan - - 4.25% Up to 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Vehicles Loan - - 4.75% 96 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Vehicles Loan - - 4.75% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Vehicles Loan - - 5.25% 84 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

CUSA Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boats/ Campers/ RVs/ Motorcycles Loan - 8.00% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Boats/ Campers/ RVs/ Motorcycles Loan - 8.00% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Boats/ Campers/ RVs/ Motorcycles Loan - 8.00% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
New Boats/ Campers/ RVs/ Motorcycles Loan - 8.10% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Boats/Campers/RVs Loan - 8.50% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Boats/Campers/RVs Loan - 8.50% 48 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Boats/Campers/RVs Loan - 8.50% 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Used Boats/Campers/RVs Loan - 8.55% 72 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

CUSA Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 9.90%
Details Published APR range: 9.9%-14.9%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

CUSA Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature and Personal Loan 8.90% 12 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Signature and Personal Loan 9.90% 24 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Signature and Personal Loan 10.90% 36 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Debt Consolidation Loan 12.90% Up to 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Signature and Personal Loan 12.90% 42 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

CUSA Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
College Loan - - 9.90% 60 months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
Open End Line of Credit - - 9.90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%
School Tuition Loan - - 7.90% 12 months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.43%

Financial Health History

CUSA Federal Credit Union’s Texas Ratio rose from 0.70% in Q2 2023 to 6.43% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 18% 4.0★ 23% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.70% A+ Q2 2023 A Q3 2023 A+ Q4 2023 A Q1 2024 B+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A Q4 2025 6.43% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$31M6.43%5.0A
December 31, 2025$31M9.57%5.0A
September 30, 2025$31M4.05%5.0A+
June 30, 2025$31M3.78%5.0A+
March 31, 2025$32M3.35%5.0A+
December 31, 2024$31M11.11%5.0A
September 30, 2024$32M9.46%5.0A
June 30, 2024$33M17.35%4.8B+
March 31, 2024$36M6.61%5.0A
December 31, 2023$39M5.27%5.0A+
September 30, 2023$36M8.99%5.0A
June 30, 2023$36M0.70%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CUSA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CUSA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CUSA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CUSA Federal Credit Union
Address 50 Louis Prima Dr Ste A, Covington, LA 70433
Phone 985-809-0521
Fax 985-888-6897
President Robbie Severin
CEO Kimiko Duncan
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.43%
Return on Assets (ROA)
0.0515%
Return on Equity (ROE)
0.5170%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
30,549,558
Total Amount of Shares and Deposits
27,394,413
Total Shares and Deposits < 1 Year
26,690,633
Total Shares and Deposits 1 3 Years
703,780
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
75,643
Total Uninsured Shares and Deposits > $250K (F+J)
75,643
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,318,770
Total Interest Expense (Sum of items 6 8)
105,087
Share Certificates
338
Number of Accounts for Share Drafts
1,091
IRA KEOGH Accounts
29
Number of Accounts for Regular Shares
2,760
Money Market Shares
205
Net Income (unless the amount is already included in Undivided Earnings)
15,742
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,492,317
Total Liabilities
27,540,608
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

CUSA Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/cusa-federal-credit-union-rates-review-10640">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for CUSA Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for CUSA Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About CUSA Federal Credit Union

How many branches does CUSA Federal Credit Union operate?

CUSA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CUSA Federal Credit Union?

Yes, to access services at CUSA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CUSA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CUSA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CUSA Federal Credit Union offer online and mobile banking?

Most modern institutions like CUSA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cusafcu.com.

Current CUSA Federal Credit Union Rates

  • 12-Month CD3.05%
Retrieved from our database of financial products. Rates subject to change.