MonitorBankRates
  1. Home
  2. Credit Unions
  3. CUSA Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CUSA Federal Credit Union Rates & Review April 2026

You can compare CUSA Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.10%, 6-month share certificate rates at 3.05% and 3-month share certificate rates at 3.03%. Savings rates are at 0.10% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.05%. All these rates can be compared to CUSA Federal Credit Union rates. MonitorBankRates evaluates the financial stability of CUSA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.18%. Rates were last updated on 04/25/2026.

CUSA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CUSA Federal Credit Union? Share your experience about CUSA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CUSA Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.18%
Excellent Lower than avg
CUSA Federal Credit Union
Covington Main Office
50 Louis Prima Dr Ste A
Covington, LA 70433
https://www.cusafcu.com
Member NCUA

Current Rate Availability

We do not have CUSA Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CUSA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CUSA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CUSA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CUSA Federal Credit Union
Address 50 Louis Prima Dr Ste A, Covington, LA 70433
Phone 985-809-0521
Fax 985-888-6897
President Robbie Severin
CEO Kimiko Duncan
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.18%
Return on Assets (ROA)
-0.0723%
Return on Equity (ROE)
-0.7191%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
30,707,853
Total Amount of Shares and Deposits
27,573,518
Total Shares and Deposits < 1 Year
27,429,900
Total Shares and Deposits 1 3 Years
143,618
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
679,713
Total Uninsured Shares and Deposits > $250K (F+J)
679,713
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,893,805
Total Interest Expense (Sum of items 6 8)
369,996
Share Certificates
349
Number of Accounts for Share Drafts
974
IRA KEOGH Accounts
33
Number of Accounts for Regular Shares
2,867
Money Market Shares
209
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,998,492
Total Liabilities
27,704,075
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for CUSA Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for CUSA Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About CUSA Federal Credit Union

Is CUSA Federal Credit Union a safe place to deposit money?

Yes, CUSA Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.175363721775%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CUSA Federal Credit Union operate?

CUSA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CUSA Federal Credit Union?

Yes, to access services at CUSA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CUSA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CUSA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CUSA Federal Credit Union offer online and mobile banking?

Most modern institutions like CUSA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cusafcu.com.