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Self Reliance NY Federal Credit Union Rates & Review April 2026

Self Reliance NY Federal Credit Union's savings rates are at 3.14%. Self Reliance NY Federal Credit Union's money market rates are at 1.30%. Self Reliance NY Federal Credit Union's 3-Year Fixed/1-Year ARM rates are at 5.50%, 3/3-Year ARM rates are at 5.62%. Self Reliance NY Federal Credit Union's Personal Loan Rates are at 4.89%. MonitorBankRates evaluates the financial stability of Self Reliance NY Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates were last updated on 04/18/2026.

Self Reliance NY Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Self Reliance NY Federal Credit Union? Share your experience about Self Reliance NY Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Self Reliance NY Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
Self Reliance NY Federal Credit Union
Main Office
108 2nd Ave
New York, NY 10003 8302
https://www.selfrelianceny.org
Member NCUA

Self Reliance NY Federal Credit Union Savings Rates

Product Rate APY View More
High Yield Savings 3.10% 3.14%
Min Balance $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Self Reliance NY Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.30% 1.30%
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Self Reliance NY Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Finance up to 120% of the vehicle value3 - - 4.89% Up to 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Finance up to 120% of the vehicle value3 - - 4.99% 49 to 66
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Finance up to 120% of the vehicle value3 - - 5.19% 67 to 75
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
3-Year Fixed/1-Year ARM 5.50% - 5.55%
Details As Low As; (30-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Finance up to 120% of the vehicle value3 - - 5.59% 76 to 84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
3/3-Year ARM 5.63% - 5.67%
Details As Low As; (30-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
5-Year Fixed/1-Year ARM (63 mos) 5.75% - 5.80%
Details As Low As; (30-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
10-Year Fixed 5.75% - 5.86%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
5/5 (63 mos)-Year ARM 5.88% - 5.92%
Details As Low As; (30-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
5/5/10 Year Balloon - - 6.00%
Details As Low As; 75% Refi., Cashout or Purchase
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
7-Year Fixed/1-Year ARM 6.00% - 6.05%
Details As Low As; (30-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
15-Year Fixed 6.00% - 6.08%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
30-Year Fixed 6.13% - 6.17%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
7/7-Year ARM 6.13% - 6.17%
Details As Low As; (28-Year Payout)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
20-Year Fixed 6.13% - 6.19%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
10-Year Fixed 7.25% - 7.33%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
15-Year Fixed 7.38% - 7.44%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Self Reliance NY Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.89% 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 4.99% 66
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 5.19% 75
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 5.54% 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 5.59% 84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 5.74% 66
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 6.14% 75
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 6.99% 1 to 5 years
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 7.14% 48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Auto Loan - - 8.29% 63
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Self Reliance NY Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 8.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Visa Gold - 9.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Visa Classic - 9.95%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Self Reliance NY Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Self Reliance NY Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Self Reliance NY Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Self Reliance NY Federal Credit Union
Address 108 2nd Ave, New York, NY 10003 8302
Phone 212-473-7310
Fax 212-473-3251
President Bohdan Kurczak
CEO Anatoli Murha
Full-Time Employees 33
Part-Time Employees 11
Branch Locations 10
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
Return on Assets (ROA)
0.0582%
Return on Equity (ROE)
0.3291%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
1,453,599,985
Total Amount of Shares and Deposits
1,202,012,674
Total Shares and Deposits < 1 Year
1,047,313,113
Total Shares and Deposits 1 3 Years
100,352,493
Total Shares and Deposits > 3 Years
54,347,069
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
243,822,876
Total Uninsured Shares and Deposits > $250K (F+J)
243,822,876
Total Insured Shares and Deposits > $250K (item 17 less item K)
958,189,798
Total Interest Expense (Sum of items 6 8)
32,133,154
Share Certificates
9,633
Number of Accounts for Share Drafts
3,273
IRA KEOGH Accounts
3,283
Number of Accounts for Regular Shares
16,182
All other shares
1,565
Money Market Shares
1,618
Net Income (unless the amount is already included in Undivided Earnings)
845,634
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
175,362,036
Total Liabilities
1,206,063,261
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Self Reliance NY Federal Credit Union

Is Self Reliance NY Federal Credit Union a safe place to deposit money?

Yes, Self Reliance NY Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1249914680122%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Self Reliance NY Federal Credit Union operate?

Self Reliance NY Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Self Reliance NY Federal Credit Union?

Yes, to access services at Self Reliance NY Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Self Reliance NY Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Self Reliance NY Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Self Reliance NY Federal Credit Union offer online and mobile banking?

Most modern institutions like Self Reliance NY Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.selfrelianceny.org.

Current Self Reliance NY Federal Credit Union Rates

  • Savings3.14%
  • MMA1.30%
Retrieved from our database of financial products. Rates subject to change.