MonitorBankRates.com, owned and operated by Monitor Bank Rates LLC (collectively "we", "us", or "our"), is committed to protecting your privacy. This policy outlines how we collect, use, and protect information when you visit our website.
Important: We do not offer user accounts, membership logins, or store databases of user names, addresses, or phone numbers. You can browse our site without disclosing personally identifiable information (PII).
1. Information We Automatically Collect
While we do not collect personal data like names or emails, we use third-party tools that automatically collect certain non-personal technical data to help us improve the site and display relevant advertisements.
A. Microsoft Clarity
We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.
B. Google Analytics
We use Google Analytics to analyze traffic patterns. This tool collects anonymous data such as your IP address, browser type, device type, and the pages you visit. This data is aggregated and does not identify individual users. You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
2. Advertising & Affiliate Disclosure
To keep our content free, MonitorBankRates.com participates in affiliate advertising programs.
Bankrate, iCanBuy & Widget Partners
We display financial rate tables, mortgage calculators, and advertisements provided by partners such as Bankrate.com and iCanBuy.com. When you click on these links or rate tables, we may earn a commission. These third-party widgets may use their own cookies or JavaScript to track clicks and verify referrals. We do not control the privacy practices of these advertisers.
Google AdSense
Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet. Users may opt out of personalized advertising by visiting Google Ads Settings.
3. Regional Privacy Rights
For United States Residents (CCPA/CPRA)
We operate in the United States and our site is intended for US residents. Under California law, we are required to disclose if we "sell" your personal information. We do not sell your personal information. We do not maintain a database of consumer profiles to sell to third parties.
For European Visitors (GDPR)
This site is intended for residents of the United States. If you are visiting from the European Economic Area (EEA), please be aware that your information (IP address, cookie data) will be processed in the United States. By using this site, you acknowledge that your data may be transferred to US-based servers which may not have the same data protection laws as your jurisdiction.
4. Terms of Use & Disclaimer
By using MonitorBankRates.com, you agree to the following terms:
DISCLAIMER OF WARRANTIES:
THE INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. MONITOR BANK RATES LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, OR FITNESS FOR A PARTICULAR PURPOSE.
LIMITATION OF LIABILITY:
IN NO EVENT SHALL MONITOR BANK RATES LLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THIS WEBSITE.
Not Financial Advice: The content on this site is for informational purposes only. We are a publisher, not a financial advisor. Rates change frequently and without notice. You should always verify current rates, terms, and conditions directly with the specific financial institution before making any banking or investment decisions.
External Links: This site contains links to other websites. We are not responsible for the privacy practices or content of these external sites.
5. Contact Us
If you have questions about this Privacy Policy, you may contact us at:
Monitor Bank Rates LLC
P.O. Box 7602
Wilton, CT 06897-7602
