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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
DEL ONE Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
DEL ONE's Jumbo Share (consumer & commercial) & IRA CDs 6 Month rates are at 3.85%, Jumbo Share (consumer & commercial) & IRA CDs 3 Month rates are at 3.75%, Jumbo Share (consumer & commercial) & IRA CDs 12 Month rates are at 3.65%, Share (consumer & commercial) & IRA CDs4 6 Month rates are at 3.65%, Share (consumer & commercial) & IRA CDs4 3 Month rates are at 3.55%. DEL ONE's savings rates are at 0.10%. DEL ONE's money market rates are at 0.50%. DEL ONE's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of DEL ONE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 03/29/2026. DEL ONE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DEL ONE? Share your experience about DEL ONE by leaving a review below, or read customer reviews before you decide to use DEL ONE. 
DEL ONE CD Rates
DEL ONE Savings Rates
DEL ONE Money Market Rates
DEL ONE Checking Rates
DEL ONE Home Equity & HELOC
DEL ONE Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for DEL ONE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DEL ONE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with DEL ONE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
DEL ONE
Website
http://.http://./oneorg
Address
270 Beiser Blvd,
Dover, DE 19904 7790
Phone
302-739-4496
Fax
302-739-1829
President
Steven Smith
CEO
Dan McCarthy
Full-Time Employees
177
Part-Time Employees
8
Branch Locations
15
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.09%
Return on Assets (ROA)
0.1298%
Return on Equity (ROE)
1.5207%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
739,770,760
Total Amount of Shares and Deposits
615,728,551
Total Shares and Deposits < 1 Year
598,553,989
Total Shares and Deposits 1 3 Years
13,374,849
Total Shares and Deposits > 3 Years
3,799,713
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
49,839,055
Total Uninsured Shares and Deposits > $250K (F+J)
49,839,055
Total Insured Shares and Deposits > $250K (item 17 less item K)
565,889,496
Total Interest Expense (Sum of items 6 8)
8,036,523
Share Certificates
4,097
Number of Accounts for Share Drafts
63,001
IRA KEOGH Accounts
1,729
Number of Accounts for Regular Shares
109,103
Non Member Deposits
9
Money Market Shares
922
Net Income (unless the amount is already included in Undivided Earnings)
960,141
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,605,530
Total Liabilities
683,543,229
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About DEL ONEIs DEL ONE a safe place to deposit money?Yes, DEL ONE is considered a safe financial institution. With a Texas Ratio of 5.0940968465547%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does DEL ONE operate?DEL ONE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join DEL ONE?Yes, to access services at DEL ONE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, DEL ONE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, DEL ONE provides members with tools to manage their accounts and build a solid financial history. Does DEL ONE offer online and mobile banking?Most modern institutions like DEL ONE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://.http://./oneorg. Current DEL ONE Rates
Retrieved from our database of financial products. Rates subject to change.
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