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DEL ONE

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DEL ONE Rates & Review April 2026

Q: Is DEL ONE a safe place to deposit money?

Yes, DEL ONE is considered a safe financial institution. With a Texas Ratio of 5.0940968465547%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does DEL ONE operate?

DEL ONE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join DEL ONE?

Yes, to access services at DEL ONE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, DEL ONE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, DEL ONE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 22, 2026

You can compare DEL ONE rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 0.90% and 3-month share certificate rates at 1.05%. Savings rates are at 0.05% and money market rates are at 0.92%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to DEL ONE rates. MonitorBankRates evaluates the financial stability of DEL ONE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 04/22/2026.

DEL ONE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DEL ONE? Share your experience about DEL ONE by leaving a review below, or read customer reviews before you decide to use DEL ONE.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.09%

Excellent Lower than avg

SouthTrust Bank
West Dover

270 Beiser Blvd
Dover, DE 19904 7790

http://.http://./oneorg

Current Rate Availability

We do not have DEL ONE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for DEL ONE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather DEL ONE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DEL ONE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DEL ONE

Website http://.http://./oneorg

Address 270 Beiser Blvd, Dover, DE 19904 7790

Phone 302-739-4496

Fax 302-739-1829

President Steven Smith

CEO Dan McCarthy

Full-Time Employees 177

Part-Time Employees 8

Branch Locations 15

ATM Locations 12

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.09%

Return on Assets (ROA)

0.1298%

Return on Equity (ROE)

1.5207%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

739,770,760

Total Amount of Shares and Deposits

615,728,551

Total Shares and Deposits < 1 Year

598,553,989

Total Shares and Deposits 1 3 Years

13,374,849

Total Shares and Deposits > 3 Years

3,799,713

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

49,839,055

Total Uninsured Shares and Deposits > $250K (F+J)

49,839,055

Total Insured Shares and Deposits > $250K (item 17 less item K)

565,889,496

Total Interest Expense (Sum of items 6 8)

8,036,523

Share Certificates

4,097

Number of Accounts for Share Drafts

63,001

IRA KEOGH Accounts

1,729

Number of Accounts for Regular Shares

109,103

Non Member Deposits

Money Market Shares

922

Net Income (unless the amount is already included in Undivided Earnings)

960,141

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

20,605,530

Total Liabilities

683,543,229

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for DEL ONE yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for DEL ONE

Frequently Asked Questions About DEL ONE

Is DEL ONE a safe place to deposit money?

Yes, DEL ONE is considered a safe financial institution. With a Texas Ratio of 5.0940968465547%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DEL ONE operate?

DEL ONE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DEL ONE?

Yes, to access services at DEL ONE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DEL ONE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DEL ONE provides members with tools to manage their accounts and build a solid financial history.

Does DEL ONE offer online and mobile banking?

Most modern institutions like DEL ONE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://.http://./oneorg.