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Tomah Area Credit Union Rates & Review April 2026

Tomah Area Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Tomah Area Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 04/19/2026.

Tomah Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tomah Area Credit Union? Share your experience about Tomah Area Credit Union by leaving a review below, or read customer reviews before you decide to use Tomah Area Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.43%
Excellent Lower than avg
Tomah Area Credit Union
Tomah Area Credit Union
940 N Superior Ave
Tomah, WI 54660
https://www.tacuonline.com
Member NCUA

Tomah Area Credit Union Savings Rates

Product Rate APY View More
Primary Share Savings Account - 0.15%
Min Balance $25
Details $1 excessive withdrawal fee for each withdrawal over 3 per quarter
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
Health Savings Accounts 0.05% 0.05%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

Tomah Area Credit Union Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed - 1 5.50% 10
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
15 Year Fixed - 1 5.75% 15
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
20 Year Fixed - 1 6.00% 20
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
10 Year Fixed - 0.000 6.13% 10
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
30 Year Fixed - 1 6.13% 30
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
15 Year Fixed - 0.000 6.25% 15
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
20 Year Fixed - 0.000 6.38% 20
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%
30 Year Fixed - 0.000 6.50% 30
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tomah Area Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tomah Area Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tomah Area Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tomah Area Credit Union
Address 940 N Superior Ave, Tomah, WI 54660
Phone 608-372-4736
Fax 608-372-4394
President Paul Wiese
CEO Todd Scholz
Full-Time Employees 18
Part-Time Employees 5
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.43%
Return on Assets (ROA)
1.2975%
Return on Equity (ROE)
10.5655%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
116,115,238
Total Amount of Shares and Deposits
100,691,102
Total Shares and Deposits < 1 Year
99,881,357
Total Shares and Deposits 1 3 Years
752,622
Total Shares and Deposits > 3 Years
57,123
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,029,873
Total Uninsured Shares and Deposits > $250K (F+J)
7,029,873
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,661,229
Total Interest Expense (Sum of items 6 8)
1,163,739
Share Certificates
973
Number of Accounts for Share Drafts
4,634
IRA KEOGH Accounts
418
Number of Accounts for Regular Shares
8,631
All other shares
172
Money Market Shares
342
Net Income (unless the amount is already included in Undivided Earnings)
1,506,553
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,884,889
Total Liabilities
101,856,053
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Tomah Area Credit Union

Is Tomah Area Credit Union a safe place to deposit money?

Yes, Tomah Area Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4307058923774%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tomah Area Credit Union operate?

Tomah Area Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tomah Area Credit Union?

Yes, to access services at Tomah Area Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tomah Area Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tomah Area Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tomah Area Credit Union offer online and mobile banking?

Most modern institutions like Tomah Area Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tacuonline.com.

Current Tomah Area Credit Union Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.