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PrimeSource Credit Union Rates & Review March 2026

PrimeSource Credit Union's savings rates are at 0.05%. PrimeSource Credit Union's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of PrimeSource Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.91%. Rates were last updated on 03/28/2026.

PrimeSource Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PrimeSource Credit Union? Share your experience about PrimeSource Credit Union by leaving a review below, or read customer reviews before you decide to use PrimeSource Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 91/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.91%
Good Higher than avg
PrimeSource Credit Union
PrimeSource Credit Union
9707 N Nevada ST
Spokane, WA 99218 3412
https://www.primesourcecu.org
Member NCUA

PrimeSource Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB SVGS - 0.05%
No additional details.
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
ESA SAVINGS - 0.05%
Min Balance $300
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
REGULAR SAVINGS - 0.05%
Min Balance $300
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
ROTH IRA SAVINGS - 0.05%
Min Balance $300
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
SECOND SAVINGS - 0.05%
Min Balance $300
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
VACATION CLUB SVGS - 0.05%
No additional details.
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
CHRISTMAS CLUB SVGS - 0.01%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
VACATION CLUB SVGS - 0.01%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%

PrimeSource Credit Union Money Market Rates

Product Rate APY View More
PREMIUM MONEY MARKET - 0.40%
Min Deposit $5,000
Min Balance $75,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
PREMIUM MONEY MARKET - 0.35%
Min Deposit $5,000
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
PREMIUM MONEY MARKET - 0.30%
Min Deposit $5,000
Min Balance $15,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
PREMIUM MONEY MARKET - 0.25%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%
SELECT MONEY MARKET - 0.20%
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 15.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PrimeSource Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PrimeSource Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PrimeSource Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PrimeSource Credit Union
Address 9707 N Nevada ST, Spokane, WA 99218 3412
Phone 509-838-6157
Fax 509-838-5197
President Clint Price
CEO Annettee Babb
Full-Time Employees 19
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (91/100)
Texas Ratio
15.91%
Return on Assets (ROA)
-0.1943%
Return on Equity (ROE)
-1.5876%
Non-Performing Loans Ratio (NPL)
3.39%
Total Assets
90,857,631
Total Amount of Shares and Deposits
79,565,162
Total Shares and Deposits < 1 Year
78,214,775
Total Shares and Deposits 1 3 Years
1,347,304
Total Shares and Deposits > 3 Years
3,082
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,978,611
Total Uninsured Shares and Deposits > $250K (F+J)
3,978,611
Total Insured Shares and Deposits > $250K (item 17 less item K)
75,586,551
Total Interest Expense (Sum of items 6 8)
904,879
Share Certificates
627
Number of Accounts for Share Drafts
2,978
IRA KEOGH Accounts
194
Number of Accounts for Regular Shares
7,532
All other shares
777
Non Member Deposits
24
Money Market Shares
236
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,598,463
Total Liabilities
80,308,058
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About PrimeSource Credit Union

Is PrimeSource Credit Union a safe place to deposit money?

Yes, PrimeSource Credit Union is considered a safe financial institution. With a Texas Ratio of 15.908813755404%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PrimeSource Credit Union operate?

PrimeSource Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PrimeSource Credit Union?

Yes, to access services at PrimeSource Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PrimeSource Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PrimeSource Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PrimeSource Credit Union offer online and mobile banking?

Most modern institutions like PrimeSource Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primesourcecu.org.

Current PrimeSource Credit Union Rates

  • Savings0.05%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.