What are the current interest rates at ABD Federal Credit Union?

Current rates for ABD Federal Credit Union include: 12-Month CD: 3.29%, 24-Month CD: 2.01%, Savings: 0.45%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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ABD Federal Credit Union

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ABD Federal Credit Union Rates & Review October 2026

Q: How many branches does ABD Federal Credit Union operate?

ABD Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join ABD Federal Credit Union?

Yes, to access services at ABD Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABD Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

ABD Federal Credit Union's top rates as of October 10, 2026 are 4.06% APY on its 1 Year CD, 0.45% APY on savings, personal loans from 8.00% APR, and credit cards from 7.99% APR, according to rates verified by MonitorBankRates. Other ABD Federal Credit Union CD rates include 1 Year Mini Investment CD at 4.06%, 12 Month CD at 3.29%, and 12 Month Mini Investment CD at 3.29%. MonitorBankRates evaluates the financial stability of ABD Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates last updated and verified on 10/10/2026.

ABD Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ABD Federal Credit Union? Share your experience about ABD Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ABD Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.28%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

ABD Federal Credit Union
ABD FEDERAL CREDIT UNION

27850 MOUND RD
WARREN, MI 48092

http://www.abdfcu.com

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

ABD Federal Credit Union CD Rates

Product	Rate	APY	Term
1 Year Certificate	4.00%	4.06%	1 Year
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.06% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
1 Year Mini Investment Certificate	4.00%	4.06%	1 Year
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.06% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
12 Month Certificate	3.25%	3.29%	12 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.29% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
12 Month Mini Investment Certificate	3.25%	3.29%	12 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.29% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
2 Year Certificate	3.00%	3.03%	2 Years
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
2 Year Mini Investment Certificate	3.00%	3.03%	2 Years
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
3 Year Certificate	2.80%	2.83%	3 Years
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.83% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
3 Year Mini Investment Certificate	2.80%	2.83%	3 Years
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.83% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
24 Month Certificate	2.00%	2.01%	24 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
24 Month Mini Investment Certificate	2.00%	2.01%	24 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
6 Month Certificate	2.00%	2.01%	6 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
6 Month Mini Investment Certificate	2.00%	2.01%	6 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
91 Day Certificate	2.00%	2.01%	91 Days
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
91 Day Mini Investment Certificate	2.00%	2.01%	91 Days
Min Deposit $50,000 Min Balance $50,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.01% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
36 Month Certificate	1.80%	1.81%	36 months
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.81% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
36 Month Mini Investment Certificate	1.80%	1.81%	36 months
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.81% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
6 Month Certificate	1.50%	1.51%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
6 Month Mini Investment Certificate	1.50%	1.51%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
91 Day Certificate	1.50%	1.51%	91 days
Min Deposit $5,000 Min Balance $5,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
91 Day Mini Investment Certificate	1.50%	1.51%	91 days
Min Deposit $5,000 Min Balance $5,000 Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.51% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union Savings Rates

Product	Rate	APY
Savings	0.45%	0.45%
Min Balance $5,000 Details Balance: $5,000 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Savings	0.35%	0.35%
Min Balance $2,000 Details Balance: $2,000-$5,000 Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 0.25% → 0.35% ▲ 0.10 pts · high 0.35% / low 0.25% Sep 27, 20260.35%▲ from 0.25% Sep 22, 20260.25%▼ from 0.35% Sep 18, 20260.35%▲ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Savings	0.25%	0.25%
Min Balance $0 Details Balance: $0-$2,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Special Share Savings	0.05%	0.05%
Min Deposit $0 Min Balance $100 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Christmas Club Shares	0.02%	0.02%
Min Deposit $100 Min Balance $100 Details Penalty incurred for early withdrawal. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Youth Club Regular Shares	0.02%	0.02%
Min Deposit $10 Min Balance $100 Details No monthly service charge for Youth Club Regular Shares. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New and Used Auto Loans	3.25%	-	3.25%	24 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
New and Used Auto Loans	3.50%	-	3.50%	36 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
New and Used Auto Loans	3.75%	-	3.75%	48 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
New and Used Auto Loans	4.00%	-	4.00%	60 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
New and Used Auto Loans	4.25%	-	4.25%	72 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
New Auto Loans	4.75%	-	4.75%	84 months
Details All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.; 84 month term on new vehicles only based on credit score. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Loans	5.50%	5.50%	72 months
Details All rates are based on 725 credit score; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Recreational Loans	6.50%	6.50%	84 months
Details All rates are based on 725 credit score; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Recreational Loans	7.50%	7.50%	120 months
Details All rates are based on 725 credit score; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA Credit Card	-	7.99%
Details APR as low as Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Unsecured Loans	8.00%	Up to 48 months
Details All rates are based on 725 credit score; Unsecured rates range from 8.00% to 18.00%; Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

ABD Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
IRA Roth Accounts	0.50%	-	0.50%
Min Deposit $0 Details Penalty incurred for early withdrawal. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
IRA Traditional	0.50%	-	0.50%
Min Deposit $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Regular Share	0.20%	-	0.20%
Min Deposit $10 Min Balance $100 Details Share Account has $5.00/month service charge on balances below $100. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Split Rate Shares	0.25%	-	0.25%
Min Deposit $500 Min Balance $0 Details Balance: $0-$2,000; Penalty incurred for early withdrawal. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Split Rate Shares	0.35%	-	0.35%
Min Deposit $500 Min Balance $2,000 Details Balance: $2,000 - $5,000; Penalty incurred for early withdrawal. Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 0.25% → 0.35% ▲ 0.10 pts · high 0.35% / low 0.25% Sep 27, 20260.35%▲ from 0.25% Sep 22, 20260.25%▼ from 0.35% Sep 18, 20260.35%▲ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%
Split Rate Shares	0.45%	-	0.45%
Min Deposit $500 Min Balance $5,000 Details Balance: $5,000 - Up; Penalty incurred for early withdrawal. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

ABD Federal Credit Union’s Texas Ratio fell from 2.99% in Q3 2023 to 2.28% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$67M	2.28%	5.0	A+
March 31, 2026	$67M	2.42%	5.0	A+
December 31, 2025	$68M	2.38%	5.0	A+
September 30, 2025	$66M	2.06%	5.0	A+
June 30, 2025	$68M	1.40%	5.0	A+
March 31, 2025	$68M	3.24%	5.0	A+
December 31, 2024	$68M	4.25%	5.0	A+
September 30, 2024	$65M	3.73%	5.0	A+
June 30, 2024	$68M	3.90%	5.0	A+
March 31, 2024	$70M	2.56%	5.0	A+
December 31, 2023	$65M	3.28%	5.0	A+
September 30, 2023	$66M	2.99%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ABD Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ABD Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ABD Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ABD Federal Credit Union

Website http://www.abdfcu.com

Address 27850 MOUND RD, WARREN, MI 48092

Phone 586-751-4400

Fax 586-751-4407

President Charlie Spann

CEO Taneka Charleston

Full-Time Employees 24

Part-Time Employees 5

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.28%

Return on Assets (ROA)

-0.2846%

Return on Equity (ROE)

-1.8817%

Non-Performing Loans Ratio (NPL)

1.36%

Total Assets

66,501,598

Total Amount of Shares and Deposits

55,501,111

Total Shares and Deposits < 1 Year

54,873,804

Total Shares and Deposits 1 3 Years

627,307

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,438,654

Total Uninsured Shares and Deposits > $250K (F+J)

3,438,654

Total Insured Shares and Deposits > $250K (item 17 less item K)

52,062,457

Total Interest Expense (Sum of items 6 8)

195,402

Share Certificates

188

Number of Accounts for Share Drafts

3,042

IRA KEOGH Accounts

Number of Accounts for Regular Shares

7,367

All other shares

175

Money Market Shares

330

Net Income (unless the amount is already included in Undivided Earnings)

-189,261

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,254,458

Total Liabilities

56,467,451

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

ABD Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About ABD Federal Credit Union

How many branches does ABD Federal Credit Union operate?

ABD Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ABD Federal Credit Union?

Yes, to access services at ABD Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ABD Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ABD Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does ABD Federal Credit Union offer online and mobile banking?

Most modern institutions like ABD Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.abdfcu.com.

Current ABD Federal Credit Union Rates

12-Month CD3.29%
24-Month CD2.01%
Savings0.45%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

ABD Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

ABD Federal Credit Union Texas Ratio

ABD Federal Credit Union Health Trend

ABD Federal Credit Union CD Rates

ABD Federal Credit Union Savings Rates

ABD Federal Credit Union Auto Loan Rates

ABD Federal Credit Union RV, Boat and Powersport Loan Rates

ABD Federal Credit Union Credit Card Rates

ABD Federal Credit Union Personal Loan Rates

ABD Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

ABD Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About ABD Federal Credit Union

How many branches does ABD Federal Credit Union operate?

Is a member application needed to join ABD Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does ABD Federal Credit Union offer online and mobile banking?

Current ABD Federal Credit Union Rates

Compare to Other Credit Unions