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Department of Public Safety Federal Credit Union Rates & Review April 2026

Department of Public Safety Federal Credit Union's savings rates are at 0.25%. Department of Public Safety Federal Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Department of Public Safety Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates were last updated on 04/11/2026.

Department of Public Safety Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Department of Public Safety Federal Credit Union? Share your experience about Department of Public Safety Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Department of Public Safety Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.69%
Excellent Lower than avg
Department of Public Safety Federal Credit Union
Dept of Public Safety FCU
3650 N Martin Luther King Ave
Oklahoma City, OK 73111 4223
https://www.dpsfcu.org
Member NCUA

Department of Public Safety Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 0.25%
Details As High As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Department of Public Safety Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.44%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Department of Public Safety Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 8.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Personal Loan - 8.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%
Personal Loans - 8.75%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Department of Public Safety Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Department of Public Safety Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Department of Public Safety Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Department of Public Safety Federal Credit Union
Address 3650 N Martin Luther King Ave, Oklahoma City, OK 73111 4223
Phone 405-212-4567
Fax 405-208-7652
President Dan Melton
CEO Misty Daniels
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.69%
Return on Assets (ROA)
0.1195%
Return on Equity (ROE)
0.7627%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
27,769,762
Total Amount of Shares and Deposits
23,420,854
Total Shares and Deposits < 1 Year
23,003,601
Total Shares and Deposits 1 3 Years
409,894
Total Shares and Deposits > 3 Years
7,359
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,040,662
Total Uninsured Shares and Deposits > $250K (F+J)
1,040,662
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,380,192
Total Interest Expense (Sum of items 6 8)
145,626
Share Certificates
59
Number of Accounts for Share Drafts
757
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
2,398
All other shares
73
Net Income (unless the amount is already included in Undivided Earnings)
33,176
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,314,082
Total Liabilities
23,750,168
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Department of Public Safety Federal Credit Union

Is Department of Public Safety Federal Credit Union a safe place to deposit money?

Yes, Department of Public Safety Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68627653827143%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Department of Public Safety Federal Credit Union operate?

Department of Public Safety Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Department of Public Safety Federal Credit Union?

Yes, to access services at Department of Public Safety Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Department of Public Safety Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Department of Public Safety Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Department of Public Safety Federal Credit Union offer online and mobile banking?

Most modern institutions like Department of Public Safety Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dpsfcu.org.

Current Department of Public Safety Federal Credit Union Rates

  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.