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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Forum Credit Union Rates & Review March 2026

Forum Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Forum Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.22%. Rates were last updated on 03/26/2026.

Forum Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forum Credit Union? Share your experience about Forum Credit Union by leaving a review below, or read customer reviews before you decide to use Forum Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.22%
Excellent Lower than avg
Forum Credit Union
Corporate
11313 USA Pkwy
Fishers, IN 46037 9208
https://www.forumcu.com
Member NCUA

Forum Credit Union Checking Rates

Product Rate APY View More
Business Analysis Checking 0.25% 0.25%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Business Analysis Checking 0.15% 0.15%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Business Analysis Checking 0.05% 0.05%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%

Forum Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Credit Card A+ and A - 2.99%
Details Intro rate expires: Regular APR: 10.74%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
MasterCard Credit Card B - 2.99%
Details Intro rate expires: Regular APR: 12.74%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
MasterCard Credit Card C - 2.99%
Details Intro rate expires: Regular APR: 16.74%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%

Forum Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit A+ and A - 10.25%
Details Variable
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan A+ and A - 10.99%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan A+ and A - 11.24%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan A+ and A - 11.49%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan A+ and A - 11.74%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan A+ and A - 11.99%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Line of Credit B - 12.25%
Details Variable
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan B - 13.74%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan B - 13.99%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan B - 14.24%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Line of Credit C - 14.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan B - 14.49%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan B - 14.74%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan C - 15.74%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan C - 15.99%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%
Personal Installment Loan C - 16.24%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.22%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Forum Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Forum Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Forum Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Forum Credit Union
Address 11313 USA Pkwy, Fishers, IN 46037 9208
Phone 317-558-6000
Fax
President Kevin Hunt
CEO Doug True
Full-Time Employees 417
Part-Time Employees 7
Branch Locations 16
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.22%
Return on Assets (ROA)
0.8302%
Return on Equity (ROE)
6.5471%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
2,270,291,791
Total Amount of Shares and Deposits
1,884,461,231
Total Shares and Deposits < 1 Year
1,724,326,471
Total Shares and Deposits 1 3 Years
144,680,721
Total Shares and Deposits > 3 Years
15,454,039
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
223,517,389
Total Uninsured Shares and Deposits > $250K (F+J)
223,517,389
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,660,943,842
Total Interest Expense (Sum of items 6 8)
32,773,215
Share Certificates
20,539
Number of Accounts for Share Drafts
72,268
IRA KEOGH Accounts
3,498
Number of Accounts for Regular Shares
178,408
All other shares
6,029
Non Member Deposits
8
Money Market Shares
1,550
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
272,240,059
Total Liabilities
1,984,900,182
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Forum Credit Union

Is Forum Credit Union a safe place to deposit money?

Yes, Forum Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2227652985809%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Forum Credit Union operate?

Forum Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Forum Credit Union?

Yes, to access services at Forum Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Forum Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forum Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Forum Credit Union offer online and mobile banking?

Most modern institutions like Forum Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.forumcu.com.