MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. North Carolina Press Association Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

North Carolina Press Association Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

North Carolina Press Association Federal Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of North Carolina Press Association Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.95%. Rates last updated and verified on 08/29/2026.

North Carolina Press Association Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Carolina Press Association Federal Credit Union? Share your experience about North Carolina Press Association Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Carolina Press Association Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.95%
Excellent Lower than avg
North Carolina Press Association Federal Credit Union
Corporate Office
119 N Salisbury St
Raleigh, NC 27603 1739
https://www.ncpafcu.org
Member NCUA

North Carolina Press Association Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate Mortgage - - 5.55% 5 years
Details Initial APR as low as 5.552%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%

North Carolina Press Association Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New auto loan - - 4.25% 36 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%
New auto loan - - 4.75% 60 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%
New auto loan - - 5.00% 72 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%
Used auto loan - - 5.50% 72 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%

North Carolina Press Association Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa® Credit Card - 11.25%
Details Variable APR on purchases and balance transfers. Regular APR: 18.00% (Cash Advances). The variable APR for purchases and balance transfers equals the U.S. Prime Rate plus a margin of between 4.50% and 7.50%, based on your creditworthiness at account opening. The variable APR is subject to change, with the U.S. Prime Rate, as published in The Wall Street Journal on the first day of your billing period that begins in January, April, July and October. Interest begins to accrue on Purchases and Balance Transfers from the day the transaction is added to the daily balance and continues to accrue until the total amount owed is paid. You can avoid paying interest on purchases and balance transfers if you pay the entire balance for the prior billing cycle by the payment due date in the current billing cycle. You cannot avoid paying interest on cash advances.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%
Credit Card - 18.00%
Details Cash Advances have a fixed APR of 18.00%.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.95%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for North Carolina Press Association Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather North Carolina Press Association Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North Carolina Press Association Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name North Carolina Press Association Federal Credit Union
Website https://www.ncpafcu.org
Address 119 N Salisbury St, Raleigh, NC 27603 1739
Phone 919-839-5338
Fax
President Cathy Wallace
CEO Stacie Walker
Full-Time Employees 0
Part-Time Employees 0
Branch Locations 0
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.95%
Return on Assets (ROA)
1.7198%
Return on Equity (ROE)
8.8784%
Non-Performing Loans Ratio (NPL)
3.41%
Total Assets
10,747,322
Total Amount of Shares and Deposits
8,630,529
Total Shares and Deposits < 1 Year
8,389,731
Total Shares and Deposits 1 3 Years
240,798
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
69,679
Total Uninsured Shares and Deposits > $250K (F+J)
69,679
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,560,850
Total Interest Expense (Sum of items 6 8)
92,706
Share Certificates
71
Number of Accounts for Share Drafts
770
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
1,120
All other shares
18
Money Market Shares
122
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
577,246
Total Liabilities
8,665,511
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Want to discuss North Carolina Press Association Federal Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for North Carolina Press Association Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About North Carolina Press Association Federal Credit Union

How many branches does North Carolina Press Association Federal Credit Union operate?

North Carolina Press Association Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join North Carolina Press Association Federal Credit Union?

Yes, to access services at North Carolina Press Association Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, North Carolina Press Association Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Carolina Press Association Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does North Carolina Press Association Federal Credit Union offer online and mobile banking?

Most modern institutions like North Carolina Press Association Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ncpafcu.org.

Compare to Other Credit Unions

Ohio County Public Schools Federal Credit Union Columbiana County School Employees Credit Union Cornerstone Credit Union Minnesota Power Employees Credit Union New Horizon Federal Credit Union Calhoun Liberty Employees Credit Union SESLOC 1st MidAmerica Credit Union Kan Colo Credit Union First Baptist Church Of Vienna VA FCU ABD Federal Credit Union Canvas Credit Union Clarity Credit Union Kane County Teachers Credit Union Rivertrust Federal Credit Union Churchill County Federal Credit Union Gideon Federal Credit Union Frontwave Credit Union Show Me Credit Union Members Choice Credit Union Greenville, OH Your Best Credit Union