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P&G Mehoopany Employees Federal Credit Union Rates & Review November 2026

P&G Mehoopany Employees Federal Credit Union's Term CD - 1 year rates are at 3.80%, Term CD - 6 month rates are at 3.65%, Term CD - 2 year rates are at 3.25%, Term CD - 3 year rates are at 3.25%, Term CD - 4 year rates are at 3.25%. P&G Mehoopany Employees Federal Credit Union's money market rates are at 3.03%. P&G Mehoopany Employees Federal Credit Union's Personal Loan Rates are as low as 7.90%. P&G Mehoopany Employees Federal Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of P&G Mehoopany Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates last updated and verified on 10/29/2026.

P&G Mehoopany Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at P&G Mehoopany Employees Federal Credit Union? Share your experience about P&G Mehoopany Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use P&G Mehoopany Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.38%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
P&G Mehoopany Employees Federal Credit Union
Corp. Headquarters
15 Lane Hill RD
Tunkhannock, PA 18657
https://www.pgmfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

P&G Mehoopany Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Term Share Certificate - 1 year 3.75% 3.80% 1 year
Min Deposit $1,000
Details APY accurate as of 10/23/2026; rates will not change after account opening until maturity date; penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Oct 23, 2026: 3.80% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Term Share Certificate - 6 month 3.60% 3.65% 6 month
Min Deposit $1,000
Details APY accurate as of 10/23/2026; rates will not change after account opening until maturity date; penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Oct 23, 2026: 3.65% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Term Share Certificate - 2 year 3.21% 3.25% 2 year
Min Deposit $1,000
Details APY accurate as of 10/23/2026; rates will not change after account opening until maturity date; penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Term Share Certificate - 3 year 3.21% 3.25% 3 year
Min Deposit $1,000
Details APY accurate as of 10/23/2026; rates will not change after account opening until maturity date; penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Term Share Certificate - 4 year 3.21% 3.25% 4 year
Min Deposit $1,000
Details APY accurate as of 10/23/2026; rates will not change after account opening until maturity date; penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Traditional IRA/Roth IRA - 24 month 3.21% 3.25% 24 Months
Min Deposit $1,000
Details Rates will not change after account opening until the maturity date; Fees may reduce earnings; A penalty may be assessed for early withdrawal
Last Updated 10/29/2026
Rate History
No change since Oct 15, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 15, 2026: 3.25% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union Savings Rates

Product Rate APY View More
Regular Share 0.25% 0.25%
Min Deposit $5
Details Dividend Rate; APY* accurate as of 10/23/2026; Minimum balance required to obtain APY is $0.01
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 23, 2026: 0.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 3.03%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 and over; Dividends compounded quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 10 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Money Market Account - 2.02%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Dividends compounded quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 10 times
1.52%2.02%2.52%Sep 14, 2026: 2.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Money Market Account - 1.00%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Dividends compounded quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 10 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Money Market Account - 0.25%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99; Dividends compounded quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 10 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto Loan - - 4.90% Up to 96 Months
Details APR range: 4.90% - 17.50%; APR accurate as of 10/23/2026
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 12 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Classic and Collectible Vehicle Loan - - 8.718% Up to 84 Months
Details APR range: 8.718% - 21.358%; APR assumes $10,000 loan amount and estimated non-refundable $175 appraisal fee; Minimum loan amount $10,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.72% APR · checked 12 times
8.22%8.72%9.22%Sep 14, 2026: 8.72% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Classic and Collectible Vehicle Loan - - 8.966% 120 Months
Details APR range: 8.966% - 18.199%; APR assumes $25,000 loan amount and estimated non-refundable $175 appraisal fee; Minimum loan amount $25,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.97% APR · checked 12 times
8.47%8.97%9.47%Sep 14, 2026: 8.97% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Camper Loan - New and Used Camper - 7.65% Up to 180 Months
Details Published APR range: 7.65% - 18.00%. APR range; store as printed
Last Updated 10/29/2026
Rate History
No change since Oct 23, 2026 · 7.65% APR · checked 2 times
7.15%7.65%8.15%Oct 23, 2026: 7.65% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 7.90%
Details As Low As; APR
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.90% APR · checked 4 times
7.40%7.90%8.40%Sep 18, 2026: 7.90% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

P&G Mehoopany Employees Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Accumulation Account 0.25% - 0.25%
Details APY is subject to change, and may vary at any time. IRA Accumulation and Roth IRA Accumulation rates may change after account opening. Fees may reduce earnings.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%
Roth IRA Accumulation Account 0.25% - 0.25%
Details APY as of 10/23/2026; APY is subject to change; Rates may change after account opening; Fees may reduce earnings
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.38%

Financial Health History

P&G Mehoopany Employees Federal Credit Union’s Texas Ratio fell from 1.16% in Q3 2023 to 0.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.3% 3.0★ 1.9% 4.0★ 2.5% 5.0★ Healthy zone – entire history below the 15% limit 1.16% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.38% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$195M0.38%5.0A+
March 31, 2026$197M0.57%5.0A+
December 31, 2025$187M0.91%5.0A+
September 30, 2025$181M0.87%5.0A+
June 30, 2025$182M0.96%5.0A+
March 31, 2025$182M1.06%5.0A+
December 31, 2024$177M1.58%5.0A+
September 30, 2024$177M1.77%5.0A+
June 30, 2024$178M1.38%5.0A+
March 31, 2024$181M1.36%5.0A+
December 31, 2023$174M1.88%5.0A+
September 30, 2023$179M1.16%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for P&G Mehoopany Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather P&G Mehoopany Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with P&G Mehoopany Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name P&G Mehoopany Employees Federal Credit Union
Address 15 Lane Hill RD, Tunkhannock, PA 18657
Phone 570-836-3227
Fax 570-836-5180
President James Holmes
CEO Patrick Holmes
Full-Time Employees 31
Part-Time Employees 1
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.38%
Return on Assets (ROA)
0.7886%
Return on Equity (ROE)
5.3098%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
195,331,147
Total Amount of Shares and Deposits
165,397,627
Total Shares and Deposits < 1 Year
163,466,130
Total Shares and Deposits 1 3 Years
1,477,880
Total Shares and Deposits > 3 Years
453,617
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,688,071
Total Uninsured Shares and Deposits > $250K (F+J)
11,688,071
Total Insured Shares and Deposits > $250K (item 17 less item K)
153,709,556
Total Interest Expense (Sum of items 6 8)
714,461
Share Certificates
731
Number of Accounts for Share Drafts
9,523
IRA KEOGH Accounts
185
Number of Accounts for Regular Shares
17,764
Money Market Shares
160
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,627,927
Total Liabilities
166,327,036
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

P&G Mehoopany Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About P&G Mehoopany Employees Federal Credit Union

Does P&G Mehoopany Employees Federal Credit Union offer CDs?

Yes. P&G Mehoopany Employees Federal Credit Union current CD rates include its Term CD - 1 year at 3.80% APY, its Term CD - 6 month at 3.65% APY and its Term CD - 2 year at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from P&G Mehoopany Employees Federal Credit Union NCUA insured?

Yes. P&G Mehoopany Employees Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at P&G Mehoopany Employees Federal Credit Union?

The highest P&G Mehoopany Employees Federal Credit Union CD rate is its Term CD - 1 year at 3.80% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does P&G Mehoopany Employees Federal Credit Union offer?

P&G Mehoopany Employees Federal Credit Union CD rates are 3.65% APY for a 6 month CD, 3.80% APY for a 12 month CD, 3.25% APY for a 2 year CD, 3.25% APY for a 3 year CD and 3.25% APY for a 4 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with P&G Mehoopany Employees Federal Credit Union for its full lineup.

What is the highest money market rate at P&G Mehoopany Employees Federal Credit Union?

The highest P&G Mehoopany Employees Federal Credit Union money market rate is its Money Market Account at 3.03% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at P&G Mehoopany Employees Federal Credit Union?

The lowest P&G Mehoopany Employees Federal Credit Union auto loan rate is its New and Used Auto Loan at 4.90% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at P&G Mehoopany Employees Federal Credit Union?

The lowest P&G Mehoopany Employees Federal Credit Union personal loan rate is its Signature Loan at 7.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does P&G Mehoopany Employees Federal Credit Union operate?

P&G Mehoopany Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join P&G Mehoopany Employees Federal Credit Union?

Yes, to access services at P&G Mehoopany Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, P&G Mehoopany Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, P&G Mehoopany Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does P&G Mehoopany Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like P&G Mehoopany Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pgmfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do P&G Mehoopany Employees Federal Credit Union rates compare?

P&G Mehoopany Employees Federal Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. P&G Mehoopany Employees Federal Credit Union's top rates are its Term CD - 1 year at 3.80% APY, its Money Market Account at 3.03% APY and its Signature Loan at 7.90% APR, verified by MonitorBankRates on October 29, 2026.

Current P&G Mehoopany Employees Federal Credit Union Rates

  • 12-Month CD3.80%
  • 24-Month CD3.25%
  • MMA3.03%
Retrieved from our database of financial products. Rates subject to change.