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Integrity Bank Plus

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Integrity Bank Plus Rates & Review March 2026

Q: How many branches does Integrity Bank Plus operate?

Integrity Bank Plus currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Integrity Bank Plus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank Plus provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Integrity Bank Plus rates to other rates in our database, including 12-month CD rates currently at 0.30%, 6-month CD rates at 2.26% and 3-month CD rates at 3.90%. Savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.68%. All these rates can be compared to Integrity Bank Plus rates. MonitorBankRates evaluates the financial stability of Integrity Bank Plus with a 5.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 43.92%. Rates were last updated on 03/28/2026.

Integrity Bank Plus money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integrity Bank Plus? Share your experience about Integrity Bank Plus by leaving a review below, or read customer reviews before you decide to use Integrity Bank Plus.

Overall Health & Safety Grade

C+

Fair Health Score: 78/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

43.92%

Fair Higher than avg

Integrity Bank Plus

726 Main St
Wabasso, MN 56293

https://www.integritybank.com

Current Rate Availability

We do not have Integrity Bank Plus rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Integrity Bank Plus is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Integrity Bank Plus rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Integrity Bank Plus's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Integrity Bank Plus

Bank Holding Company WABASSO BANCSHARES INC

Address 726 Main St, Wabasso, MN 56293 · Redwood

Website https://www.integritybank.com

FDIC Certificate # 15578

Established 10/01/1934

FDIC Insurance Date 01/27/1938

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 78/100

5.0

Exceptional Out of 5.0 Stars

43.92%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8985%

Return on Equity (ROE) 26.3000%

Non-Performing Loans (NPL) 3.07%

Total Assets $90,127,000

Total Deposits $78,263,000

Equity Capital $9,337,000

Net Income $1,164,000

Headquarters Wabasso

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Integrity Bank Plus

Is Integrity Bank Plus a safe place to deposit money?

Yes, Integrity Bank Plus is considered a safe financial institution. With a Texas Ratio of 43.917525773196%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Integrity Bank Plus operate?

Integrity Bank Plus currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Integrity Bank Plus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank Plus provides members with tools to manage their accounts and build a solid financial history.

Does Integrity Bank Plus offer online and mobile banking?

Most modern institutions like Integrity Bank Plus provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integritybank.com.