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Duluth Fire Department Credit Union Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Duluth Fire Department Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.00%, 6-month share certificate rates at 3.50% and 3-month share certificate rates at 3.00%. Savings rates are at 0.10% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 5.53%. All these rates can be compared to Duluth Fire Department Credit Union rates. MonitorBankRates evaluates the financial stability of Duluth Fire Department Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/29/2026.

Duluth Fire Department Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Duluth Fire Department Credit Union? Share your experience about Duluth Fire Department Credit Union by leaving a review below, or read customer reviews before you decide to use Duluth Fire Department Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Duluth Fire Department Credit Union
DFDCU
602 W 2nd St
Duluth, MN 55802
Member NCUA

Current Rate Availability

We do not have Duluth Fire Department Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Duluth Fire Department Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Duluth Fire Department Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Duluth Fire Department Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Duluth Fire Department Credit Union
Website
Address 602 W 2nd St, Duluth, MN 55802
Phone 218-723-8357
Fax 218-722-2702
President Chad Cooke
CEO David Torgerson
Full-Time Employees 0
Part-Time Employees 5
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.7466%
Return on Equity (ROE)
4.2186%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,513,556
Total Amount of Shares and Deposits
6,183,839
Total Shares and Deposits < 1 Year
5,948,839
Total Shares and Deposits 1 3 Years
235,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
687,204
Total Uninsured Shares and Deposits > $250K (F+J)
687,204
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,496,635
Total Interest Expense (Sum of items 6 8)
90,892
Share Certificates
154
Number of Accounts for Regular Shares
519
Net Income (unless the amount is already included in Undivided Earnings)
56,096
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,814,077
Total Liabilities
6,183,839
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Duluth Fire Department Credit Union

Is Duluth Fire Department Credit Union a safe place to deposit money?

Yes, Duluth Fire Department Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Duluth Fire Department Credit Union operate?

Duluth Fire Department Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Duluth Fire Department Credit Union?

Yes, to access services at Duluth Fire Department Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Duluth Fire Department Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Duluth Fire Department Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Duluth Fire Department Credit Union offer online and mobile banking?

Most modern institutions like Duluth Fire Department Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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