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Lakeside Credit Union

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Lakeside Credit Union Rates & Review April 2026

Q: How many branches does Lakeside Credit Union operate?

Lakeside Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Lakeside Credit Union?

Yes, to access services at Lakeside Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Lakeside Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lakeside Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 18, 2026

You can compare Lakeside Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.04%, 6-month share certificate rates at 0.25% and 3-month share certificate rates at 3.14%. Savings rates are at 3.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Lakeside Credit Union rates. MonitorBankRates evaluates the financial stability of Lakeside Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.15%. Rates were last updated on 04/18/2026.

Lakeside Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lakeside Credit Union? Share your experience about Lakeside Credit Union by leaving a review below, or read customer reviews before you decide to use Lakeside Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.15%

Excellent Lower than avg

Lakeside Credit Union
Lakeside Hwy

1008 Broadway Ave
New Johnsonville, TN 37134

Current Rate Availability

We do not have Lakeside Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lakeside Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lakeside Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lakeside Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lakeside Credit Union

Website

Address 1008 Broadway Ave, New Johnsonville, TN 37134

Phone 931-535-3750

Fax 931-535-3601

President James McKay

CEO Karen Scott

Full-Time Employees 11

Part-Time Employees 1

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.15%

Return on Assets (ROA)

1.0383%

Return on Equity (ROE)

6.1492%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

42,162,340

Total Amount of Shares and Deposits

34,882,846

Total Shares and Deposits < 1 Year

34,721,025

Total Shares and Deposits 1 3 Years

161,821

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,300,180

Total Uninsured Shares and Deposits > $250K (F+J)

2,300,180

Total Insured Shares and Deposits > $250K (item 17 less item K)

32,582,666

Total Interest Expense (Sum of items 6 8)

236,018

Share Certificates

Number of Accounts for Share Drafts

1,312

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,962

Money Market Shares

161

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,385,135

Total Liabilities

35,043,102

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Lakeside Credit Union

Is Lakeside Credit Union a safe place to deposit money?

Yes, Lakeside Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1506093770148%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lakeside Credit Union operate?

Lakeside Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lakeside Credit Union?

Yes, to access services at Lakeside Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lakeside Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lakeside Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lakeside Credit Union offer online and mobile banking?

Most modern institutions like Lakeside Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.