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 Oak Cliff Christian Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Oak Cliff Christian Federal Credit Union's 18 month CD of Deposit rates are at 3.75%, 12 month CD of Deposit rates are at 3.50%, 6 month CD of Deposit rates are at 3.25%. Oak Cliff Christian Federal Credit Union's savings rates are at 0.01%. Oak Cliff Christian Federal Credit Union's Personal Loan Rates are at 11.39%. MonitorBankRates evaluates the financial stability of Oak Cliff Christian Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.51%. Rates were last updated on 04/06/2026. Oak Cliff Christian Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oak Cliff Christian Federal Credit Union? Share your experience about Oak Cliff Christian Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Oak Cliff Christian Federal Credit Union. Oak Cliff Christian Federal Credit Union
Branch 1130 W Camp Wisdom Rd
https://www.occfcu.org Dallas, TX 75232 3404 
Oak Cliff Christian Federal Credit Union CD Rates
Oak Cliff Christian Federal Credit Union Savings Rates
Oak Cliff Christian Federal Credit Union Money Market Rates
Oak Cliff Christian Federal Credit Union Auto Loan Rates
Oak Cliff Christian Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oak Cliff Christian Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oak Cliff Christian Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oak Cliff Christian Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oak Cliff Christian Federal Credit Union
Website
https://www.occfcu.org
Address
1130 W Camp Wisdom Rd,
Dallas, TX 75232 3404
Phone
214-672-9180
Fax
President
Linda Bailey
CEO
Felishia Smith
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.51%
Return on Assets (ROA)
1.7443%
Return on Equity (ROE)
24.8999%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
7,248,721
Total Amount of Shares and Deposits
6,699,919
Total Shares and Deposits < 1 Year
6,482,610
Total Shares and Deposits > 3 Years
217,309
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
348,896
Total Uninsured Shares and Deposits > $250K (F+J)
348,896
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,351,023
Total Interest Expense (Sum of items 6 8)
55,859
Share Certificates
145
IRA KEOGH Accounts
21
Number of Accounts for Regular Shares
1,608
All other shares
218
Non Member Deposits
2
Money Market Shares
36
Net Income (unless the amount is already included in Undivided Earnings)
126,440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,118,493
Total Liabilities
6,740,928
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Oak Cliff Christian Federal Credit UnionIs Oak Cliff Christian Federal Credit Union a safe place to deposit money?Yes, Oak Cliff Christian Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.509380500999%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oak Cliff Christian Federal Credit Union operate?Oak Cliff Christian Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oak Cliff Christian Federal Credit Union?Yes, to access services at Oak Cliff Christian Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oak Cliff Christian Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oak Cliff Christian Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oak Cliff Christian Federal Credit Union offer online and mobile banking?Most modern institutions like Oak Cliff Christian Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.occfcu.org. Current Oak Cliff Christian Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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