What are the current interest rates at Arkansas Federal Credit Union?

Current rates for Arkansas Federal Credit Union include: MMA: 2.00%

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Arkansas Federal Credit Union

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Arkansas Federal Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arkansas Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 1, 2026

Arkansas Federal Credit Union's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of Arkansas Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.04%. Rates were last updated on 06/01/2026.

Arkansas Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arkansas Federal Credit Union? Share your experience about Arkansas Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Arkansas Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.04%

Excellent Lower than avg

Arkansas Federal Credit Union
WLR HQ

17500 Cantrell
Little Rock, AR 72223

http://www.afcu.org

Arkansas Federal Credit Union Money Market Rates

Product	Rate	APY
Business Money Market	-	3.50%
Min Balance $250,000 Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%
Business Money Market	-	3.00%
Min Balance $100,000 Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%
Business Money Market	-	2.50%
Min Balance $50,000 Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%
Business Money Market	-	2.00%
No additional details. Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%

Arkansas Federal Credit Union Checking Rates

Product	Rate	APY
Elite Checking	-	6.00%
Min Balance $2,500 Details Qualifications Required; Qualifying balance up to $10,000.00 Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%
Business Checking (Premier/Choice)	-	2.50%
Min Deposit $100 Details As High As; Premier: on balances Last Updated 06/01/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Arkansas Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Arkansas Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arkansas Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arkansas Federal Credit Union

Website http://www.afcu.org

Address 17500 Cantrell, Little Rock, AR 72223

Phone 501-982-1000

Fax

President Paula Kinnard

CEO Rodney Showmar

Full-Time Employees 442

Part-Time Employees 0

Branch Locations 25

ATM Locations 23

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.04%

Return on Assets (ROA)

0.8440%

Return on Equity (ROE)

8.9062%

Non-Performing Loans Ratio (NPL)

0.73%

Total Assets

2,837,224,029

Total Amount of Shares and Deposits

2,341,583,328

Total Shares and Deposits < 1 Year

2,245,206,850

Total Shares and Deposits 1 3 Years

72,500,687

Total Shares and Deposits > 3 Years

23,875,791

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

137,165,805

Total Uninsured Shares and Deposits > $250K (F+J)

137,607,902

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,203,975,426

Total Interest Expense (Sum of items 6 8)

49,402,772

Share Certificates

20,968

Number of Accounts for Share Drafts

87,857

IRA KEOGH Accounts

3,341

Number of Accounts for Regular Shares

173,735

All other shares

4,164

Non Member Deposits

965

Money Market Shares

6,439

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

141,501,115

Total Liabilities

2,572,180,493

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Arkansas Federal Credit Union

How many branches does Arkansas Federal Credit Union operate?

Arkansas Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arkansas Federal Credit Union?

Yes, to access services at Arkansas Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arkansas Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arkansas Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arkansas Federal Credit Union offer online and mobile banking?

Most modern institutions like Arkansas Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.afcu.org.