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Empeople Credit Union

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Empeople Credit Union Rates & Review March 2026

Q: How many branches does Empeople Credit Union operate?

Empeople Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Empeople Credit Union?

Yes, to access services at Empeople Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Empeople Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Empeople Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Empeople Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.70%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.57%. All these rates can be compared to Empeople Credit Union rates. MonitorBankRates evaluates the financial stability of Empeople Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.49%. Rates were last updated on 03/29/2026.

Empeople Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Empeople Credit Union? Share your experience about Empeople Credit Union by leaving a review below, or read customer reviews before you decide to use Empeople Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.49%

Excellent Higher than avg

Empeople Credit Union
Main Office Moline

3950 38th Ave
Moline, IL 61265 6471

https://www.deereemployeescu.com

Current Rate Availability

We do not have Empeople Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Empeople Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Empeople Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Empeople Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Empeople Credit Union

Website https://www.deereemployeescu.com

Address 3950 38th Ave, Moline, IL 61265 6471

Phone 309-743-1000

Fax 309-743-1050

President Scott Hany

CEO Kurt Lewin

Full-Time Employees 270

Part-Time Employees 4

Branch Locations 35

ATM Locations 34

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.49%

Return on Assets (ROA)

0.3192%

Return on Equity (ROE)

3.9925%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

2,197,130,269

Total Amount of Shares and Deposits

1,920,428,018

Total Shares and Deposits < 1 Year

1,817,806,152

Total Shares and Deposits 1 3 Years

94,527,520

Total Shares and Deposits > 3 Years

8,094,346

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

307,222,451

Total Uninsured Shares and Deposits > $250K (F+J)

307,222,451

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,613,205,567

Total Interest Expense (Sum of items 6 8)

42,980,222

Share Certificates

18,083

Number of Accounts for Share Drafts

58,522

IRA KEOGH Accounts

3,311

Number of Accounts for Regular Shares

152,687

All other shares

1,246

Money Market Shares

18,236

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

91,577,371

Total Liabilities

2,023,511,566

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Empeople Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Empeople Credit Union

Is Empeople Credit Union a safe place to deposit money?

Yes, Empeople Credit Union is considered a safe financial institution. With a Texas Ratio of 7.485456923173%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Empeople Credit Union operate?

Empeople Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Empeople Credit Union?

Yes, to access services at Empeople Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Empeople Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Empeople Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Empeople Credit Union offer online and mobile banking?

Most modern institutions like Empeople Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.deereemployeescu.com.