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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
ALBION SCHOOL EMPLOYEES Rates & Review March 2026You can compare ALBION SCHOOL EMPLOYEES rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 0.20% and 3-month share certificate rates at 0.25%. Savings rates are at 0.20% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to ALBION SCHOOL EMPLOYEES rates. MonitorBankRates evaluates the financial stability of ALBION SCHOOL EMPLOYEES with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/29/2026. ALBION SCHOOL EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ALBION SCHOOL EMPLOYEES? Share your experience about ALBION SCHOOL EMPLOYEES by leaving a review below, or read customer reviews before you decide to use ALBION SCHOOL EMPLOYEES. West Bank
Albion School Employees FCU 254 East Ave
Albion, NY 14411 1617
Current Rate AvailabilityWe do not have ALBION SCHOOL EMPLOYEES rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ALBION SCHOOL EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ALBION SCHOOL EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ALBION SCHOOL EMPLOYEES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ALBION SCHOOL EMPLOYEES
Address
254 East Ave,
Albion, NY 14411 1617
Phone
585-589-9204
Fax
585-589-4097
President
Keith Piccirilli
CEO
Beth Ann Navarra
Full-Time Employees
0
Part-Time Employees
2
Branch Locations
0
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.3415%
Return on Equity (ROE)
1.8245%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
2,082,973
Total Amount of Shares and Deposits
1,691,998
Total Shares and Deposits < 1 Year
1,691,998
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,691,998
Total Interest Expense (Sum of items 6 8)
462
Share Certificates
3
Number of Accounts for Regular Shares
410
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
592,675
Total Liabilities
1,693,108
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About ALBION SCHOOL EMPLOYEESIs ALBION SCHOOL EMPLOYEES a safe place to deposit money?Yes, ALBION SCHOOL EMPLOYEES is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does ALBION SCHOOL EMPLOYEES operate?ALBION SCHOOL EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ALBION SCHOOL EMPLOYEES?Yes, to access services at ALBION SCHOOL EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ALBION SCHOOL EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ALBION SCHOOL EMPLOYEES provides members with tools to manage their accounts and build a solid financial history. Does ALBION SCHOOL EMPLOYEES offer online and mobile banking?Most modern institutions like ALBION SCHOOL EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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