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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Access Credit Union Bristol Pa Credit Union Rates & Review November 2026Access Credit Union Bristol Pa Credit Union's CD - 24 month rates are at 3.56%, CD - 36 month rates are at 3.56%, CD - 48 month rates are at 3.56%, CD - 60 month rates are at 3.56%, CD - 12 month rates are at 3.30%. Access Credit Union Bristol Pa Credit Union's Personal Loan Rates are as low as 9.99%. Access Credit Union Bristol Pa Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Access Credit Union Bristol Pa Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates last updated and verified on 10/29/2026. Access Credit Union Bristol Pa Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Access Credit Union Bristol Pa Credit Union? Share your experience about Access Credit Union Bristol Pa Credit Union by leaving a review below, or read customer reviews before you decide to use Access Credit Union Bristol Pa Credit Union. Access Credit Union Bristol Pa Credit Union
Access Credit Union 23 Commerce Cir
https://www.accessmycu.org Bristol, PA 19007-3111 Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Access Credit Union Bristol Pa Credit Union CD Rates
Access Credit Union Bristol Pa Credit Union Home Equity & HELOC
Access Credit Union Bristol Pa Credit Union Auto Loan Rates
Access Credit Union Bristol Pa Credit Union Personal Loan Rates
Access Credit Union Bristol Pa Credit Union Other Rates
Financial Health HistoryAccess Credit Union Bristol Pa Credit Union’s Texas Ratio rose from 0.00% in Q3 2023 to 0.61% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Access Credit Union Bristol Pa Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Access Credit Union Bristol Pa Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Access Credit Union Bristol Pa Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Access Credit Union Bristol Pa Credit Union
Website
https://www.accessmycu.org
Address
23 Commerce Cir,
Bristol, PA 19007-3111
Phone
215-788-0411
Fax
215-788-6522
President
Peter Faight
CEO
Stephen Cordisco
Full-Time Employees
8
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.61%
Return on Assets (ROA)
0.3069%
Return on Equity (ROE)
2.6124%
Non-Performing Loans Ratio (NPL)
0.16%
Total Assets
70,333,324
Total Amount of Shares and Deposits
62,054,559
Total Shares and Deposits < 1 Year
60,770,375
Total Shares and Deposits 1 3 Years
1,106,304
Total Shares and Deposits > 3 Years
177,880
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,773,682
Total Uninsured Shares and Deposits > $250K (F+J)
3,773,682
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,280,877
Total Interest Expense (Sum of items 6 8)
517,975
Share Certificates
238
Number of Accounts for Share Drafts
2,131
IRA KEOGH Accounts
268
Number of Accounts for Regular Shares
5,345
All other shares
475
Money Market Shares
25
Net Income (unless the amount is already included in Undivided Earnings)
215,991
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,443,308
Total Liabilities
62,132,298
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Access Credit Union Bristol Pa Credit UnionDoes Access Credit Union Bristol Pa Credit Union offer CDs?Yes. Access Credit Union Bristol Pa Credit Union current CD rates include its CD - 24 month at 3.56% APY, its CD - 36 month at 3.56% APY and its CD - 48 month at 3.56% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Access Credit Union Bristol Pa Credit Union NCUA insured?Yes. Access Credit Union Bristol Pa Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Access Credit Union Bristol Pa Credit Union?The highest Access Credit Union Bristol Pa Credit Union CD rate is its CD - 24 month at 3.56% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Access Credit Union Bristol Pa Credit Union offer?Access Credit Union Bristol Pa Credit Union CD rates are 3.30% APY for a 12 month CD, 3.30% APY for an 18 month CD, 3.56% APY for a 2 year CD, 3.56% APY for a 3 year CD, 3.56% APY for a 4 year CD and 3.56% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Access Credit Union Bristol Pa Credit Union for its full lineup. What is the lowest personal loan rate at Access Credit Union Bristol Pa Credit Union?The lowest Access Credit Union Bristol Pa Credit Union personal loan rate is its Personal Loans at 9.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Access Credit Union Bristol Pa Credit Union operate?Access Credit Union Bristol Pa Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Access Credit Union Bristol Pa Credit Union?Yes, to access services at Access Credit Union Bristol Pa Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Access Credit Union Bristol Pa Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Access Credit Union Bristol Pa Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Access Credit Union Bristol Pa Credit Union offer online and mobile banking?Most modern institutions like Access Credit Union Bristol Pa Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accessmycu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Access Credit Union Bristol Pa Credit Union rates compare?Access Credit Union Bristol Pa Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A+ health rating. Access Credit Union Bristol Pa Credit Union's top rates are its CD - 24 month at 3.56% APY and its Personal Loans at 9.99% APR, verified by MonitorBankRates on October 29, 2026. Current Access Credit Union Bristol Pa Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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