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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Community Credit Union's 4 Years Jumbo CDs rates are at 3.92%, Jumbo CDs 5 Years rates are at 3.92%, 2 Years Jumbo CDs rates are at 3.82%, Jumbo CDs 3 Years rates are at 3.82%, 6 month Jumbo CDs rates are at 3.71%. Community Credit Union's savings rates are at 0.05%. Community Credit Union's money market rates are at 1.76%. Community Credit Union's Personal Loan Rates are at 5.30%. Community Credit Union's Credit Card Rates are at 13.90%. MonitorBankRates evaluates the financial stability of Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.38%. Rates were last updated on 03/25/2026. Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union? Share your experience about Community Credit Union by leaving a review below, or read customer reviews before you decide to use Community Credit Union. Community Credit Union
Community Credit Union 144 Pine St
https://www.communitycreditunion.com Lewiston, ME 04240 
Community Credit Union CD Rates
Community Credit Union Savings Rates
Community Credit Union Money Market Rates
Community Credit Union Mortgage Rates
Community Credit Union Home Equity & HELOC
Community Credit Union Auto Loan Rates
Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Credit Union
Address
144 Pine St,
Lewiston, ME 04240
Phone
207-783-2096
Fax
207-783-2093
President
Marcel Gagne
CEO
Jennifer Hogan
Full-Time Employees
36
Part-Time Employees
7
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.38%
Return on Assets (ROA)
0.8662%
Return on Equity (ROE)
7.9207%
Non-Performing Loans Ratio (NPL)
1.76%
Total Assets
112,085,208
Total Amount of Shares and Deposits
98,932,363
Total Shares and Deposits < 1 Year
91,731,929
Total Shares and Deposits 1 3 Years
4,442,966
Total Shares and Deposits > 3 Years
2,757,468
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,626,167
Total Uninsured Shares and Deposits > $250K (F+J)
2,685,066
Total Insured Shares and Deposits > $250K (item 17 less item K)
96,247,297
Total Interest Expense (Sum of items 6 8)
1,227,595
Share Certificates
797
Number of Accounts for Share Drafts
7,717
IRA KEOGH Accounts
319
Number of Accounts for Regular Shares
14,973
All other shares
145
Non Member Deposits
8
Money Market Shares
184
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
691,547
Total Liabilities
99,828,288
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Credit UnionIs Community Credit Union a safe place to deposit money?Yes, Community Credit Union is considered a safe financial institution. With a Texas Ratio of 13.378442545109%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Credit Union operate?Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Credit Union?Yes, to access services at Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Credit Union offer online and mobile banking?Most modern institutions like Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitycreditunion.com. Current Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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