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Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at Community Credit Union?

Current rates for Community Credit Union include: 12-Month CD: 3.45%, 24-Month CD: 3.45%, 60-Month CD: 3.56%, Savings: 0.15%, MMA: 2.12%

Q: What CD terms does Community Credit Union offer?

Community Credit Union CD rates are 3.71% APY for a 12 month CD, 3.71% APY for a 2 year CD, 3.71% APY for a 3 year CD, 3.82% APY for a 4 year CD and 3.82% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Community Credit Union's CD - 4 Years rates are at 3.82%, CD - 5 Years rates are at 3.82%, CD - 12 month rates are at 3.71%, CD - 2 Years rates are at 3.71%, CD - 3 Years rates are at 3.71%. Community Credit Union's savings rates are at 0.15%. Community Credit Union's money market rates are at 2.12%. Community Credit Union's checking rates are as high as 4.00%. Community Credit Union's Personal Loan Rates are as low as 12.25%. Community Credit Union's Credit Card Rates are at 13.90%. Community Credit Union's CD rates are 30% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.06%. Rates last updated and verified on 10/29/2026.

Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union? Share your experience about Community Credit Union by leaving a review below, or read customer reviews before you decide to use Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.06%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Community Credit Union
Community Credit Union

144 Pine St
Lewiston, ME 04240

https://www.communitycreditunion.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Community Credit Union CD Rates

Product	Rate	APY	Term
4 Year Jumbo Certificates	3.75%	3.82%	4 Years
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
5 Year Jumbo Certificates	3.75%	3.82%	5 Years
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 4 Years	3.75%	3.82%	4 Years
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 5 Years	3.75%	3.82%	5 Years
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.82% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 4 Years	3.75%	3.82%	4 Years
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 5 Years	3.75%	3.82%	5 Years
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
12 Month Jumbo Certificates	3.65%	3.71%	12 Months
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
2 Year Jumbo Certificates	3.65%	3.71%	2 Years
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
3 Year Jumbo Certificates	3.65%	3.71%	3 Years
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
6 Month Jumbo Certificates	3.65%	3.71%	6 Months
Min Balance $100,000 Details Minimum balance of $100,000; membership eligibility required; penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 2 Years	3.65%	3.71%	2 Years
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 3 Years	3.65%	3.71%	3 Years
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 12 month	3.65%	3.71%	12 Months
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.45% → 3.71% ▲ 0.26 pts · high 3.71% / low 3.45% Oct 19, 20263.71%▲ from 3.45% Sep 14, 20263.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 2 Years	3.65%	3.71%	2 Years
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 3 Years	3.65%	3.71%	3 Years
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share Certificate - 6 month	3.65%	3.71%	6 Months
Details Rates effective as of 09/23/24; a penalty may be imposed for early withdrawal Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.45% → 3.71% ▲ 0.26 pts · high 3.71% / low 3.45% Oct 19, 20263.71%▲ from 3.45% Sep 14, 20263.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
4 Year Share Certificate	3.50%	3.56%	4 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
5 Year Share Certificate	3.50%	3.56%	5 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 4 Years	3.50%	3.56%	4 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 5 Years	3.50%	3.56%	5 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.56% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
12 Month Share Certificate	3.40%	3.45%	12 Months
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
2 Year Share Certificate	3.40%	3.45%	2 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
3 Year Share Certificate	3.40%	3.45%	3 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
6 Month Share Certificate	3.40%	3.45%	6 Months
Min Deposit $500 Min Balance $500 Details Minimum balance to open the account and earn the APY is $500; 6 month term is not available for IRA Certificates; Early withdrawal penalties may apply; Rates effective as of 05/11/26 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 2 Years	3.40%	3.45%	2 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 3 Years	3.40%	3.45%	3 Years
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Savings Rates

Product	Rate	APY
Health Savings Accounts	0.15%	0.15%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.01 and over; Variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Health Savings Accounts	0.10%	0.10%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000.01 - $10,000; Variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Health Savings Accounts	0.05%	0.05%
Min Deposit $0 Min Balance $100 Details Balance: $100 - $1,000; Minimum balance to earn the APY is $100; Variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Health Savings Accounts	0.05%	0.05%
Min Deposit $0 Min Balance $1,000 Details Balance: $1,000.01 - $5,000; Minimum balance to earn the APY is $100; Variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
IRA Club	0.05%	0.05%
Details Shares/Club; Accounts are a variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Christmas Club	0.03%	0.03%
Details Shares/Club; Subject to early withdrawal penalty if funds are withdrawn before the maturity date Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Flex Club	0.03%	0.03%
Details Shares/Club; Accounts are a variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Share	0.03%	0.03%
Min Balance $5 Details Shares/Club; Minimum balance to open the account and earn the APY is $5 for Shares; closed within the first 6 months subject to a closing account fee Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.03% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Vacation Club	0.03%	0.03%
Details Shares/Club; Subject to early withdrawal penalty if funds are withdrawn before the maturity date Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Youth Accounts - Life Saver	0.03%	0.03%
Min Deposit $5 Details Minimum balance to open the account and earn the APY is $5; Accounts are a variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Money Market Rates

Product	Rate	APY
Money Markets	2.10%	2.12%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.12% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Money Markets	1.85%	1.87%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.87% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Money Markets	1.60%	1.61%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.61% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Money Markets	0.15%	0.15%
Details Balance: $10,000.01 and over Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Money Markets	0.10%	0.10%
Details Balance: $5,000.01 - $10,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Money Markets	0.05%	0.05%
Details Balance: $100 - $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Checking Rates

Product	Rate	APY	View More
Kasasa Cash Checking	3.928%	4.00%
Min Balance $0 Details Balance: 0 - $10,000; Qualifying balance up to $10,000; Kasasa accounts do not have a minimum balance requirement to earn dividends Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Loans - Home Equity (up to 80% LTV)	-	-	6.75%
Details As Low As; Rates as Low as; Rate adjusted quarterly based on the WSJ prime rate; mortgage product, may be subject to additional fees such as appraisal and/or title; homeowners insurance required, flood insurance required when necessary Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Home Equity Loans - No Equity Home Equity (up to 95% LTV)	-	-	8.00%
Details As Low As; Rates as Low as; Rate adjusted quarterly based on the WSJ prime rate; mortgage product, may be subject to additional fees such as appraisal and/or title; homeowners insurance required, flood insurance required when necessary Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New/Used Auto Loan	-	-	4.90%	1 year
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	4.90%	2 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	4.90%	3 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 4.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	5.25%	4 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	5.25%	5 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	5.50%	6 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
New/Used Auto Loan	-	-	6.50%	7 years
Details As Low As; Loans require full coverage insurance; New/Used Auto rates apply to 2015-current model years; Click to see Rate Discounts Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 1 Year Loan	-	5.75%	1 year
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.75% → 5.75% ▼ 3.00 pts · high 8.75% / low 5.75% Oct 9, 20265.75%▼ from 8.75% Sep 14, 20268.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 2 Year Loan	-	5.75%	2 years
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 3 Year Loan	-	5.75%	3 years
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	5.75%	1 year
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	5.75%	2 years
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	5.75%	3 years
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	5.75%	1 year
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	5.75%	2 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	5.75%	3 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 4 Year Loan	-	6.25%	4 years
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 5 Year Loan	-	6.25%	5 years
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.25% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	6.25%	4 years
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	6.25%	5 years
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.75% → 6.25% ▼ 3.50 pts · high 9.75% / low 6.25% Sep 18, 20266.25%▼ from 9.75% Sep 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	6.25%	4 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	6.25%	5 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 6 Year Loan	-	6.50%	6 years
Details As Low As; Collateralized loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years; Untitled Motorcycle units may go up to 72 months; Rates effective as of 09/23/24 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	6.50%	6 years
Details As Low As; Collateralized Loans require full coverage insurance; Recreational Vehicle rates apply to 2015-current model years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	6.50%	6 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	6.75%	7 years
Details As Low As; APR* Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 10.00% → 6.75% ▼ 3.25 pts · high 10.00% / low 6.75% Oct 19, 20266.75%▼ from 10.00% Sep 18, 202610.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	6.75%	7 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	7.50%	10 years
Details As Low As; APR* Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.75% → 7.50% ▼ 4.25 pts · high 11.75% / low 7.50% Oct 19, 20267.50%▼ from 11.75% Sep 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	7.50%	10 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	8.00%	12 years
Details As Low As; APR* Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	8.00%	12 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors Loan	-	8.25%	15 years
Details As Low As; APR* Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan	-	8.25%	15 years
Details As Low As; Recreational Vehicle rates apply to 2015-current model years; Loans require full coverage insurance Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Credit Card Rates

Product	Rate	APR
Visa Classic/Secured Credit Card	-	13.90%
Details As Low As; Purchases, Balance Transfers and Cash Advances all 13.90% APR Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 13.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Visa Business Credit Cards	-	15.90%
Details As Low As; Purchases 15.90% APR, Balance Transfers 15.90% APR, Cash Advances 15.90% APR Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 15.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Personal Loan Rates

Product	APR	Term
Signature (Unsecured) Loans	12.25%	1 year
Details As Low As; Maximum loan amount is $20,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 12.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans	12.25%	2 years
Details As Low As; Maximum loan amount is $20,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 12.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans	12.75%	3 years
Details As Low As; Maximum loan amount is $20,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans	13.75%	4 years
Details As Low As; Maximum loan amount is $20,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
One Payment Notes - Unsecured Loan	14.50%	12 Months
Details As Low As; Type: Unsecured; Loan type: One Payment Note Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 14.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans	14.75%	5 years
Details As Low As; Maximum loan amount is $20,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 14.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Career Advancement Loans	-	-	8.75%	1 year
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	8.75%	2 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	9.25%	3 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	9.25%	4 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	9.75%	5 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	10.00%	6 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	10.00%	7 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Career Advancement Loans	-	-	11.75%	10 years
Details As Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 11.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 12 Months	3.40%	-	3.45%	12 Months
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Certificates - 6 Months	3.40%	-	3.45%	6 Months
Min Deposit $500 Min Balance $500 Details Minimum balance to open and earn APY is $500 for Share Certificates, Traditional, SEP, Roth and Educational IRAs; 6 month term not available for IRA Certificates; early withdrawal penalties may apply Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 12 Months	3.65%	-	3.71%	12 Months
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Jumbo Certificates - 6 Months	3.65%	-	3.71%	6 Months
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Kasasa Saver Savings	1.24%	-	1.25%
Min Balance $0 Details Balance: 0 - $15,000; Qualifying balance up to $15,000.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Youth Accounts - Monty Moose	0.03%	-	0.03%
Min Deposit $5 Details Minimum balance to open the account and earn the APY is $5; Accounts are a variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%
Youth Accounts - Teens Love Cash	0.03%	-	0.03%
Min Deposit $5 Details Minimum balance to open the account and earn the APY is $5; Accounts are a variable dividend rate and variable APY Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.03% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.06%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Community Credit Union’s Texas Ratio rose from 7.59% in Q3 2023 to 12.06% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$120M	12.06%	5.0	A
March 31, 2026	$121M	10.72%	5.0	A
December 31, 2025	$117M	12.65%	5.0	A
September 30, 2025	$112M	12.04%	5.0	A
June 30, 2025	$112M	9.00%	5.0	A
March 31, 2025	$114M	8.17%	5.0	A
December 31, 2024	$111M	11.02%	5.0	A
September 30, 2024	$107M	9.80%	5.0	A
June 30, 2024	$104M	7.38%	5.0	A
March 31, 2024	$103M	8.59%	5.0	A
December 31, 2023	$100M	10.32%	5.0	A
September 30, 2023	$98M	7.59%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union

Website https://www.communitycreditunion.com

Address 144 Pine St, Lewiston, ME 04240

Phone 207-783-2096

Fax 207-783-2093

President Marcel Gagne

CEO Jennifer Hogan

Full-Time Employees 39

Part-Time Employees 3

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

12.06%

Return on Assets (ROA)

0.1546%

Return on Equity (ROE)

1.4744%

Non-Performing Loans Ratio (NPL)

1.86%

Total Assets

120,160,869

Total Amount of Shares and Deposits

106,934,834

Total Shares and Deposits < 1 Year

96,622,540

Total Shares and Deposits 1 3 Years

5,111,165

Total Shares and Deposits > 3 Years

5,201,129

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,995,964

Total Uninsured Shares and Deposits > $250K (F+J)

4,471,664

Total Insured Shares and Deposits > $250K (item 17 less item K)

102,463,170

Total Interest Expense (Sum of items 6 8)

899,510

Share Certificates

901

Number of Accounts for Share Drafts

7,795

IRA KEOGH Accounts

325

Number of Accounts for Regular Shares

15,211

All other shares

149

Non Member Deposits

Money Market Shares

202

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,616,454

Total Liabilities

107,560,692

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Community Credit Union

Does Community Credit Union offer CDs?

Yes. Community Credit Union current CD rates include its CD - 4 Years at 3.82% APY, its CD - 5 Years at 3.82% APY and its CD - 12 month at 3.71% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Community Credit Union NCUA insured?

Yes. Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Community Credit Union?

The highest Community Credit Union CD rate is its 4 Year Jumbo CDs at 3.82% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Community Credit Union offer?

Community Credit Union CD rates are 3.71% APY for a 12 month CD, 3.71% APY for a 2 year CD, 3.71% APY for a 3 year CD, 3.82% APY for a 4 year CD and 3.82% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Community Credit Union for its full lineup.

What is the highest savings rate at Community Credit Union?

The highest Community Credit Union savings rate is its Health Savings Accounts at 0.15% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Community Credit Union?

The highest Community Credit Union money market rate is its Money Market at 2.12% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Community Credit Union?

The highest Community Credit Union checking rate is its Kasasa Cash Checking at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Community Credit Union?

The lowest Community Credit Union auto loan rate is its New/Used Auto Loan at 4.90% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Community Credit Union?

The lowest Community Credit Union personal loan rate is its Signature (Unsecured) Loans at 12.25% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Community Credit Union?

The lowest Community Credit Union credit card APR is its Visa Classic/Secured Credit Card at 13.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Community Credit Union operate?

Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union?

Yes, to access services at Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union offer online and mobile banking?

Most modern institutions like Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitycreditunion.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Community Credit Union rates compare?

Community Credit Union's CD rates are 30% higher than the MonitorBankRates national average, and it has an A health rating. Community Credit Union's top rates are its 4 Year Jumbo CDs at 3.82% APY, its Health Savings Accounts at 0.15% APY, its Money Market at 2.12% APY, its Kasasa Cash Checking at 4.00% APY, its Signature (Unsecured) Loans at 12.25% APR and its Visa Classic/Secured Credit Card at 13.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Community Credit Union Rates

12-Month CD3.45%
24-Month CD3.45%
60-Month CD3.56%
Savings0.15%
MMA2.12%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Community Credit Union Texas Ratio

Community Credit Union Health Trend

Community Credit Union CD Rates

Community Credit Union Savings Rates

Community Credit Union Money Market Rates

Community Credit Union Checking Rates

Community Credit Union Home Equity & HELOC

Community Credit Union Auto Loan Rates

Community Credit Union RV, Boat and Powersport Loan Rates

Community Credit Union Credit Card Rates

Community Credit Union Personal Loan Rates

Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Community Credit Union

Does Community Credit Union offer CDs?

Are CDs from Community Credit Union NCUA insured?

What is the highest CD rate at Community Credit Union?

What CD terms does Community Credit Union offer?

What is the highest savings rate at Community Credit Union?

What is the highest money market rate at Community Credit Union?

What is the highest checking rate at Community Credit Union?

What is the lowest auto loan rate at Community Credit Union?

What is the lowest personal loan rate at Community Credit Union?

What is the lowest credit card APR at Community Credit Union?

How many branches does Community Credit Union operate?

Is a member application needed to join Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Community Credit Union rates compare?

Current Community Credit Union Rates

Compare to Other Credit Unions