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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Equitable Savings and Loan Association Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 3, 2026
Equitable Savings and Loan Association's 120-Month Certificate of Deposit rates are at 3.98%, 60-119-Month Certificate of Deposit rates are at 3.67%, 48-59-Month Certificate of Deposit rates are at 3.56%, 36-47-Month CD rates are at 3.46%, 24-35-Month CD rates are at 3.35%. Equitable Savings and Loan Association's savings rates are at 0.10%. Equitable Savings and Loan Association's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Equitable Savings and Loan Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.32%. Rates were last updated on 04/03/2026. Equitable Savings and Loan Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Equitable Savings and Loan Association? Share your experience about Equitable Savings and Loan Association by leaving a review below, or read customer reviews before you decide to use Equitable Savings and Loan Association. Equitable Savings and Loan Association
221 N 3rd St
https://www.equitable-savings.com Sterling, CO 80751 
Equitable Savings and Loan Association CD Rates
Equitable Savings and Loan Association Savings Rates
Equitable Savings and Loan Association Money Market Rates
Equitable Savings and Loan Association Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Equitable Savings and Loan Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Equitable Savings and Loan Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Equitable Savings and Loan Association's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Equitable Savings and Loan Association
Bank Holding Company
FARMERS REALTY CO THE
Address
221 N 3rd St,
Sterling, CO 80751 · Logan
FDIC Certificate #
30707
Established
01/01/1921
FDIC Insurance Date
08/09/1989
Domestic Offices
10
Total Branches
10
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.32%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.3189%
Return on Equity (ROE)
1.9100%
Non-Performing Loans (NPL)
0.00%
Total Assets
$170,327,000
Total Deposits
$129,901,000
Equity Capital
$26,375,000
Net Income
$96,000
Headquarters
Sterling
Total Offices
10
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Equitable Savings and Loan AssociationIs Equitable Savings and Loan Association a safe place to deposit money?Yes, Equitable Savings and Loan Association is considered a safe financial institution. With a Texas Ratio of 0.31954958724845%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Equitable Savings and Loan Association operate?Equitable Savings and Loan Association currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Equitable Savings and Loan Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Equitable Savings and Loan Association provides members with tools to manage their accounts and build a solid financial history. Does Equitable Savings and Loan Association offer online and mobile banking?Most modern institutions like Equitable Savings and Loan Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.equitable-savings.com. Current Equitable Savings and Loan Association Rates
Retrieved from our database of financial products. Rates subject to change.
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