☰

Home›
Banks›
Equitable Savings and Loan Association

iAdvertiser Disclosure

Equitable Savings and Loan Association Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Equitable Savings and Loan Association provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Equitable Savings and Loan Association rates to other rates in our database, including 12-month CD rates currently at 2.53%, 6-month CD rates at 0.70% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to Equitable Savings and Loan Association rates. MonitorBankRates evaluates the financial stability of Equitable Savings and Loan Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.32%. Rates were last updated on 04/25/2026.

Equitable Savings and Loan Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Equitable Savings and Loan Association? Share your experience about Equitable Savings and Loan Association by leaving a review below, or read customer reviews before you decide to use Equitable Savings and Loan Association.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.32%

Excellent Lower than avg

Equitable Savings and Loan Association

221 N 3rd St
Sterling, CO 80751

https://www.equitable-savings.com

Current Rate Availability

We do not have Equitable Savings and Loan Association rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Equitable Savings and Loan Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Equitable Savings and Loan Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Equitable Savings and Loan Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Equitable Savings and Loan Association

Bank Holding Company FARMERS REALTY CO THE

Address 221 N 3rd St, Sterling, CO 80751 · Logan

Website https://www.equitable-savings.com

FDIC Certificate # 30707

Established 01/01/1921

FDIC Insurance Date 08/09/1989

Domestic Offices 10

Total Branches 10

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.32%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3189%

Return on Equity (ROE) 1.9100%

Non-Performing Loans (NPL) 0.00%

Total Assets $170,327,000

Total Deposits $129,901,000

Equity Capital $26,375,000

Net Income $96,000

Headquarters Sterling

Total Offices 10

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Equitable Savings and Loan Association yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Equitable Savings and Loan Association

Frequently Asked Questions About Equitable Savings and Loan Association

Is Equitable Savings and Loan Association a safe place to deposit money?

Yes, Equitable Savings and Loan Association is considered a safe financial institution. With a Texas Ratio of 0.31954958724845%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Equitable Savings and Loan Association operate?

Equitable Savings and Loan Association currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Equitable Savings and Loan Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Equitable Savings and Loan Association provides members with tools to manage their accounts and build a solid financial history.

Does Equitable Savings and Loan Association offer online and mobile banking?

Most modern institutions like Equitable Savings and Loan Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.equitable-savings.com.