NexBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

NexBank Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 0.45% and 3-month CD rates at 3.80%. Current savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 16.49%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to NexBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from NexBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with NexBank CD rates. You can also compare NexBank savings rates, MMA rates and mortgage rates using our other rate lists.

NexBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NexBank? Share your experience about NexBank by leaving a review below, or read customer reviews before you decide to use NexBank.

NexBank Texas Ratio

NexBank's Texas Ratio is at 7.32%, which is considered excellent. The Texas Ratio for NexBank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, NexBank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.54%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.27%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.01%

30-Year Fixed

N/A

6.71%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

NexBank

2515 Mckinney Ave
Dallas, TX 75201

https://www.nexbankpersonal.com

MonitorBankRates' Rating

5/5

★★★★★

Review NexBank

Compare NexBank Rates with Other Competitive Bank and Credit Union Rates

PCB Pendleton Bank

Kasasa Checking

6.00%

$50

Bank 1st

6-Month CD

4.70%

$2,500

Second Federal S&L

12-Month CD

4.30%

$500

Bar Harbor SLA

12-Month CD

4.07%

$500

Waterman Bank

Money Market

4.07%

$2,500

Mutual Security Credit Union

Progressive Savings

3.85%

Heritage Bank Minnesota

18-Month CD

3.85%

$250

Bonanza Valley State Bank

12-Month CD

3.80%

$500

Beal Bank USA

Statement Savings

3.75%

$500

FSB of Westmoreland

60-Month CD

3.73%

$1,000

First Community Bank Beemer, NE

60-Month CD

3.55%

$10,000

Merchants State Bank

18-Month CD

3.25%

$5,000

Circuit Federal Credit Union

18-Month CD

3.04%

$1,000

1st Bergen Federal Credit Union

24-Month CD

3.03%

$250

St. Ansgar State Bank

18-Month CD

3.02%

$1,000

Marion Center Bank

36-Month CD

3.00%

$1,000

Farmers National Bank

18-Month CD

2.70%

$500

Sanborn Savings Bank

24-Month CD

2.47%

$1,000

First Bank Burkburnett, TX

24-Month CD

2.37%

$1,000

New Foundation SB

24-Month CD

2.25%

$1,000

United Savings Bank Philadelphia, PA

60-Month CD

2.00%

$1,000

BAC Community Bank

24-Month CD

2.00%

$2,500

Freedom Bank Huntingburg, IN

Money Market Checking

1.92%

$2,500

First Security Bank of Deer Lodge

3-Month CD

1.51%

$1,000

Home National Bank Racine, OH

24-Month CD

1.50%

$500

Center National Bank

60-Month CD

1.25%

$500

Ultima Bank Minnesota

3-Month CD

1.25%

$1,000

Enterprise Bank Omaha, NE

24-Month CD

1.25%

$500

WSB Municipal Bank

6-Month CD

0.76%

$500

Farmers Bank Nicholasville, KY

Savings

0.75%

$50

Murphy-Wall State B&T Co.

36-Month CD

0.65%

$1,000

Woodsville Guaranty Savings Bank

12-Month CD (Jumbo)

0.60%

$100,000

First National Bank in Olney

Money Market

0.60%

$1,000

Heartland State Bank Edgeley, ND

Money Market

0.50%

$2,500

Washita State Bank

Money Market

0.50%

$100,000

ESB Bank

Money Market

0.50%

The Harrison B&L Assoc.

36-Month CD

0.50%

$1,000

Lewis & Clark Bank

24-Month CD

0.30%

$500

SSB Community Bank

36-Month CD

0.30%

$1,000

Randolph Brooks FCU

Savings

0.30%

Wolf River Community Bank

Advisors Choice Money Market

0.20%

Commercial Bank and Trust of PA

36-Month CD

0.15%

$500

First County Bank

12-Month CD

0.15%

$1,000

Midland Federal S&L

Money Market

0.10%

$2,500

Eureka Savings Bank

Essential Savings

0.10%

$50

Cecil Bank

NOW Checking

0.05%

$50

Hancock County SB

Statement Savings

0.05%

$100

SaviBank

Business Money Market

0.05%

1st MidAmerica Credit Union

Regular Savings

0.05%

The Golden 1 Credit Union

Regular Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

Navy Federal Credit Union

15-Year Fixed

5.500%

5.694%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have NexBank rate data right now, check back for updates, we are adding rates all the time.

NexBank Information

NexBank

2515 Mckinney Ave
Dallas, TX 75201
Dallas
Established Date: 11/30/1934
FDIC Certificate #: 29209
Date of FDIC Deposit Insurance: 11/30/1934

Bank Holding Company: SLHC TRUST THE

How Many Domestic U.S. Offices? 3

How Many Branches are There? 3

Website: https://www.nexbankpersonal.com

Is NexBank FDIC Insured? Yes

What is NexBank's Cert number? 29209

What is the maximum amount for insured deposits? $250,000 per holder, per account

NexBank Financials

Total Assets:

$15,799,774,000

Total Deposits:

$11,715,983,000

Equity Capital:

$1,295,217,000

Domestic Deposits:

$11,715,983,000

Net Income:

$39,544,000

Return on Assets:

0.8542%

Quarterly Return on Assets:

0.9900%

Pretax Return on Assets:

1.3110%

Pretax Quarterly Return on Assets:

1.3100%

Return on Equity:

10.8000%

Quarterly Return on Equity:

12.3700%

Common Equity Tier 1 Capital Ratio:

12.6662%

Tier 1 Risk-Based Capital Ratio:

12.6662%

Leverage Tier 1 (Core Capital) Ratio:

8.0534%

Total Risk-Based Capital Ratio (YTD):

13.1674%

Total Interest Income (YTD):

5.2460%

Headquarters:

Dallas

FDIC Field Office:

Dallas

Regulator:

FDIC

County:

Dallas

# of Offices:

Metropolitan Statistical Area (MSA):

Dallas-Fort Worth-Arlington, TX

Consolidated Metropolitan Statistical Area (CMSA):

Dallas-Fort Worth, TX

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

Peoples Bank of Seneca

12-Month CD special

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

NexBank CD Rates: Explore the Advantages of Earning 5.40% APY

NexBank CD rates are available nationally and are some of the best CD rates offered by any bank or credit union. The highest CD rates offered are on NexBank's 12-month CD at 5.40% APY for account balances of $25,000 or more. 6-month CD rates are at 4.55% APY and 3-month CD rates are at 4.30%, these rates are also for account balances of $25,000 or more.

Standard CD accounts at NexBank, account balances between $10,000 to $25,000, also have very competitive CD rates. In fact, only the 12-month CD rate is lower at 5.00% APY. 6-month rates are at 4.75% APY and 3-month rates are at 4.60% APY.

A key advantage of NexBank CD accounts is their high CD rates on all their CD terms. These CD rates are fixed and locked for the entire term of the CD, providing a guaranteed return regardless of market volatility.

CD Rates Remain Relatively Unchanged as Fiscal Cliff Nears

CD Rates this week remain relatively unchanged as we move closer and closer to the fiscal cliff. The equities markets are starting to get a little jittery as the debt talks move very slowly. On Sunday, Christine Lagarde, the head of the International Monetary Fund, warned that U.S. growth will fall to zero percent in 2013 if no deal is made on the fiscal cliff. Both stock prices and Bond yields are slightly lower this morning.

Current average bank CD rates this week on 1 year certificates of deposit are unchanged at 0.74 percent in Bankrate's national average rate survey. The FDIC's weekly rate survey for the week ending December 3, has 12 month CD rates at banks averaging 0.25 percent, unchanged from the prior week's survey. A new survey is due out today but average CD rates on 1 year certificates of deposit will probably be unchanged at 0.25 percent.The best CD rates on 12 month certificates of deposit on our rate list are from ableBanking. Current ableBanking rates are at 1.11 percent with an APY of 1.12 percent. ableBanking now has the highest CD rates right now on our 12 month list. Last week the title belonged on AloStar Bank which now has the second best CD interest rate on our rate list at 1.10 percent with an APY of 1.11 percent. Read more...

We Have a New Top CD Rate on our 12 Month CD Rates List

Over the past week we had two banks increase the rate they pay on 12 month certificates of deposit. We also have a new top 12 month CD rate on our rate list. The current highest CD rate on our 12 month list is from Able Banking at 1.10 percent with an APY of 1.12 percent. Alostar Bank of Commerce used to be the leader with a 12 month bank CD rate of 1.10 percent with an APY of 1.11 percent.The other bank increasing their 12 month CD rates is Ally Bank. The new Ally Bank 12 month CD rate is at 1.04 percent with an APY of 1.05 percent. Ally Bank's 12 month CD interest rate is now tied with MetLife Bank's rate, Colorado Federal Savings Bank's rate and Sallie Mae Bank's rate. All these rates about are also are much better than the FDIC national average 12 month bank CD rate of 0.25 percent.While the increase in these bank CD rates was small, it is still nice to finally be able to report on higher CD rates after years and years of reporting on bank's lower their rates. We don't expect many more banks to increase their rates or for CD rates at banks to move significantly higher but hopefully they won't move much lower. Read more...

Explore Other Rate Deals

CD Rates: Finding the Best CD Rates

Finding the best CD rates these days has become a lot easier with comparison sites. Since certificate of deposit rates are so low it pays even more to shop around. The national average CD rate on a 12 month CD is 1.33 percent this week. You can find higher CD rates than the national average.

Today's Mortgage Interest Rates - October 19, 2009

Mortgage interest rates were mixed this past week, 30 year mortgage rates stayed above 5.00 percent this week and are slightly higher than last week's average mortgage rate.