First Southern State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.80%, 6-month CD rates at 3.78% and 3-month CD rates at 4.27%. Current savings rates are at 0.50% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. First Southern State Bank's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 3.92%, 60-Month CD rates are at 3.29%, 48-Month CD rates are at 2.27%, 36-Month CD rates are at 2.27%. First Southern State Bank's savings rates are at 0.25%. First Southern State Bank's money market rates are at 0.50%.
To see how these rates compare to First Southern State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Southern State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Southern State Bank CD rates. You can also compare First Southern State Bank savings rates, MMA rates and mortgage rates using our other rate lists. First Southern State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Southern State Bank? Share your experience about First Southern State Bank by leaving a review below, or read customer reviews before you decide to use First Southern State Bank. First Southern State Bank Texas Ratio First Southern State Bank's Texas Ratio is at 0.58%, which is considered excellent. The Texas Ratio for First Southern State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Southern State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Rate
APY/APR
vs Avg
First Southern State Bank CD Rates and Interest Rates
First Southern State Bank
6-Month CD
4.04%
$500
First Southern State Bank
12-Month CD
3.92%
$500
First Southern State Bank
60-Month CD
3.29%
$500
First Southern State Bank
48-Month CD
2.27%
$500
First Southern State Bank
36-Month CD
2.27%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First Southern State Bank Rates with Other Competitive Bank and Credit Union Rates
Regional Missouri Bank
12-Month CD
4.42%
$1,000
Bank of the Flint Hills
12-Month CD
4.25%
$500
Inova Federal Credit Union
12-Month CD
4.10%
$200
Citizens Bank & Trust Co. MN
6-Month CD
4.06%
$2,500
United Republic Bank
6-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First Southern State Bank InformationFirst Southern State Bank
80 Bank StStevenson, AL 35772 Jackson Established Date: 10/01/1910 FDIC Certificate #: 2829 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST BANCSHARES STEVENSON INC How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.fssbank.com
Is First Southern State Bank FDIC Insured? Yes
What is First Southern State Bank's Cert number? 2829
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Southern State Bank FinancialsTotal Assets:
$788,429,000
Total Deposits:
$730,305,000
Equity Capital:
$52,854,000
Domestic Deposits:
$730,305,000
Net Income:
$2,024,000
Return on Assets:
1.1743%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.2750%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
19.8800%
Quarterly Return on Equity:
15.2000%
Leverage Tier 1 (Core Capital) Ratio:
9.4722%
Total Interest Income (YTD):
4.6040%
Headquarters:
Stevenson
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Jackson
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates increased in this week's mortgage rates survey following bond yields higher. In the Primary Mortgage Market Survey released by Freddie Mac, fixed conforming 30 year mortgage rates averaged 4.60% with 0.7 mortgage discount points for the week ending July 7, 2011. The previous week's mortgage rate survey had 30 year mortgage rates at 4.51% with 0.7 discount points.
Mortgage rates made new lows in 2011 as economic woes still plague the U.S. A weak unemployment report and weak manufacturing data released last week sent interest rates lower. Conventional 30 year mortgage rates are averaging 4.44%, down from last week's average 30 year mortgage rate of 4.54%. The current national average 30 year mortgage rate is now at a low for 2011 as reported by MonitorBankRates.com.
Bank or Credit Union Offers and DealsMortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%Higher Federal Funds Rate Likely in the Spring of 2015, Leading to Higher CD Rates 10 Year U.S. Treasury Yields Rise Above 2.00 Percent as 4th Quarter U.S. GDP Declines 0.1 Percent CDs and Savings Accounts, Low Return Until the End of 2014 WauBank CD Rates Mortgage Rates Down, Loan Volume Up Higher Mortgage Rates Hurt Buyers Investors Bank Mortgage Rates What is a Reverse Mortgage? PNC Bank Savings Account Rate and Review: Current Rate at 4.00% APY Alternative Bank and Credit Union Offers to ExploreU.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95%Lower Mortgage Rates and Home Prices Best Money Market Account Rates & Savings Rates 10/24/12 Mortgage Rates Descend to Record Low: 30 Year Mortgage Rates 4.01% Annuities: Fixed Annuity vs. Variable Annuity First time home buyer? Now is the time to buy Wells Fargo Bank Promotional CD Rates Park Bank Best CD Rates EverBank Money Market Account 25K Rates now at 0.61% Mortgage Rates July 22: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.72% First Southern State Bank ReviewsThere are no reviews for First Southern State Bank yet. Feel free to create one below.
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