First Southern State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.95%, 6-month CD rates at 3.02% and 3-month CD rates at 0.10%. Current savings rates are at 0.05% and money market rates are at 1.25%. Mortgage rates today on 30-year fixed loans are around 6.95%. Credit Card rates are at 19.49%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. First Southern State Bank's 12-Month CD rates are at 4.06%, 60-Month CD rates are at 3.29%, 6-Month CD rates are at 2.77%, 48-Month CD rates are at 2.27%, 36-Month CD rates are at 2.27%. First Southern State Bank's savings rates are at 0.05%. First Southern State Bank's money market rates are at 0.50%.

First Southern State Bank

To see how these rates compare to First Southern State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Southern State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Southern State Bank CD rates. You can also compare First Southern State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Southern State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Southern State Bank? Share your experience about First Southern State Bank by leaving a review below, or read customer reviews before you decide to use First Southern State Bank.

First Southern State Bank Texas Ratio

First Southern State Bank's Texas Ratio is at 1.56%, which is considered excellent. The Texas Ratio for First Southern State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Southern State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.06%
18-Month CD
2.02%
24-Month CD
2.02%
36-Month CD
2.27%
48-Month CD
2.27%
60-Month CD
3.29%
Savings
0.05%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Southern State Bank
80 Bank St
Stevenson, AL 35772
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

First Southern State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Southern State Bank
First Southern State Bank
12-Month CD
4.06%
$500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
First Southern State Bank
First Southern State Bank
6-Month CD
2.77%
$500
First Southern State Bank
First Southern State Bank
48-Month CD
2.27%
$500
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
First Southern State Bank
First Southern State Bank
24-Month CD
2.02%
$500
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
First Southern State Bank
First Southern State Bank
Money Market
0.50%
$25,000
First Southern State Bank
First Southern State Bank
Savings Account
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Southern State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Touchmark Bank
Touchmark Bank
12-Month Jumbo CD
5.25%
$100,000
Field & Main Bank
Field & Main Bank
9-Month CD special
5.25%
$500
Lone Star Bank
Lone Star Bank
6-Month CD
5.15%
$1,000
Gorham Savings Bank
Gorham Savings Bank
7-Month CD special
4.85%
$50,000
Northwestern Bank
Northwestern Bank
12-Month Jumbo CD
4.70%
$100,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
12-Month CD
4.60%
$500
Commerce Bank & Trust
Commerce Bank & Trust
12-Month CD
4.33%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
36-Month CD special
4.25%
$500
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
4.25%
$1,500
Langley Federal Credit Union
Langley Federal Credit Union
36-Month CD
4.05%
$500
Global Bank
Global Bank
60-Month CD
4.00%
$1,000
MCT Credit Union
MCT Credit Union
60-Month CD
3.77%
$1,000
Discover Bank
Discover Bank
36-Month CD
3.75%
$2,500
Kish Bank
Kish Bank
30-Month CD
3.53%
$2,000
Keen Bank
Keen Bank
24-Month CD
3.50%
$2,500
Marion County State Bank
Marion County State Bank
48-Month and Access CD
3.50%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
18-Month CD
3.19%
$1,000
Better Banks
Better Banks
Checking Account $10k or Less
3.00%
$0
Columbia Bank
Columbia Bank
36-Month CD
3.00%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Brattleboro S&L
Brattleboro S&L
12-Month CD
2.75%
$500
Hcbt
Hcbt
12-Month CD
2.53%
$1,000
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
Lyons Federal Bank
Lyons Federal Bank
12-Month CD
2.22%
$50,000
Warren-Boynton State Bank
Warren-Boynton State Bank
18-Month CD
2.11%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
2.02%
$5,000
First Citizens State Bank
First Citizens State Bank
60-Month CD
2.00%
$1,000
First Shore Federal S&L
First Shore Federal S&L
Gold Money Market
2.00%
$250,000
Charter Bank IA
Charter Bank IA
60-Month CD
2.00%
$10,000
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
FSBH E-Account Checking
1.76%
$250
Hingham Institution for Savings
Hingham Institution for Savings
24-Month CD
1.75%
$1,000
Jones Bank
Jones Bank
24-Month CD
1.65%
$500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
24-Month CD
1.55%
$500
FNB of Hope
48-Month CD
1.51%
$500
Belt Valley Bank
Belt Valley Bank
18-Month CD
1.50%
$500
United Minnesota Bank
United Minnesota Bank
12-Month CD
0.85%
$500
Ballston Spa National Bank
Ballston Spa National Bank
48-Month CD
0.60%
$500
Bank of Hillsboro
Bank of Hillsboro
Christmas Club
0.50%
$1
F&M Union Bank
Interest Checking Account
0.50%
$5,000
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
PeoplesBank
PeoplesBank
36-Month CD
0.25%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.25%
$500
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
FNB of Moose Lake
FNB of Moose Lake
Savings Account
0.15%
$100
Connection Bank
Connection Bank
Checking Account
0.10%
$1,000
Harleysville Bank
Harleysville Bank
Money Market
0.10%
$10,000
SmartBank
SmartBank
SmartSaver Savings
0.10%
$50
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Regular Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Southern State Bank Information

First Southern State Bank
80 Bank St
Stevenson, AL 35772
Jackson
Established Date: 10/01/1910
FDIC Certificate #: 2829
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BANCSHARES STEVENSON INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is First Southern State Bank FDIC Insured? Yes
What is First Southern State Bank's Cert number? 2829
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Southern State Bank Financials

Total Assets:
$764,304,000
Total Deposits:
$710,860,000
Equity Capital:
$48,631,000
Domestic Deposits:
$710,860,000
Net Income:
$2,068,000
Return on Assets:
1.1710%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.4201%
Pretax Quarterly Return on Assets:
1.4200%
Return on Equity:
16.3300%
Quarterly Return on Equity:
17.9200%
Leverage Tier 1 (Core Capital) Ratio:
9.2847%
Total Interest Income (YTD):
3.6616%
 
 
Headquarters:
Stevenson
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Jackson
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Explore Other Rate Deals

Fixed long term mortgage rates are mostly lower and adjustable home mortgage rates are down considerably this week. Fixed conforming 30 year home mortgage rates are averaging 4.22 percent, down from last week's average 30 year mortgage rate of 4.27 percent. 30 year home mortgage rates hit an all time low of 4.08 percent in early October and have hovered just above the record low for the past 30 days. 30 year conforming home mortgage rates in Florida are just below the national average rate at 4.20 percent.
Home mortgage rates were mixed this week over last week. 30 year conforming mortgage rates made another record low this week and 15 year conforming mortgage rates remained at a record low made last week. 30 year jumbo mortgage rates and 15 year jumbo mortgage rates were higher this week over last week.

cd-rates-calculatorFiguring out how much interest you will receive when investing in a Certificate of Deposit (CD) is easy with a CD Rate Calculator. You enter the CD Rate term, initial deposit, interest rate and the CD calculator automatically calculates the return.

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First Southern State Bank Reviews

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