FNB of Raymond CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.09%, 6-month CD rates at 4.40% and 3-month CD rates at 0.30%. Current savings rates are at 1.00% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. FNB of Raymond's 12-Month CD rates are at 3.82%, 60-Month CD rates are at 2.27%, 18-Month CD rates are at 2.17%, 48-Month CD rates are at 2.02%, 24-Month CD rates are at 2.02%. FNB of Raymond's savings rates are at 0.20%. FNB of Raymond's money market rates are at 0.25%.

FNB of Raymond

To see how these rates compare to FNB of Raymond CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Raymond, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Raymond CD rates. You can also compare FNB of Raymond savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Raymond money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Raymond? Share your experience about FNB of Raymond by leaving a review below, or read customer reviews before you decide to use FNB of Raymond.

FNB of Raymond Texas Ratio

FNB of Raymond's Texas Ratio is at 18.75%, which is considered excellent. The Texas Ratio for FNB of Raymond is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Raymond is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.82%
18-Month CD
2.17%
24-Month CD
2.02%
36-Month CD
1.71%
48-Month CD
2.02%
60-Month CD
2.27%
Savings
0.20%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Raymond
403 E Broad St
Raymond, IL 62560
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

FNB of Raymond CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Raymond
FNB of Raymond
12-Month CD
3.82%
$1,000
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
FNB of Raymond
FNB of Raymond
18-Month CD
2.17%
$1,000
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
FNB of Raymond
FNB of Raymond
24-Month CD
2.02%
$1,000
FNB of Raymond
FNB of Raymond
36-Month CD
1.71%
$1,000
FNB of Raymond
FNB of Raymond
Money Market
0.25%
$2,500
FNB of Raymond
FNB of Raymond
Statement Savings
0.20%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Raymond Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ESB Bank
ESB Bank
36-Month CD
4.00%
$10,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
12-Month CD
4.00%
$1,000
Security Bank USA
Security Bank USA
18-Month CD
3.85%
$25,000
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
3.75%
$10,000
Evergreen Bank Group
Evergreen Bank Group
24-Month CD
3.70%
$500
Alliance Community Bank
Alliance Community Bank
30-Month CD
3.56%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
3.45%
$1,000
HSBC Bank USA
HSBC Bank USA
24-Month CD (Online)
3.25%
$1,000
FSB of Randolph County
FSB of Randolph County
18-Month CD
3.25%
$500
New Market Bank
New Market Bank
9-Month CD
3.16%
$500
Roxboro Savings Bank
60-Month CD
3.00%
$500
Abri Credit Union
Abri Credit Union
60-Month CD
2.90%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$100
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
Homewood Federal SB
Homewood Federal SB
36-Month CD
2.60%
$500
Grand Timber Bank
Grand Timber Bank
30-Month CD
2.37%
$500
Prevail Bank
Prevail Bank
48-Month CD
2.22%
$1,000
Petefish, Skiles & Co. Bank
60-Month CD
2.17%
$5,000
FNB Community Bank
FNB Community Bank
36-Month CD
2.02%
$1,000
Tipton Latham Bank
Tipton Latham Bank
24-Month CD
2.00%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
36-Month CD
1.79%
$1,000
TruBank
TruBank
48-Month CD
1.75%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
30-Month CD
1.66%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.64%
$0
Access Federal Credit Union
Access Federal Credit Union
Money Market
1.60%
$25,000
TrustCo Bank
TrustCo Bank
36-Month CD
1.50%
$500
United Minnesota Bank
United Minnesota Bank
60-Month CD
1.40%
$500
First National Bank in Amboy
First National Bank in Amboy
60-Month CD
1.22%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings
1.00%
$50
Greenville Federal
Greenville Federal
24-Month CD
0.80%
$500
State Bank of Scotia
State Bank of Scotia
Savings
0.75%
$0
Fairview State Banking Company
Fairview State Banking Company
Passbook Savings
0.75%
$50
Consumers Credit Union
Consumers Credit Union
6-Month CD
0.65%
$250
Thumb Bank and Trust
Thumb Bank and Trust
36-Month CD
0.65%
$500
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
First Federal Community Bank N.A.
First Federal Community Bank N.A.
18-Month CD
0.40%
$500
Delaware NB of Delhi
Delaware NB of Delhi
Statement Savings
0.35%
$25
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
24-Month CD
0.30%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
Regular Savings
0.20%
$100
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Checking
0.20%
$100
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
SSB Community Bank
SSB Community Bank
24-Month CD
0.20%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
Iron Workers SB
Iron Workers SB
Money Market
0.05%
$10,000
F&M Bank and Trust Company
F&M Bank and Trust Company
Statement Savings
0.05%
$100
Bank Five Nine
Bank Five Nine
Smart Savings
0.04%
$0
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Pinnacle Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Raymond Information

FNB of Raymond
403 E Broad St
Raymond, IL 62560
Montgomery
Established Date: 10/01/1903
FDIC Certificate #: 3830
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: RAYMOND BCORP INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is FNB of Raymond FDIC Insured? Yes
What is FNB of Raymond's Cert number? 3830
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Raymond Financials

Total Assets:
$176,559,000
Total Deposits:
$159,134,000
Equity Capital:
$8,943,000
Domestic Deposits:
$159,134,000
Net Income:
$272,000
Return on Assets:
0.7793%
Quarterly Return on Assets:
0.6100%
Pretax Return on Assets:
0.6440%
Pretax Quarterly Return on Assets:
0.6400%
Return on Equity:
19.0100%
Quarterly Return on Equity:
11.7900%
Leverage Tier 1 (Core Capital) Ratio:
10.7297%
Total Interest Income (YTD):
3.6041%
 
 
Headquarters:
Raymond
FDIC Field Office:
Springfield Il
Regulator:
OCC
County:
Montgomery
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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