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 Fairfield Federal S&L of Lancaster Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Fairfield Federal S&L of Lancaster's 14-Month Non-Renewable Certificate rates are at 3.56%, 6-Month Certificate Account rates are at 3.56%, 12-Month Certificate Account rates are at 3.30%, 18-Month Certificate Account rates are at 3.04%, 3-Month Certificate Account rates are at 3.04%. Fairfield Federal S&L of Lancaster's savings rates are at 0.03%. Fairfield Federal S&L of Lancaster's money market rates are at 0.02%. Fairfield Federal S&L of Lancaster's 15 YEAR FIXED RATE rates are at 5.88%, 30 YEAR FIXED RATE rates are at 6.25%, 30 YEAR 5/1 ARM rates are at 5.62%, 10 YEAR 1/1 ARM rates are at 5.62%. MonitorBankRates evaluates the financial stability of Fairfield Federal S&L of Lancaster with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.53%. Rates were last updated on 04/11/2026. Fairfield Federal S&L of Lancaster money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fairfield Federal S&L of Lancaster? Share your experience about Fairfield Federal S&L of Lancaster by leaving a review below, or read customer reviews before you decide to use Fairfield Federal S&L of Lancaster. Fairfield Federal S&L of Lancaster
111 E Main St
https://www.fairfieldfederal.com Lancaster, OH 43130 
Fairfield Federal S&L of Lancaster CD Rates
Fairfield Federal S&L of Lancaster Savings Rates
Fairfield Federal S&L of Lancaster Money Market Rates
Fairfield Federal S&L of Lancaster Checking Rates
Fairfield Federal S&L of Lancaster Mortgage Rates
Fairfield Federal S&L of Lancaster Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Fairfield Federal S&L of Lancaster is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Fairfield Federal S&L of Lancaster rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fairfield Federal S&L of Lancaster's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Fairfield Federal S&L of Lancaster
FDIC Certificate #
27806
Address
111 E Main St,
Lancaster, OH 43130 · Fairfield
Website
https://www.fairfieldfederal.com
Established
01/01/1895
FDIC Insurance Date
08/09/1989
Domestic Offices
3
Total Branches
3
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.53%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
-0.9475%
Return on Equity (ROE)
-8.2700%
Non-Performing Loans (NPL)
0.37%
Total Assets
$278,891,000
Total Deposits
$245,354,000
Equity Capital
$32,876,000
Net Income
$1,148,000
Headquarters
Lancaster
Total Offices
3
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Fairfield Federal S&L of LancasterIs Fairfield Federal S&L of Lancaster a safe place to deposit money?Yes, Fairfield Federal S&L of Lancaster is considered a safe financial institution. With a Texas Ratio of 3.5313585967235%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Fairfield Federal S&L of Lancaster operate?Fairfield Federal S&L of Lancaster currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Fairfield Federal S&L of Lancaster does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fairfield Federal S&L of Lancaster provides members with tools to manage their accounts and build a solid financial history. Does Fairfield Federal S&L of Lancaster offer online and mobile banking?Most modern institutions like Fairfield Federal S&L of Lancaster provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fairfieldfederal.com. Current Fairfield Federal S&L of Lancaster Rates
Retrieved from our database of financial products. Rates subject to change.
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