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Bank of Louisiana

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Bank of Louisiana Rates & Review April 2026

Q: How many branches does Bank of Louisiana operate?

Bank of Louisiana currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Louisiana does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Louisiana provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Bank of Louisiana rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.50% and 3-month CD rates at 3.80%. Savings rates are at 0.04% and money market rates are at 1.05%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Bank of Louisiana rates. MonitorBankRates evaluates the financial stability of Bank of Louisiana with a 5.0 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 23.01%. Rates were last updated on 04/23/2026.

Bank of Louisiana money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Louisiana? Share your experience about Bank of Louisiana by leaving a review below, or read customer reviews before you decide to use Bank of Louisiana.

Overall Health & Safety Grade

B+

Good Health Score: 88/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

23.01%

Good Higher than avg

Bank of Louisiana

300 Saint Charles Ave
New Orleans, LA 70130

https://www.bankoflouisiana.com

Current Rate Availability

We do not have Bank of Louisiana rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Louisiana is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Louisiana rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Louisiana's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Louisiana

Bank Holding Company BOL BANCSHARES INC

Address 300 Saint Charles Ave, New Orleans, LA 70130 · Orleans

Website https://www.bankoflouisiana.com

FDIC Certificate # 17878

Established 07/01/1958

FDIC Insurance Date 07/01/1958

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 88/100

5.0

Exceptional Out of 5.0 Stars

23.01%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5270%

Return on Equity (ROE) 14.6600%

Non-Performing Loans (NPL) 1.96%

Total Assets $102,136,000

Total Deposits $89,233,000

Equity Capital $11,179,000

Net Income $413,000

Headquarters New Orleans

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Bank of Louisiana

Is Bank of Louisiana a safe place to deposit money?

Yes, Bank of Louisiana is considered a safe financial institution. With a Texas Ratio of 23.013212384145%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Louisiana operate?

Bank of Louisiana currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Louisiana does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Louisiana provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Louisiana offer online and mobile banking?

Most modern institutions like Bank of Louisiana provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankoflouisiana.com.