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Lamont Bank of St. John

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Lamont Bank of St. John Rates & Review April 2026

Q: How many branches does Lamont Bank of St. John operate?

Lamont Bank of St. John currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lamont Bank of St. John provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Lamont Bank of St. John rates to other rates in our database, including 12-month CD rates currently at 0.10%, 6-month CD rates at 0.50% and 3-month CD rates at 0.25%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to Lamont Bank of St. John rates. MonitorBankRates evaluates the financial stability of Lamont Bank of St. John with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.66%. Rates were last updated on 04/23/2026.

Lamont Bank of St. John money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lamont Bank of St. John? Share your experience about Lamont Bank of St. John by leaving a review below, or read customer reviews before you decide to use Lamont Bank of St. John.

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.66%

Excellent Higher than avg

Lamont Bank of St. John

6 E Front St
Saint John, WA 99171

https://lamontbankofsaintjohn.com/

Current Rate Availability

We do not have Lamont Bank of St. John rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lamont Bank of St. John is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lamont Bank of St. John rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lamont Bank of St. John's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lamont Bank of St. John

FDIC Certificate # 8681

Address 6 E Front St, Saint John, WA 99171 · Whitman

Website https://lamontbankofsaintjohn.com/

Established 01/01/1908

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

14.66%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5161%

Return on Equity (ROE) 5.3100%

Non-Performing Loans (NPL) 1.63%

Total Assets $61,406,000

Total Deposits $55,962,000

Equity Capital $5,089,000

Net Income $-763,000

Headquarters Saint John

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Lamont Bank of St. John

Is Lamont Bank of St. John a safe place to deposit money?

Yes, Lamont Bank of St. John is considered a safe financial institution. With a Texas Ratio of 14.659839063643%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Lamont Bank of St. John operate?

Lamont Bank of St. John currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lamont Bank of St. John does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lamont Bank of St. John provides members with tools to manage their accounts and build a solid financial history.

Does Lamont Bank of St. John offer online and mobile banking?

Most modern institutions like Lamont Bank of St. John provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://lamontbankofsaintjohn.com/.