Citizens Savings Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Citizens Savings Bank and Trust Company Deposit Rates

Citizens Savings Bank and Trust CompanyToday's 12-month CD rates can be found at 2.84%, 6-month CD rates at 4.00% and 3-month CD rates at 2.84%. Current savings rates are at 0.10% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.15%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Citizens Savings Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Savings Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Savings Bank and Trust Company CD rates. You can also compare Citizens Savings Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Savings Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Savings Bank and Trust Company? Share your experience about Citizens Savings Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Citizens Savings Bank and Trust Company.

Citizens Savings Bank and Trust Company Texas Ratio

Citizens Savings Bank and Trust Company's Texas Ratio is at 3.22%, which is considered excellent. The Texas Ratio for Citizens Savings Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Savings Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Savings Bank and Trust Company
2013 Jefferson St
Nashville, TN 37208
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens Savings Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Live Oak Bank
Live Oak Bank
6-Month CD
4.00%
$2,500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
24-Month CD
4.00%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
12-Month CD
3.80%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.75%
$100
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
18-Month CD
3.75%
$1,000
Friendship State Bank
12-Month CD
3.70%
$500
City Credit Union
City Credit Union
60-Month CD
3.50%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
3.25%
$500
Sandy Spring Bank
Sandy Spring Bank
24-Month CD
3.15%
$1,000
Bank of Luxemburg
Bank of Luxemburg
36-Month CD
3.10%
$1,000
Frontier State Bank
Frontier State Bank
18-Month CD
3.04%
$1,000
Roxboro Savings Bank
60-Month CD
3.00%
$500
Vast Bank
Vast Bank
Platinum Savings
3.00%
$0
ACFCU
ACFCU
48-Month CD
2.90%
$1,000
Achieve Credit Union
Achieve Credit Union
30-Month CD
2.75%
$500
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
Coffee County Bank
Coffee County Bank
#1 Money Market
2.50%
$1,000,000
Primary Bank
Primary Bank
36-Month CD
2.50%
$1,000
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
2.50%
$4
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
Self-Help Credit Union
Self-Help Credit Union
Money Market
2.30%
$500
Bank of Brenham
Bank of Brenham
60-Month CD
2.25%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
2.10%
$1,000
F&M Bank & Trust
F&M Bank & Trust
12-Month CD
2.05%
$2,500
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
2.00%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
NASA Federal Credit Union
NASA Federal Credit Union
Premier Money Market
1.75%
$10,000
Arvest Bank
Arvest Bank
Money Market
1.71%
$5,000,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
30-Month CD
1.26%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
48-Month CD
1.10%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
12-Month CD
1.00%
$500
Bank of the Flint Hills
Bank of the Flint Hills
Savings
0.73%
$0
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Premium NOW Checking
0.50%
$100
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
Windsor Federal S&L
Windsor Federal S&L
60-Month CD
0.50%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
WaterStone Bank
WaterStone Bank
Ultimate Money Market
0.40%
$5,000
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
Shelby County State Bank
Shelby County State Bank
Money Market
0.35%
$50,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
24-Month CD
0.30%
$1,000
One Community Bank
One Community Bank
Feel Good Savings
0.15%
$0
The Peoples S&L Co.
The Peoples S&L Co.
Money Market
0.05%
$2,500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Citizens Savings Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Citizens Savings Bank and Trust Company Information

Citizens Savings Bank and Trust Company
2013 Jefferson St
Nashville, TN 37208
Davidson
Established Date: 01/04/1904
FDIC Certificate #: 10319
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CSB&T BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Citizens Savings Bank and Trust Company FDIC Insured? Yes
What is Citizens Savings Bank and Trust Company's Cert number? 10319
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Savings Bank and Trust Company Financials

Total Assets:
$176,156,000
Total Deposits:
$154,966,000
Equity Capital:
$18,085,000
Domestic Deposits:
$154,966,000
Net Income:
$-343,000
Return on Assets:
0.4182%
Quarterly Return on Assets:
-0.7800%
Pretax Return on Assets:
-0.9142%
Pretax Quarterly Return on Assets:
-0.9100%
Return on Equity:
4.1900%
Quarterly Return on Equity:
-7.5200%
Common Equity Tier 1 Capital Ratio:
14.4635%
Tier 1 Risk-Based Capital Ratio:
14.4635%
Leverage Tier 1 (Core Capital) Ratio:
11.1504%
Total Risk-Based Capital Ratio (YTD):
15.1552%
Total Interest Income (YTD):
5.6889%
 
 
Headquarters:
Nashville
FDIC Field Office:
Nashville
Regulator:
FDIC
County:
Davidson
# of Offices:
3
Metropolitan Statistical Area (MSA):
Nashville-Davidson-Murfreesboro-Franklin, TN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bank or Credit Union Offers and Deals

Average Savings Rates/Money Market Rates and Best Rates 10/10/12
WaMu Online 8 Month CD Rate 4.25% APY
CD Rates - February 1, 2010
Mortgage Rates Ease as Markets Rally on Greece Hopes: 30 Year Jumbo Mortgage Rates at 4.91%
Current Mortgage Rates Down for Third Week - Record Low for 15-Year Mortgage Rates
Mortgage Interest Rates: Today's 30 Year Mortgage Rates at 4.97% - 15 Year Mortgage Rates at 4.40%
Certificate of Deposit Rates Down Again
Mortage Rates Today Help Continued Gradual Healing of Housing Market
CD Rates in Florida | Best CD Rates Today
Mortgage Rates Drop

Alternative Bank and Credit Union Offers to Explore

Best 12 Month CD Rates in Wilmington, DE
E-Loan Savings Interest Account Rates
Mortgage Rates Today: Mortgage Rates Mixed as World Stock Markets Decline
Money Market Account from GMAC
E-Loan 1 year CD Rate of 4.36% APY with a $25 Bonus
Fed Will Push Top 1 Year CD Rates Above 1.50%
Banks Hold Steady on CD Rates - Top Rates Remain Unchanged this Week
Certificate of Deposit Ladder
Mortgage Rates Remain Low This Week - 30 Year Rates Averaging 3.76%
The Federal Reserve: The Real Villain Behind the Great American Housing Crisis?

Citizens Savings Bank and Trust Company Reviews

There are no reviews for Citizens Savings Bank and Trust Company yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Citizens Savings Bank and Trust Company
Your Name:
Your Rating:

See how Citizens Savings Bank and Trust Company Compares to other banks