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Family Horizons Credit Union

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Family Horizons Credit Union Rates & Review May 2026

Q: Is a member application needed to join Family Horizons Credit Union?

Yes, to access services at Family Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Family Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Family Horizons Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 1.05% and 3-month share certificate rates at 1.76%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Family Horizons Credit Union rates. MonitorBankRates evaluates the financial stability of Family Horizons Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.05%. Rates were last updated on 05/16/2026.

Family Horizons Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Family Horizons Credit Union? Share your experience about Family Horizons Credit Union by leaving a review below, or read customer reviews before you decide to use Family Horizons Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.05%

Excellent Lower than avg

Family Horizons Credit Union
East Side Office

6665 E 21st St
Indianapolis, IN 46219

https://www.familyhorizons.com

Current Rate Availability

We do not have Family Horizons Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Family Horizons Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Family Horizons Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Family Horizons Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Family Horizons Credit Union

Website https://www.familyhorizons.com

Address 6665 E 21st St, Indianapolis, IN 46219

Phone 317-352-0423

Fax 317-352-0524

President Charles Hoffman

CEO Keith Wright

Full-Time Employees 22

Part-Time Employees 7

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.05%

Return on Assets (ROA)

0.0928%

Return on Equity (ROE)

0.8242%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

91,357,440

Total Amount of Shares and Deposits

80,124,588

Total Shares and Deposits < 1 Year

76,129,803

Total Shares and Deposits 1 3 Years

3,604,804

Total Shares and Deposits > 3 Years

389,981

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,541,749

Total Uninsured Shares and Deposits > $250K (F+J)

3,541,749

Total Insured Shares and Deposits > $250K (item 17 less item K)

76,582,839

Total Interest Expense (Sum of items 6 8)

621,007

Share Certificates

357

Number of Accounts for Share Drafts

5,016

IRA KEOGH Accounts

Number of Accounts for Regular Shares

8,404

Money Market Shares

289

Net Income (unless the amount is already included in Undivided Earnings)

84,751

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,375,456

Total Liabilities

81,074,752

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Family Horizons Credit Union earned the Verified Strong badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Family Horizons Credit Union

How many branches does Family Horizons Credit Union operate?

Family Horizons Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Family Horizons Credit Union?

Yes, to access services at Family Horizons Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Family Horizons Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Family Horizons Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Family Horizons Credit Union offer online and mobile banking?

Most modern institutions like Family Horizons Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.familyhorizons.com.