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iAdvertiser Disclosure
Advertiser Disclosure
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 Massachusetts Family Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Massachusetts Family Federal Credit Union's 12 Month Term CD rates are at 3.81%, 60 Month Term CD rates are at 3.30%, 24 Month Term CD rates are at 3.05%, 36 Month Term CD rates are at 3.05%, 48 Month Term CD rates are at 3.05%. Massachusetts Family Federal Credit Union's money market rates are at 0.05%. Massachusetts Family Federal Credit Union's Personal Loan Rates are at 16.00%. MonitorBankRates evaluates the financial stability of Massachusetts Family Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.53%. Rates were last updated on 04/06/2026. Massachusetts Family Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Massachusetts Family Federal Credit Union? Share your experience about Massachusetts Family Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Massachusetts Family Federal Credit Union. Massachusetts Family Federal Credit Union
Mass Family CU 51 Willow St
http://www.massfamilycu.com/ Lynn, MA 01901 
Massachusetts Family Federal Credit Union CD Rates
Massachusetts Family Federal Credit Union Money Market Rates
Massachusetts Family Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Massachusetts Family Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Massachusetts Family Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Massachusetts Family Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Massachusetts Family Federal Credit Union
Website
http://www.massfamilycu.com/
Address
51 Willow St,
Lynn, MA 01901
Phone
781-592-6051
Fax
781-592-6162
President
richard coppinger
CEO
Keith Crean
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.53%
Return on Assets (ROA)
0.2706%
Return on Equity (ROE)
1.7191%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
30,083,690
Total Amount of Shares and Deposits
22,565,138
Total Shares and Deposits < 1 Year
19,291,272
Total Shares and Deposits 1 3 Years
2,474,502
Total Shares and Deposits > 3 Years
799,364
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,879,412
Total Uninsured Shares and Deposits > $250K (F+J)
1,879,412
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,685,726
Total Interest Expense (Sum of items 6 8)
568,018
Share Certificates
277
Number of Accounts for Share Drafts
621
IRA KEOGH Accounts
43
Number of Accounts for Regular Shares
1,525
Money Market Shares
87
Net Income (unless the amount is already included in Undivided Earnings)
8,806
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,441,973
Total Liabilities
25,348,122
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Massachusetts Family Federal Credit UnionIs Massachusetts Family Federal Credit Union a safe place to deposit money?Yes, Massachusetts Family Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.52557581265859%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Massachusetts Family Federal Credit Union operate?Massachusetts Family Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Massachusetts Family Federal Credit Union?Yes, to access services at Massachusetts Family Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Massachusetts Family Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Massachusetts Family Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Massachusetts Family Federal Credit Union offer online and mobile banking?Most modern institutions like Massachusetts Family Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.massfamilycu.com/. Current Massachusetts Family Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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