Farmers State Bank Waterloo, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.04%, 6-month CD rates at 0.30% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.83%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 29.24%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Farmers State Bank Waterloo, IA's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Farmers State Bank Waterloo, IA's savings rates are at 0.50%. Farmers State Bank Waterloo, IA's money market rates are at 2.25%. Farmers State Bank Waterloo, IA's 30-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.62%.

Farmers State Bank Waterloo, IA

To see how these rates compare to Farmers State Bank Waterloo, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Waterloo, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Waterloo, IA CD rates. You can also compare Farmers State Bank Waterloo, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Waterloo, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Waterloo, IA? Share your experience about Farmers State Bank Waterloo, IA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Waterloo, IA.

Farmers State Bank Waterloo, IA Texas Ratio

Farmers State Bank Waterloo, IA's Texas Ratio is at 4.41%, which is considered excellent. The Texas Ratio for Farmers State Bank Waterloo, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Waterloo, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.20%

2.56%

18-Month CD

N/A

2.29%

24-Month CD

0.35%

2.29%

36-Month CD

0.40%

2.21%

48-Month CD

N/A

2.14%

60-Month CD

0.50%

2.26%

Savings

0.50%

0.65%

MMA

2.25%

1.04%

30-Year Fixed

6.16%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Farmers State Bank Waterloo, IA

131 Tower Park Dr
Waterloo, IA 50701

https://www.fsb1879.com

MonitorBankRates' Rating

5/5

★★★★★

Review Farmers State Bank Waterloo, IA

Farmers State Bank Waterloo, IA CD Rates and Interest Rates

Farmers State Bank Waterloo, IA

Rewards Checking

3.04%

Farmers State Bank Waterloo, IA

Diamond Money Market

2.25%

$1,000,000

Farmers State Bank Waterloo, IA

60-Month CD

0.50%

$5,000

Farmers State Bank Waterloo, IA

Smart Start Savings

0.50%

$100

Farmers State Bank Waterloo, IA

Savings

0.50%

$100

Farmers State Bank Waterloo, IA

36-Month CD

0.40%

$2,500

Farmers State Bank Waterloo, IA

24-Month CD

0.35%

$2,500

Farmers State Bank Waterloo, IA

12-Month CD

0.20%

$2,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Farmers State Bank Waterloo, IA

15-Year Fixed

5.625%

5.681%

0.000

Farmers State Bank Waterloo, IA

30-Year Fixed

6.125%

6.159%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Farmers State Bank Waterloo, IA Rates with Other Competitive Bank and Credit Union Rates

Live Oak Bank

12-Month CD

4.30%

$2,500

Quaint Oak Bank

6-Month CD

4.30%

$500

Riverland Bank

12-Month CD

4.00%

$1,000

Spring Bank Brookfield, WI

36-Month CD

3.90%

$1,000

Empower Federal Credit Union

36-Month CD

3.80%

$500

First National Bank of Eastern Arkansas

12-Month CD

3.75%

$1,000

Pentucket Bank

36-Month CD

3.75%

$500

CNB of McConnelsville

12-Month CD

3.75%

$5,000

Industry State Bank

12-Month CD

3.50%

$1,000

StonehamBank

60-Month CD

3.50%

$1,000

Access Bank

18-Month CD

3.50%

$1,000

Beal Bank USA

48-Month CD

3.45%

$1,000

Vystar Credit Union

60-Month CD

3.40%

$500

Perryton National Bank

36-Month CD

3.38%

$500

Everence Trust Company

48-Month CD

3.30%

$500

LMCU Lake Michigan Credit Union

36-Month CD

3.25%

$500

Friendship State Bank

60-Month CD

3.15%

$500

Kirkwood Bank & Trust Co.

36-Month CD

3.00%

$2,500

Bank 21

60-Month CD

3.00%

$500

Abri Credit Union

60-Month CD

2.90%

$500

Centreville Bank

48-Month CD

2.75%

$1,000

Mercer County State Bank

60-Month CD (IRA)

2.71%

$50

Chelsea Savings Bank

48-Month CD

2.62%

$20,000

New Market Bank

24-Month CD

2.55%

$500

Hendricks County Bank and Trust

36-Month CD

2.53%

$1,000

Cleveland State Bank

36-Month CD

2.52%

$1,000

Farmers Savings Bank Mineral Point, WI

12-Month CD

2.50%

$2,500

United Savings Bank Philadelphia, PA

18-Month CD

2.50%

$1,000

First Security B&T Co. IA

60-Month CD

2.34%

$2,500

BAC Community Bank

18-Month CD

2.00%

$2,500

Texas National Bank of Jacksonville

36-Month CD

2.00%

$500

Madison Valley Bank

48-Month CD

1.86%

$500

Main Bank

48-Month CD

1.75%

$1,000

Woodlands National Bank

Money Market

1.11%

$2,500

Peoples Bank of Moniteau County

18-Month CD

1.05%

$500

Greenfield Banking Company Greenfield, IN

48-Month CD

0.90%

$1,000

Jefferson Security Bank

Super Money Market

0.75%

$25,000

Ion Bank

12-Month CD

0.60%

$500

DB&T

36-Month CD

0.60%

$1,000

Cecil Bank

60-Month CD

0.50%

$500

TGSB Table Grove State Bank

Passbook Savings

0.50%

FirsTier Bank

18-Month CD

0.50%

The Valley State Bank

36-Month CD

0.40%

$500

First Community Bank of Hillsboro

18-Month CD

0.25%

$1,000

Commercial Bank and Trust of PA

48-Month CD

0.20%

$500

Peoples Bank Taylorsville, KY

12-Month CD

0.15%

$500

United Southern Bank

18-Month CD

0.15%

$1,000

AVB Bank

Opportunities Checking

0.05%

$1,500

Associated Bank

24-Month CD

0.03%

$1,000

PNC Bank

60-Month CD

0.02%

$1,000

Disclaimer

Farmers State Bank Waterloo, IA Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

Farmers State Bank Waterloo, IA Information

Farmers State Bank Waterloo, IA

131 Tower Park Dr
Waterloo, IA 50701
Black Hawk
Established Date: 06/25/1903
FDIC Certificate #: 12855
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: FSB FINANCIAL SERVICES INC

How Many Domestic U.S. Offices? 8

How Many Branches are There? 8

Website: https://www.fsb1879.com

Is Farmers State Bank Waterloo, IA FDIC Insured? Yes

What is Farmers State Bank Waterloo, IA's Cert number? 12855

What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Waterloo, IA Financials

Total Assets:

$1,580,482,000

Total Deposits:

$1,207,464,000

Equity Capital:

$140,901,000

Domestic Deposits:

$1,207,464,000

Net Income:

$872,000

Return on Assets:

0.4533%

Quarterly Return on Assets:

0.2200%

Pretax Return on Assets:

0.2348%

Pretax Quarterly Return on Assets:

0.2300%

Return on Equity:

4.9900%

Quarterly Return on Equity:

2.4500%

Common Equity Tier 1 Capital Ratio:

12.3564%

Tier 1 Risk-Based Capital Ratio:

12.3564%

Leverage Tier 1 (Core Capital) Ratio:

9.8415%

Total Risk-Based Capital Ratio (YTD):

13.5972%

Total Interest Income (YTD):

4.6508%

Headquarters:

Waterloo

FDIC Field Office:

Cedar Rapids

Regulator:

FDIC

County:

Black Hawk

# of Offices:

Metropolitan Statistical Area (MSA):

Waterloo-Cedar Falls, IA

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Western

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

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