Farmers State Bank Waterloo, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.07%, 6-month CD rates at 3.92% and 3-month CD rates at 3.45%. Current savings rates are at 0.15% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 17.04%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Farmers State Bank Waterloo, IA's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Farmers State Bank Waterloo, IA's savings rates are at 0.05%. Farmers State Bank Waterloo, IA's money market rates are at 2.25%. Farmers State Bank Waterloo, IA's 30-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 5.88%.

Farmers State Bank Waterloo, IA

To see how these rates compare to Farmers State Bank Waterloo, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Waterloo, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Waterloo, IA CD rates. You can also compare Farmers State Bank Waterloo, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Waterloo, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Waterloo, IA? Share your experience about Farmers State Bank Waterloo, IA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Waterloo, IA.

Farmers State Bank Waterloo, IA Texas Ratio

Farmers State Bank Waterloo, IA's Texas Ratio is at 5.84%, which is considered excellent. The Texas Ratio for Farmers State Bank Waterloo, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Waterloo, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
N/A
60-Month CD
0.50%
Savings
0.05%
MMA
2.25%
30-Year Fixed
6.41%
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Farmers State Bank Waterloo, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.00%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.875%
5.932%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.375%
6.410%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Farmers State Bank Waterloo, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Checking
5.50%
$100
Centreville Bank
Centreville Bank
7-Month CD (special)
5.25%
$1,000
Elevault
Elevault
Savings
5.13%
$0
Bank of Edmonson County
Bank of Edmonson County
12-Month CD
4.85%
$500
Mound City Bank
Mound City Bank
12-Month CD (IntraFi)
4.49%
$10,000
EvaBank
EvaBank
24-Month CD
4.34%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD
4.08%
$1,000
Marcus Bank
Marcus Bank
60-Month CD
4.00%
$500
Minnwest Bank
Minnwest Bank
12-Month CD (special online)
4.00%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
120-Month CD
3.81%
$500
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.80%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
30-Month CD
3.53%
$500
Bank
Bank
24-Month CD (IntraFi)
3.44%
$100,000
Centreville Bank
Centreville Bank
Premium Money Market
3.25%
$500,000
Mountain Pacific Bank
Mountain Pacific Bank
60-Month CD
3.25%
$500
Total Direct Bank
Total Direct Bank
60-Month CD
3.05%
$25,000
Home Bank of California
Home Bank of California
Better Interest Personal Checking
3.04%
$1,000
Kennett Trust Bank
Kennett Trust Bank
48-Month CD
3.04%
$500
First Bank Hampton
First Bank Hampton
Money Market
3.03%
$250,000
Touchstone Bank
Touchstone Bank
Kasasa Savings
3.00%
$0
Grove Bank
Grove Bank
36-Month CD
2.82%
$1,000
Mound City Bank
Mound City Bank
48-Month CD
2.75%
$2,500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
36-Month CD
2.52%
$500
Jones Bank
Jones Bank
Money Market Plus
2.25%
$100,000
Paramount Bank
Paramount Bank
24-Month CD
2.25%
$1,000
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Bank of Vici
Bank of Vici
30-Month CD
2.12%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
Kasasa Checking
2.00%
$50
FSB Mcpherson, KS
FSB Mcpherson, KS
48-Month CD
1.76%
$1,000
Hingham Institution for Savings
Hingham Institution for Savings
36-Month CD
1.70%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
1.60%
$1,000
Bank of Washington
Bank of Washington
36-Month CD
1.60%
$500
Tennessee State Bank
Tennessee State Bank
12-Month CD
1.50%
$1,000
Murphy Bank
Murphy Bank
Regular Savings
1.36%
$25,000
State Bank of Canton
State Bank of Canton
18-Month CD
1.30%
$500
Pineries Bank
Pineries Bank
6-Month CD
1.25%
$1,000
Reliance Bank
Reliance Bank
Money Market
0.75%
$250,000
Schuyler Savings Bank
Schuyler Savings Bank
60-Month CD
0.50%
$1,000
Connection Bank
Connection Bank
18-Month CD
0.45%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
18-Month CD
0.45%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
Maine Community Bank
Maine Community Bank
18-Month CD
0.35%
$500
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
Axos Bank
Axos Bank
60-Month CD
0.20%
$1,000
Pillar Bank
Pillar Bank
12-Month CD
0.15%
$500
Global Bank
Global Bank
NOW Checking
0.05%
$100
The Bank of Bourbonnais
The Bank of Bourbonnais
18-Month CD
0.05%
$500
OBC Bank
OBC Bank
3-Month CD
0.05%
$1,000
SaviBank
SaviBank
Business Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers State Bank Waterloo, IA Information

Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Black Hawk
Established Date: 06/25/1903
FDIC Certificate #: 12855
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Farmers State Bank Waterloo, IA FDIC Insured? Yes
What is Farmers State Bank Waterloo, IA's Cert number? 12855
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Waterloo, IA Financials

Total Assets:
$1,535,877,000
Total Deposits:
$1,232,347,000
Equity Capital:
$144,771,000
Domestic Deposits:
$1,232,347,000
Net Income:
$2,582,000
Return on Assets:
1.6391%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.7058%
Pretax Quarterly Return on Assets:
0.7100%
Return on Equity:
16.7600%
Quarterly Return on Equity:
7.1800%
Common Equity Tier 1 Capital Ratio:
12.9293%
Tier 1 Risk-Based Capital Ratio:
12.9293%
Leverage Tier 1 (Core Capital) Ratio:
10.2488%
Total Risk-Based Capital Ratio (YTD):
14.1358%
Total Interest Income (YTD):
4.1648%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Black Hawk
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Two weeks ago the Federal Reserve announced another around of quantitative easing (QE3) to drive interest rates lower to help stimulate the housing market and the economy. The Fed announced they will buy $40 billion a month in mortgage backed securities to specifically force mortgage rates lower. The Fed's actions are already driving current mortgage rates down to record lows. In this week's Primary Mortgage Market Survey, released by Freddie Mac, fixed conforming mortgage rates on 30 year and 15 year mortgages hit record lows. Average 1 year adjustable mortgage rates also hit a record low in the survey.
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