Farmers State Bank Waterloo, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.50% and 3-month CD rates at 3.61%. Current savings rates are at 0.25% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 11.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Farmers State Bank Waterloo, IA's 60-Month CD rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%, 12-Month CD rates are at 0.20%. Farmers State Bank Waterloo, IA's savings rates are at 0.50%. Farmers State Bank Waterloo, IA's money market rates are at 2.25%. Farmers State Bank Waterloo, IA's 30-Year Fixed rates are at 6.12%, 15-Year Fixed rates are at 5.50%.

Farmers State Bank Waterloo, IA

To see how these rates compare to Farmers State Bank Waterloo, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank Waterloo, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank Waterloo, IA CD rates. You can also compare Farmers State Bank Waterloo, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank Waterloo, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Waterloo, IA? Share your experience about Farmers State Bank Waterloo, IA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Waterloo, IA.

Farmers State Bank Waterloo, IA Texas Ratio

Farmers State Bank Waterloo, IA's Texas Ratio is at 4.41%, which is considered excellent. The Texas Ratio for Farmers State Bank Waterloo, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank Waterloo, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
N/A
60-Month CD
0.50%
Savings
0.50%
MMA
2.25%
30-Year Fixed
6.16%
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Farmers State Bank Waterloo, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
60-Month CD
0.50%
$5,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
12-Month CD
0.20%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Farmers State Bank Waterloo, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Greene County
Bank of Greene County
E Savings
5.00%
$1
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.12%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
12-Month CD
4.10%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Midwest Rewards Checking
4.07%
$100
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD (Rainbow)
3.65%
$25
First B&T Co. Perry, OK
First B&T Co. Perry, OK
24-Month CD Bump CD
3.61%
$1,500
Finance Factors
Finance Factors
12-Month CD (eCD)
3.50%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
12-Month CD
3.50%
$500
Access Bank
Access Bank
24-Month CD
3.50%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
12-Month CD
3.25%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
60-Month CD
3.25%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
60-Month CD
3.00%
$1,000
The Seymour Bank
The Seymour Bank
3-Month CD
2.78%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
24-Month CD
2.75%
$1,000
TD Bank
TD Bank
36-Month CD
2.75%
$250
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
12-Month CD
2.63%
$500
Ergo Bank
Ergo Bank
36-Month CD
2.57%
$50
Lowell Five SB
Lowell Five SB
60-Month CD
2.50%
$500
The Bank of Landisburg
The Bank of Landisburg
12-Month CD
2.27%
$1,000
JTNB
JTNB
60-Month CD
2.02%
$1,000
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
South Ottumwa SB
South Ottumwa SB
60-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
60-Month CD
1.56%
$500
State Bank of Canton
State Bank of Canton
18-Month CD
1.30%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
12-Month CD
1.00%
$500
Hilltop National Bank
Hilltop National Bank
6-Month CD
0.95%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
24-Month CD
0.90%
$1,000
Adams County Bank
Adams County Bank
Passbook Savings
0.75%
$100
CNB Clinton National Bank
CNB Clinton National Bank
24-Month CD
0.60%
$500
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$2,500
Farmers Trust and Savings Bank Spencer, IA
Savings
0.35%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
12-Month CD
0.25%
$1,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
TAB Bank
TAB Bank
Money Market
0.25%
$25
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.20%
$2,500
MVSB
Everyday Money Market
0.15%
$1,000
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,500
Northumberland Bank
Northumberland Bank
Money Market
0.05%
$2,500
First Federal S&L of Lorain
First Federal S&L of Lorain
NOW Checking
0.03%
$100
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Farmers State Bank Waterloo, IA Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers State Bank Waterloo, IA Information

Farmers State Bank Waterloo, IA
131 Tower Park Dr
Waterloo, IA 50701
Black Hawk
Established Date: 06/25/1903
FDIC Certificate #: 12855
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FSB FINANCIAL SERVICES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Farmers State Bank Waterloo, IA FDIC Insured? Yes
What is Farmers State Bank Waterloo, IA's Cert number? 12855
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank Waterloo, IA Financials

Total Assets:
$1,580,482,000
Total Deposits:
$1,207,464,000
Equity Capital:
$140,901,000
Domestic Deposits:
$1,207,464,000
Net Income:
$872,000
Return on Assets:
0.4533%
Quarterly Return on Assets:
0.2200%
Pretax Return on Assets:
0.2348%
Pretax Quarterly Return on Assets:
0.2300%
Return on Equity:
4.9900%
Quarterly Return on Equity:
2.4500%
Common Equity Tier 1 Capital Ratio:
12.3564%
Tier 1 Risk-Based Capital Ratio:
12.3564%
Leverage Tier 1 (Core Capital) Ratio:
9.8415%
Total Risk-Based Capital Ratio (YTD):
13.5972%
Total Interest Income (YTD):
4.6508%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Cedar Rapids
Regulator:
FDIC
County:
Black Hawk
# of Offices:
8
Metropolitan Statistical Area (MSA):
Waterloo-Cedar Falls, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed long term mortgage loan rates and refinance rates are lower on Martin Luther King, Jr. Day. The biggest drop in rates came on 15 year jumbo rates which declined 30 basis points and 5 year conforming adjustable rates which declined 45 basis points. Current 30 year conforming mortgage interest rates and refinancing rates are averaging 4.74 percent, down from last week’s average 30 year home loan rates and refi rate of 4.78 percent. Current Florida 30 year rates and current mortgage refinancing rates are higher than the national average 30 year rate. Today's 30 year FL rates are averaging 4.85 percent.
CD-Rates-Are-Going-Back-DownCD rates are going back down again this week after two consecutive weeks of increases. Most economists believe the economy has turned around and will grow again during the second half of 2009.
(//www.monitorbankrates.com/mortgages) Mortgage rates were down in the latest mortgage survey released by Freddie Mac. Fixed mortgage rates and adjustable mortgage rates were down. Conforming fixed 30 year mortgage rates are back under 5.00 percent for the first time in a few weeks.

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