Bank of Pensacola CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.10% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 29.24%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. Bank of Pensacola's 12-Month CD rates are at 1.50%, 6-Month CD rates are at 0.30%, 3-Month CD rates are at 0.25%. Bank of Pensacola's savings rates are at 0.30%. Bank of Pensacola's money market rates are at 2.00%.

Bank of Pensacola

To see how these rates compare to Bank of Pensacola CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Pensacola, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Pensacola CD rates. You can also compare Bank of Pensacola savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Pensacola money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Pensacola? Share your experience about Bank of Pensacola by leaving a review below, or read customer reviews before you decide to use Bank of Pensacola.

Bank of Pensacola Texas Ratio

Bank of Pensacola's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Bank of Pensacola is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Pensacola is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.50%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.30%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Pensacola
500 S Palafox St
Pensacola, FL 32502
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Bank of Pensacola CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
Bank of Pensacola
Bank of Pensacola
12-Month CD
1.50%
$0
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
Bank of Pensacola
Bank of Pensacola
6-Month CD
0.30%
$0
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Pensacola Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
18-Month CD
4.35%
$2,500
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
12-Month CD
4.34%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
6-Month CD
4.30%
$1,000
Five Star Credit Union
Five Star Credit Union
36-Month CD
4.10%
$500
FNB of Litchfield
FNB of Litchfield
24-Month CD
4.05%
$1,000
Fidelity
Fidelity
12-Month CD
4.00%
$1,000
Needham Bank
Needham Bank
12-Month CD
4.00%
$1,000
The Fountain Trust Company
The Fountain Trust Company
9-Month CD
4.00%
$1,000
First Hawaiian Bank
First Hawaiian Bank
6-Month CD
3.95%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD
3.82%
$2,500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
25-Month CD (special)
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.56%
$0
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.55%
$500
4U Federal Credit Union
4U Federal Credit Union
18-Month CD
3.55%
$1,000
Phoenixville Federal B&T
60-Month CD
3.50%
$500
CNB of McConnelsville
12-Month CD
3.50%
$5,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
18-Month CD
3.05%
$500
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Bank of Kampsville
Bank of Kampsville
18-Month CD
3.03%
$1,000
CIT Bank
CIT Bank
18-Month CD
3.00%
$1,000
Vio Bank
Vio Bank
48-Month CD
2.75%
$500
Haddon Savings Bank
Haddon Savings Bank
48-Month CD
2.70%
$500
MidCountry Bank
MidCountry Bank
Money Market
2.53%
$250,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
48-Month CD
2.50%
$1,000
WCB West Central Bank
WCB West Central Bank
36-Month CD
2.42%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
LNB Community Bank
LNB Community Bank
24-Month CD
2.01%
$500
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Geddes Federal S&L
Geddes Federal S&L
48-Month CD
1.91%
$500
Northwest B&T Co.
Northwest B&T Co.
48-Month CD
1.75%
$1,000
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
12-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
24-Month CD
1.25%
$2,500
Round Top State Bank
Round Top State Bank
48-Month CD
1.25%
$1,000
Washington Business Bank
Washington Business Bank
12-Month CD
1.11%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
6-Month CD
0.65%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
First Community Bank of Hillsboro
First Community Bank of Hillsboro
48-Month CD
0.50%
$1,000
South Central State Bank
South Central State Bank
Savings
0.40%
$100
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
First Federal S&L of Lorain
First Federal S&L of Lorain
24-Month CD
0.25%
$250
Century Bank of Florida
Century Bank of Florida
Checking
0.20%
$0
Education Credit Union
Education Credit Union
Share Savings
0.20%
$100
SL Bank
SL Bank
Savings
0.15%
$100
FNB of River Falls
FNB of River Falls
Money Market
0.10%
$0
U.S. Bank
U.S. Bank
24-Month CD
0.05%
$500
Katahdin Trust Company
Katahdin Trust Company
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Pensacola Information

Bank of Pensacola
500 S Palafox St
Pensacola, FL 32502
Escambia
Established Date: 10/26/1973
FDIC Certificate #: 21284
Date of FDIC Deposit Insurance: 10/26/1973
Bank Holding Company: FIVE FLAGS BANKS INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Bank of Pensacola FDIC Insured? Yes
What is Bank of Pensacola's Cert number? 21284
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Pensacola Financials

Total Assets:
$144,412,000
Total Deposits:
$126,858,000
Equity Capital:
$12,363,000
Domestic Deposits:
$126,858,000
Net Income:
$101,000
Return on Assets:
0.4352%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3540%
Pretax Quarterly Return on Assets:
0.3500%
Return on Equity:
5.1100%
Quarterly Return on Equity:
3.2500%
Common Equity Tier 1 Capital Ratio:
20.7468%
Tier 1 Risk-Based Capital Ratio:
20.7468%
Leverage Tier 1 (Core Capital) Ratio:
8.7221%
Total Risk-Based Capital Ratio (YTD):
21.6646%
Total Interest Income (YTD):
2.7770%
 
 
Headquarters:
Pensacola
FDIC Field Office:
Montgomery
Regulator:
FDIC
County:
Escambia
# of Offices:
2
Metropolitan Statistical Area (MSA):
Pensacola-Ferry Pass-Brent, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Top Variable Deposit Rates in the Georgia Region

Regional banks and credit unions are offering better deposit rates these days. These regional financial institutions offer rates higher than the big national banks but lower than rates offered by online banks. The best rates available are from online banks but you will be sacrificing personalized service.

It's usually best to have a deposit account at a regional bank if you need a more personalized banking relationship and have a need for face-to-face customer support.

The highest regional rate in Georgia in our rate database is on a money market account from Affinity Bank at 0.50 percent for deposits of $2,500 or more. Affinity Bank's current savings rate is slightly lower at 0.40 percent with a minimum deposit of $1,000.

    Read more...

Explore Other Rate Deals

Consumers will soon be benefiting from new credit card regulations being enacted by the Federal Reserve Bank and possible new laws being passed by law makers. With the current financial crises it's no surprise sentiment in Washington has shifted towards the consumer from the banking industry.
eBank is offering their ePremier money market account which has a decent rate for these times. The rates are tiered and go has high as 2.50 annual percentage yield for a deposit of $100,000 and up. On the low end, deposits of up to $9,999 receive an annual percentage yield of 1.50%.
Ascencia Bank, an Internet bank based in Louisville, KY, is advertising certificates of deposit that range in terms of 6 months to 60 months. The minimum opening account balance on all certificate of deposit accounts is $500. The bank is also offering a 6 month promotional CD rate that currently has a CD rate of 1.11 percent and annual percentage yield (APY) of 1.11 percent.

Bank or Credit Union Offers and Deals

Live Oak Bank 6 Month CD Rates now at 1.00%
Mortgage Rates: Refinancing Picks Up As Mortgage Rates Remain Low
Mortgage Rates Higher Again This Week: 30 Year Refinance Rates and Mortgage Rates at 4.28%, 15 Year Rates hit 3.78%
Evergreen Bank Group Certificates of Deposit
Central Banks Cut Interest Rates by 1/2 percent.
CD Rates Heading Lower in the Coming Months - Lock in Now
European Crisis Eases as Focus Shifts to U.S. Economy Sending Mortgage Rates Today Lower
VirtualBank Money Market Account 50K Rates now at 0.73%
Wells Fargo Bank Promotional CD Rates
Deposit Rates Heading Higher as the Top Savings Account Rate Hits 1.05 Percent

Alternative Bank and Credit Union Offers to Explore

EverBank Promotional Money Market Account
Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent
Mortgage Rates Today in PMMS: 30 Year Mortgage Rates at 3.66%
Today's Mortgage Interest Rates - October 19, 2009
Best Savings Rate from North American Savings Bank (NASB)
CD Rates May 11: Average Rates on Certificates of Deposit Mixed This Week
Texas CD Interest Rates
Mortgage Rates - Current Mortgage Rates Nearing 5.00%
Georgia FCU Certificates of Deposit
Mortgage Rates Decline Again this Week, Back Under 4.50%

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