Cathay Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cathay BankToday's 12-month CD rates can be found at 4.10%, 6-month CD rates at 0.10% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 17.75%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cathay Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cathay Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cathay Bank CD rates. You can also compare Cathay Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cathay Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cathay Bank? Share your experience about Cathay Bank by leaving a review below, or read customer reviews before you decide to use Cathay Bank.

Cathay Bank Texas Ratio

Cathay Bank's Texas Ratio is at 4.01%, which is considered excellent. The Texas Ratio for Cathay Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cathay Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cathay Bank
777 N Broadway
Los Angeles, CA 90012
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cathay Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Security Bank Tulsa, OK
Security Bank Tulsa, OK
36-Month CD
4.06%
$2,000
Heritage Bank N.A.
Heritage Bank N.A.
Payroll Plus Checking
4.04%
$100
Unison Bank
Unison Bank
6-Month CD
4.04%
$2,500
LimeLight Bank
LimeLight Bank
18-Month CD
4.00%
$1,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
12-Month CD
4.00%
$5,000
Luana Savings Bank
Luana Savings Bank
48-Month CD
3.84%
$2,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
Minnesota First
Minnesota First
36-Month CD
3.54%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
36-Month CD
3.35%
$500
LNB Community Bank
LNB Community Bank
60-Month CD
3.28%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
24-Month CD
3.25%
$500
StonehamBank
StonehamBank
60-Month CD
3.25%
$1,000
The Grant County Bank
The Grant County Bank
60-Month CD
3.10%
$500
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.04%
$1,000
First Bank Elk River
First Bank Elk River
24-Month CD
3.03%
$500
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
The Bank of Bennington
The Bank of Bennington
24-Month CD
3.00%
$500
Genoa Banking Company
12-Month CD
3.00%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
2.68%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
60-Month CD
2.50%
$500
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
The FNB Community Bank
The FNB Community Bank
18-Month CD
2.27%
$1,000
Bank of Burlington
Bank of Burlington
Personal Checking
2.17%
$1
Chartway Credit Union
Chartway Credit Union
60-Month CD
2.15%
$500
Regional Missouri Bank
Regional Missouri Bank
Kasasa Savings
2.00%
$0
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
48-Month CD
1.80%
$500
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
First National Bank in Philip
First National Bank in Philip
NOW Checking
1.00%
$1,500
Newtown Savings Bank
Newtown Savings Bank
12-Month CD
1.00%
$500
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
0.90%
$1,000
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$10,000
Northwestern Bank
Northwestern Bank
Keystone Money Market
0.50%
$10,000
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.40%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
12-Month CD
0.40%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Regular Savings
0.40%
$20,000
Bank of Zachary
Bank of Zachary
Regular Savings
0.35%
$100
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
Money Market
0.20%
$2,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
6-Month CD
0.12%
$500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
24-Month CD
0.10%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Premier Investment Money Market
0.10%
$1,000
SaviBank
SaviBank
Personal Money Market
0.05%
$0
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cathay Bank rate data right now, check back for updates, we are adding rates all the time.

Cathay Bank Information

Cathay Bank
777 N Broadway
Los Angeles, CA 90012
Los Angeles
Established Date: 04/19/1962
FDIC Certificate #: 18503
Date of FDIC Deposit Insurance: 04/19/1962
Bank Holding Company: CATHAY GENERAL BCORP
How Many Domestic U.S. Offices? 67
How Many Branches are There? 67
Is Cathay Bank FDIC Insured? Yes
What is Cathay Bank's Cert number? 18503
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cathay Bank Financials

Total Assets:
$23,385,767,000
Total Deposits:
$19,869,753,000
Equity Capital:
$2,855,084,000
Domestic Deposits:
$19,707,315,000
Net Income:
$80,134,000
Return on Assets:
1.6079%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.5811%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
13.6500%
Quarterly Return on Equity:
11.3200%
Common Equity Tier 1 Capital Ratio:
13.1432%
Tier 1 Risk-Based Capital Ratio:
13.1432%
Leverage Tier 1 (Core Capital) Ratio:
10.7909%
Total Risk-Based Capital Ratio (YTD):
14.0346%
Total Interest Income (YTD):
5.7564%
 
 
Headquarters:
Los Angeles
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
68
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

BMO Harris Bank Money Market RatesBMO Harris Bank money market rates were recently increased and are very competitive right now. Today's money market rate at BMO Harris Bank is at 2.03 percent with an APY of 2.05 percent. This high yielding money market rate is on the Platinum Money Market Account offered by BMO Harris Bank. The minimum opening deposit for a money market account at BMO Harris Bank is $5,000.
Freddie Mac just reported in their weekly Primary Mortgage Market Survey that mortgage rates have hit another record low.  Rates for a 30-year fixed-rate mortgage (FRM) averaged 4.78 percent and rates for a 15-year FRM averaged 4.52 percent.

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