Cathay Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Cathay Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cathay Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cathay Bank CD rates. You can also compare Cathay Bank savings rates, MMA rates and mortgage rates using our other rate lists. Cathay Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cathay Bank? Share your experience about Cathay Bank by leaving a review below, or read customer reviews before you decide to use Cathay Bank. Cathay Bank Texas Ratio Cathay Bank's Texas Ratio is at 4.01%, which is considered excellent. The Texas Ratio for Cathay Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cathay Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Cathay Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 10, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Cathay Bank rate data right now, check back for updates, we are adding rates all the time. Cathay Bank InformationCathay Bank
777 N BroadwayLos Angeles, CA 90012 Los Angeles Established Date: 04/19/1962 FDIC Certificate #: 18503 Date of FDIC Deposit Insurance: 04/19/1962 Bank Holding Company: CATHAY GENERAL BCORP How Many Domestic U.S. Offices? 67 How Many Branches are There? 67 Website: https://www.cathaybank.com
Is Cathay Bank FDIC Insured? Yes
What is Cathay Bank's Cert number? 18503
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cathay Bank FinancialsTotal Assets:
$23,385,767,000
Total Deposits:
$19,869,753,000
Equity Capital:
$2,855,084,000
Domestic Deposits:
$19,707,315,000
Net Income:
$80,134,000
Return on Assets:
1.6079%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.5811%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
13.6500%
Quarterly Return on Equity:
11.3200%
Common Equity Tier 1 Capital Ratio:
13.1432%
Tier 1 Risk-Based Capital Ratio:
13.1432%
Leverage Tier 1 (Core Capital) Ratio:
10.7909%
Total Risk-Based Capital Ratio (YTD):
14.0346%
Total Interest Income (YTD):
5.7564%
Headquarters:
Los Angeles
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
68
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsEveryone who has opened a savings account, money market account, or a certificate of deposit account over the past 6 years has seen how low interest rates have fallen. If you had a long term certificate of deposit mature recently, you've been shocked by how low CD rates are on both short and long term CDs. This long cycle of low interest rates was started by the financial crisis of 2007 and the Great Recession that followed in 2008.
Current mortgage rates are higher in Freddie Mac's Primary Mortgage Market Survey released this morning. Treasury yields moved higher on news that the Federal Open Market Committee wasn't planning on immediately starting another round of quantitative easing.
Bank or Credit Union Offers and DealsCurrent Mortgage Rates are Lower This Week: 30 Year Mortgage Rates at 3.93%Ally Bank CD Rates Increased Mortgage Refinance Rates: 30 Year Refinance Rates at 4.94%, 15 Year Refinance Rate at 4.35% 2-26 Mortgage Rates and Refinance Rates: 15 Year Jumbo Mortgage Rates and Refinance Rates at 4.77% Bank of Internet 2.60% APY Checking Account Mortgage Rates: Current Mortgage Rates This Week CGR Credit Union Savings Dividend Rates IRA Rates at 1.74% Ameriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CD Calfirst Bank CD Rates Most Homeowners Either Maintain or Reduce Mortgage Debt When Refinancing Alternative Bank and Credit Union Offers to ExploreEverBank Savings Account and Money Market Account ReviewCurrent Mortgage Rates Down to 5.08% According to Freddie Mac Average Mortgage Rates Mixed This Week Adjustable Rate Mortgage (ARM) Citizens Trust Bank 2 Year CD Rates now at 0.20% Mortgage Rates - Current Mortgage Rates Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.11% America’s Christian Credit Union EDUSHARE Savings APY 1.26% Applications for Mortgage Loans Surges in 2013 as Low Mortgage Rates Drive Demand Mortgage Rates: Today's Mortgage Interest Rates, 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.35% Cathay Bank ReviewsThere are no reviews for Cathay Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 0.05% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 19.49%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. 
