Osgood Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.70%, 6-month CD rates at 2.01% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 1.40%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Osgood Bank's 12-Month CD rates are at 3.30%, 18-Month CD rates are at 2.27%, 24-Month CD rates are at 2.02%, 60-Month CD rates are at 1.51%, 36-Month CD rates are at 1.51%. Osgood Bank's savings rates are at 0.03%. Osgood Bank's money market rates are at 2.02%.
To see how these rates compare to Osgood Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Osgood Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Osgood Bank CD rates. You can also compare Osgood Bank savings rates, MMA rates and mortgage rates using our other rate lists. Osgood Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Osgood Bank? Share your experience about Osgood Bank by leaving a review below, or read customer reviews before you decide to use Osgood Bank. Osgood Bank Texas Ratio Osgood Bank's Texas Ratio is at 2.95%, which is considered excellent. The Texas Ratio for Osgood Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Osgood Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Osgood Bank CD Rates and Interest Rates
Osgood Bank
12-Month CD
3.30%
$1,000
Osgood Bank
18-Month CD
2.27%
$10,000
Osgood Bank
Elevate Money Market
2.02%
$1,000
Osgood Bank
24-Month CD
2.02%
$1,000
Osgood Bank
60-Month CD
1.51%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Osgood Bank Rates with Other Competitive Bank and Credit Union Rates
ACMG Federal Credit Union
12-Month CD
4.70%
$1,000
LimeLight Bank
6-Month CD
4.55%
$1,000
Community Bank of Wichita
12-Month CD
4.33%
$5,000
Raymond James
9-Month CD
4.10%
$1,000
FNB of Waterloo
12-Month CD
3.96%
$100
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates January 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Osgood Bank InformationOsgood Bank
275 W Main StOsgood, OH 45351 Darke Established Date: 01/01/1915 FDIC Certificate #: 9137 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: OSB BCORP INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.osgoodbank.com
Is Osgood Bank FDIC Insured? Yes
What is Osgood Bank's Cert number? 9137
What is the maximum amount for insured deposits? $250,000 per holder, per account
Osgood Bank FinancialsTotal Assets:
$403,209,000
Total Deposits:
$341,379,000
Equity Capital:
$31,781,000
Domestic Deposits:
$341,379,000
Net Income:
$1,049,000
Return on Assets:
1.0543%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.1629%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
13.9900%
Quarterly Return on Equity:
13.3600%
Common Equity Tier 1 Capital Ratio:
10.7862%
Tier 1 Risk-Based Capital Ratio:
10.7862%
Leverage Tier 1 (Core Capital) Ratio:
10.1498%
Total Risk-Based Capital Ratio (YTD):
12.0415%
Total Interest Income (YTD):
5.2380%
Headquarters:
Osgood
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Darke
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe current national average 12 month CD rates is 0.83 percent this morning. You can can find 12 month CD rates at banks and credit unions better than the national average CD rate. We have compiled a list of the best CD rates in Los Angeles, California.
 Amerant Bank CD rates are very competitive right now, especially on shorter term certificates of deposit. Current 12 month CD rates at Amerant Bank are 1.73 percent with an APY of 1.75 percent. If you're looking for a slightly longer CD term, 18 month CD rates are also at 1.73 percent with an APY of 1.75 percent. 2 year CD rates from Amerant are slightly higher at 2.18 percent with an APY of 2.20 percent.
Mortgage rates jumped higher today after touching a low yesterday afternoon. Today's 30 year mortgage rates are averaging 4.73 percent, up 15 basis points from yesterday’s low of 4.58 percent. Current mortgage rates have been low for the past few months. In fact, thirty-year fixed mortgage rates have been under 5.00 percent since early May of 2010.
Bank or Credit Union Offers and DealsMortgage Rates - Average Mortgage Rates May 2, 2011HSBC Advance Online Savings Account Rate WaMu Shut Down! Highest 1 Year CD Rates at 1.10%: Average 1 Year Bank CD Rates at 0.77% First Jersey Credit Union CD Rates & IRA CD Rates How to Consolidate Credit Card Debt and Eliminate Credit Card Debt Credit Union of Ohio CD Rates Are you Looking for High Interest Rates on your Savings? GMAC CD Rates Home Ownership Rate Hits 20 Year Low Despite Low Mortgage Rates Alternative Bank and Credit Union Offers to ExploreLow Mortgage Rates Make 2012 Record Year for Home AffordabilityNewportFed 5.51% APR Checking Account 12 Month Bank CD Rates CD Interest Rates & CD Yields Albany, New York Mortgage Rates Higher as Treasury Yields Move Higher: 30 Year Mortgage Rates at 4.96% Mortgage Refinance Rates Jump Higher - 30 Year Refinance Rates at 5.25% Record Breaking Low Mortgage Rates Today: 30 Year Rates at 4.53% The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates) Best 18 Month CD Rates Customers Bank Money Market Rates Osgood Bank ReviewsThere are no reviews for Osgood Bank yet. Feel free to create one below.
Add Your Rating and Review for Osgood Bank
See how Osgood Bank Compares to other banks |
