Osgood Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.06% and 3-month CD rates at 2.25%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.35%. Credit Card rates are at 15.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Osgood Bank's 12-Month CD rates are at 3.30%, 18-Month CD rates are at 2.27%, 24-Month CD rates are at 2.02%, 60-Month CD rates are at 1.51%, 30-Month CD rates are at 1.51%. Osgood Bank's savings rates are at 0.03%. Osgood Bank's money market rates are at 1.76%.
To see how these rates compare to Osgood Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Osgood Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Osgood Bank CD rates. You can also compare Osgood Bank savings rates, MMA rates and mortgage rates using our other rate lists. Osgood Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Osgood Bank? Share your experience about Osgood Bank by leaving a review below, or read customer reviews before you decide to use Osgood Bank. Osgood Bank Texas Ratio Osgood Bank's Texas Ratio is at 2.95%, which is considered excellent. The Texas Ratio for Osgood Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Osgood Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Osgood Bank CD Rates and Interest Rates
Osgood Bank
12-Month CD
3.30%
$1,000
Osgood Bank
18-Month CD
2.27%
$1,000
Osgood Bank
24-Month CD
2.02%
$1,000
Osgood Bank
Elevate Money Market
1.76%
$100,000
Osgood Bank
60-Month CD
1.51%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Osgood Bank Rates with Other Competitive Bank and Credit Union Rates
Citizens Bank & Trust Company KY
36-Month CD
4.35%
$500
USAlliance Financial
60-Month CD
4.00%
$500
Santander Bank
6-Month CD
4.00%
$500
New Millennium Bank
18-Month CD
3.75%
$500
Napoleon State Bank
12-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 7, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Osgood Bank InformationOsgood Bank
275 W Main StOsgood, OH 45351 Darke Established Date: 01/01/1915 FDIC Certificate #: 9137 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: OSB BCORP INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.osgoodbank.com
Is Osgood Bank FDIC Insured? Yes
What is Osgood Bank's Cert number? 9137
What is the maximum amount for insured deposits? $250,000 per holder, per account
Osgood Bank FinancialsTotal Assets:
$403,209,000
Total Deposits:
$341,379,000
Equity Capital:
$31,781,000
Domestic Deposits:
$341,379,000
Net Income:
$1,049,000
Return on Assets:
1.0543%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.1629%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
13.9900%
Quarterly Return on Equity:
13.3600%
Common Equity Tier 1 Capital Ratio:
10.7862%
Tier 1 Risk-Based Capital Ratio:
10.7862%
Leverage Tier 1 (Core Capital) Ratio:
10.1498%
Total Risk-Based Capital Ratio (YTD):
12.0415%
Total Interest Income (YTD):
5.2380%
Headquarters:
Osgood
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Darke
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAndrews Federal Credit Union of Suitland, Maryland, is advertising regular share certificates of deposit (certificates), traditional IRA certificates of deposit, Roth IRA certificates of deposit, Educational certificates of deposit and their “First Step Certificates of Deposit.”
 Mortgage rates today have hit new lows for 2019 on both conforming and jumbo mortgages. The downtrend of the last three months is likely to continue as long term bond yields decline. Average 30 year conforming mortgage rates are at 4.49 percent, down from last week's average 30 year rate of 4.51 percent. Mortgage rates on 15 year conforming loans are averaging 3.70 percent, a decline from the previous week's average 15 year rate of 3.76 percent.
Right now on our list of 12 month CD rates in the District of Columbia, Tennessee Commerce Bank has the highest CD rate. 12 month certificate of deposit rates at Tennessee Commerce Bank are 1.29 percent with a bank CD yield of 1.30 percent. That rate is considerably higher than the current national average 12 month CD rate of 0.587 percent.
Bank or Credit Union Offers and DealsBank of America 3 Month CD Rate29.00% APY Leap Year CD Special at Motion Federal Credit Union Best Savings Rate Now at 1.25% APY Community Bank of Nevada CD Rates FOMC's September Meeting Still the Launch Date for Higher Deposit Rates EverBank 6 Month CD Rates now at 0.85% Higher Fed Funds Rate Later This Year Will Send Deposit Rates Higher Auto Loan Rates in Virginia Savings Interest Rates on Accounts Augusta, Maine (ME) Finding the Best Current Mortgage Rates Alternative Bank and Credit Union Offers to ExploreMortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%Fall River Five Cents Savings Bank Mortgage Rates Banks and Credit Unions are Offering Prizes to Save Money in Savings Accounts Auto Loan Rates San Jose Mortgage Rates Increase Forcing Mortgage Applications to Decrease: 30 Year Mortgage Rates at 4.39% Mortgage Rates Hit New Lows in 2019 Mortgage Rates Rise After Week of Wild Swings: 30 Year Mortgage Rates at 4.27% CD Rates Continue to Move Higher in 2018 Highest 1 Year CD Rates at 1.10%: Average 1 Year Bank CD Rates at 0.77% Mortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New Lows Osgood Bank ReviewsThere are no reviews for Osgood Bank yet. Feel free to create one below.
Add Your Rating and Review for Osgood Bank
See how Osgood Bank Compares to other banks |
