Park State B&T CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Park State B&TToday's 12-month CD rates can be found at 3.75%, 6-month CD rates at 3.75% and 3-month CD rates at 3.29%. Current savings rates are at 0.05% and money market rates are at 0.85%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Park State B&T CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Park State B&T, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Park State B&T CD rates. You can also compare Park State B&T savings rates, MMA rates and mortgage rates using our other rate lists.

Park State B&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park State B&T? Share your experience about Park State B&T by leaving a review below, or read customer reviews before you decide to use Park State B&T.

Park State B&T Texas Ratio

Park State B&T's Texas Ratio is at 18.09%, which is considered excellent. The Texas Ratio for Park State B&T is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Park State B&T is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Park State B&T
710 W Us Highway 24
Woodland Park, CO 80863
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Park State B&T Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Leader Bank
Leader Bank
6-Month CD
4.50%
$1,000
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
City Credit Union
City Credit Union
12-Month CD
4.15%
$1,000
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
Bank Northwest
Bank Northwest
6-Month CD
4.05%
$500
Generations Bank
Generations Bank
6-Month CD
4.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
3.96%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
Mercantile Bank
Mercantile Bank
24-Month CD
3.75%
$500
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
3.60%
$100,000
Sikorsky Credit Union
Sikorsky Credit Union
24-Month CD
3.50%
$500
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
3.42%
$500
CNB of Park Rapids
CNB of Park Rapids
36-Month CD (Step-Up)
3.29%
$10,000
F&M Bank & Trust
F&M Bank & Trust
24-Month CD
3.19%
$2,500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD
3.03%
$1,000
Brentwood Bank
Brentwood Bank
60-Month CD
3.00%
$2,000
Patriot Bank N.A.
Patriot Bank N.A.
24-Month CD
2.98%
$500
Mercer County State Bank
36-Month CD (IRA)
2.96%
$50
First National Bank of Hutchinson
First National Bank of Hutchinson
36-Month CD
2.77%
$5,000
Stafford Savings Bank
Stafford Savings Bank
24-Month CD
2.53%
$500
First Command Bank
First Command Bank
18-Month CD
2.50%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD
2.50%
$5,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
3-Month CD
2.27%
$500
Westbury Bank
Westbury Bank
48-Month CD
2.25%
$500
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
2.02%
$2,500
OAB One American Bank
OAB One American Bank
24-Month CD
1.96%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
36-Month CD
1.87%
$500
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
Tri-County Trust Company
Tri-County Trust Company
6-Month CD
1.51%
$1,000
Pineries Bank
Pineries Bank
6-Month CD
1.25%
$1,000
Fulton Bank
Fulton Bank
30-Month CD
1.01%
$1,000
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
DB&T
DB&T
24-Month CD
1.00%
$1,000
West Plains S&L
West Plains S&L
36-Month CD
0.80%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
Simple Savings
0.65%
$0
Brenham National Bank
Brenham National Bank
24-Month CD
0.50%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Denison State Bank
Denison State Bank
Money Market
0.40%
$100
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$0
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
Associated Bank
Associated Bank
Select Money Market Platinum
0.25%
$1,000
Home Loan State Bank
Home Loan State Bank
Legacy Checking
0.20%
$500
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Community Bank of Trenton
Community Bank of Trenton
Money Market Gold
0.05%
$2,500
Heritage Bank N.A.
Heritage Bank N.A.
Universal Savings
0.05%
$50
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.05%
$1,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Park State B&T rate data right now, check back for updates, we are adding rates all the time.

Park State B&T Information

Park State B&T
710 W Us Highway 24
Woodland Park, CO 80863
Teller
Established Date: 03/01/1965
FDIC Certificate #: 19381
Date of FDIC Deposit Insurance: 03/01/1965
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Park State B&T FDIC Insured? Yes
What is Park State B&T's Cert number? 19381
What is the maximum amount for insured deposits? $250,000 per holder, per account

Park State B&T Financials

Total Assets:
$134,093,000
Total Deposits:
$120,956,000
Equity Capital:
$12,777,000
Domestic Deposits:
$120,956,000
Net Income:
$216,000
Return on Assets:
1.4785%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.6539%
Pretax Quarterly Return on Assets:
0.6500%
Return on Equity:
15.3900%
Quarterly Return on Equity:
6.6100%
Common Equity Tier 1 Capital Ratio:
16.0553%
Tier 1 Risk-Based Capital Ratio:
16.0553%
Leverage Tier 1 (Core Capital) Ratio:
12.2560%
Total Risk-Based Capital Ratio (YTD):
17.0194%
Total Interest Income (YTD):
5.4953%
 
 
Headquarters:
Woodland Park
FDIC Field Office:
Denver
Regulator:
FDIC
County:
Teller
# of Offices:
1
Metropolitan Statistical Area (MSA):
Colorado Springs, CO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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