FDS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FDS BankToday's 12-month CD rates can be found at 3.71%, 6-month CD rates at 3.25% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 12.95%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FDS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FDS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FDS Bank CD rates. You can also compare FDS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FDS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FDS Bank? Share your experience about FDS Bank by leaving a review below, or read customer reviews before you decide to use FDS Bank.

FDS Bank Texas Ratio

FDS Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for FDS Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FDS Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FDS Bank
9111 Duke Blvd
Mason, OH 45040
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FDS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of India US
State Bank of India US
12-Month CD
4.37%
$1,000
State Bank of Texas
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
Academy Bank
Academy Bank
12-Month CD
4.15%
$500
Luminate Bank
Luminate Bank
12-Month CD
4.10%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
Monroe Savings Bank
Monroe Savings Bank
12-Month CD
3.80%
$500
First Jackson Bank
First Jackson Bank
12-Month CD
3.75%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
3.55%
$100
Bank Midwest
Bank Midwest
24-Month CD
3.55%
$500
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
AAC Credit Union
AAC Credit Union
60-Month CD
3.50%
$500
Perryton National Bank
Perryton National Bank
18-Month CD
3.47%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
18-Month CD
3.25%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
36-Month CD
3.10%
$1,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
3.00%
$1,000
AAA Federal Credit Union
AAA Federal Credit Union
36-Month CD
3.00%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
48-Month CD
2.87%
$5,000
Laona State Bank
Laona State Bank
48-Month CD
2.78%
$500
Lee Bank
Lee Bank
36-Month CD
2.75%
$500
Solvay Bank
Solvay Bank
48-Month CD
2.75%
$500
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$2,500
Fifth District Savings Bank
Fifth District Savings Bank
24-Month CD (Step)
2.50%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
36-Month CD
2.50%
$5,000
Alliance Bank WI
Alliance Bank WI
48-Month CD
2.42%
$500
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
Silver Lake Bank
Silver Lake Bank
12-Month CD
1.90%
$500
NASA Federal Credit Union
NASA Federal Credit Union
Premier Money Market
1.70%
$10,000
Glen Burnie MSB
36-Month CD
1.26%
$500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
60-Month CD
0.77%
$500
F&M Union Bank
Statement Savings
0.75%
$0
Northumberland Bank
Northumberland Bank
12-Month CD
0.70%
$5,000
CSB Norwood Young America
CSB Norwood Young America
Passbook Savings
0.60%
$0
The Huntington National Bank
The Huntington National Bank
12-Month CD
0.50%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
Bank of Pontiac
Bank of Pontiac
18-Month CD
0.45%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.40%
$2,500
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
First National Bank of Steeleville
First National Bank of Steeleville
Savings
0.30%
$1
First Federal S&L of Lorain
First Federal S&L of Lorain
24-Month CD
0.25%
$250
Savings Bank of Danbury
Savings Bank of Danbury
12-Month CD
0.25%
$500
Milford Bank
Milford Bank
36-Month CD
0.25%
$1,000
GSL Savings Bank
GSL Savings Bank
NOW Checking
0.15%
$100
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
Centreville Bank
Centreville Bank
Premium Checking
0.05%
$100
State Bank Brownsburg, IN
Elite Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FDS Bank rate data right now, check back for updates, we are adding rates all the time.

FDS Bank Information

FDS Bank
9111 Duke Blvd
Mason, OH 45040
Warren
Established Date: 09/08/1993
FDIC Certificate #: 33831
Date of FDIC Deposit Insurance: 09/08/1993
Bank Holding Company: MACYS INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is FDS Bank FDIC Insured? Yes
What is FDS Bank's Cert number? 33831
What is the maximum amount for insured deposits? $250,000 per holder, per account

FDS Bank Financials

Total Assets:
$105,781,000
Total Deposits:
$15,000,000
Equity Capital:
$30,270,000
Domestic Deposits:
$15,000,000
Net Income:
$91,352,000
Return on Assets:
360.2886%
Quarterly Return on Assets:
299.2900%
Pretax Return on Assets:
378.8424%
Pretax Quarterly Return on Assets:
378.8400%
Return on Equity:
1,398.5900%
Quarterly Return on Equity:
1,056.2800%
Common Equity Tier 1 Capital Ratio:
471.2495%
Tier 1 Risk-Based Capital Ratio:
471.2495%
Leverage Tier 1 (Core Capital) Ratio:
36.1158%
Total Risk-Based Capital Ratio (YTD):
471.4489%
Total Interest Income (YTD):
4.3757%
 
 
Headquarters:
Mason
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Warren
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cincinnati, OH-KY-IN
Consolidated Metropolitan Statistical Area (CMSA):
Cincinnati-Hamilton, OH-KY-IN
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased slightly today after two consecutive days of declines. Mortgage rates have been in a tight range between 4.05% and 4.25% for the past several weeks. We expect mortgage rates to continue to be range bound for the foreseeable future. Mortgage rates today on 30 year mortgages are averaging 4.19%, an increase from yesterday's average 30 year mortgage rates of 4.12%. 15 year mortgage rates headed in the opposite direction declining 4 basis points to 3.41%.
Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.
Bangor Savings Bank 1 Year CD rates are now at 0.15 percent with a yield of 0.15 percent. View current 1 Year CD rates at Bangor Savings Bank below.

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