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Lincoln FSB of Nebraska Rates & Review April 2026

Lincoln FSB of Nebraska's savings rates are at 1.00%. MonitorBankRates evaluates the financial stability of Lincoln FSB of Nebraska with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.59%. Rates were last updated on 04/24/2026.

Lincoln FSB of Nebraska money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln FSB of Nebraska? Share your experience about Lincoln FSB of Nebraska by leaving a review below, or read customer reviews before you decide to use Lincoln FSB of Nebraska.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.59%
Excellent Lower than avg
Lincoln FSB of Nebraska
8400 Maddox Dr
Lincoln, NE 68520
https://www.lincolnfed.com
Member FDIC

Lincoln FSB of Nebraska Savings Rates

Product Rate APY View More
Youth Savings 4.50% 4.60%
Min Deposit $10
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Premier Savings 3.49% 3.55%
Min Deposit $50
Min Balance $100,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Premier Savings 3.01% 3.05%
Min Deposit $50
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Business Savings 2.96% 3.00%
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Premier Savings 2.52% 2.55%
Min Deposit $50
Min Balance $10,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Health Savings Account (HSA) 2.23% 2.25%
Min Deposit $50
Min Balance $50,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Health Savings Account (HSA) 1.98% 2.00%
Min Deposit $50
Min Balance $10,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Premier Savings 1.98% 2.00%
Min Deposit $50
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Health Savings Account (HSA) 1.00% 1.00%
Min Deposit $50
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

Lincoln FSB of Nebraska Checking Rates

Product Rate APY View More
Lifetime Checking 5.00% 5.12%
Min Deposit $50
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Corporate Premier Checking 2.96% 3.00%
Min Balance $250,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Corporate Premier Checking 2.47% 2.50%
Min Balance $100,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Corporate Premier Checking 2.23% 2.25%
Min Balance $25,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Corporate Premier Checking 1.98% 2.00%
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Lifetime Checking 0.50% 1.65%
Min Deposit $50
Min Balance $100,000
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Student Checking 0.50% 0.50%
Min Deposit $50
Min Balance $0
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Business Checking - 0.00%
No additional details.
Last Updated 04/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lincoln FSB of Nebraska is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lincoln FSB of Nebraska rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lincoln FSB of Nebraska's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lincoln FSB of Nebraska
Bank Holding Company LINCOLN FEDERAL BCORP M H C
Address 8400 Maddox Dr, Lincoln, NE 68520  ·  Lancaster
FDIC Certificate # 29692
Established 01/01/1906
FDIC Insurance Date 08/09/1989
Domestic Offices 13
Total Branches 13
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.59%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2191%
Return on Equity (ROE) 2.3100%
Non-Performing Loans (NPL) 0.14%
Total Assets $387,752,000
Total Deposits $322,043,000
Equity Capital $39,848,000
Net Income $575,000
Headquarters Lincoln
Total Offices 13
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

pxXN
★★★★★
December 17, 2025
XyZN
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Lincoln FSB of Nebraska

Is Lincoln FSB of Nebraska a safe place to deposit money?

Yes, Lincoln FSB of Nebraska is considered a safe financial institution. With a Texas Ratio of 1.5895319223676%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Lincoln FSB of Nebraska operate?

Lincoln FSB of Nebraska currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lincoln FSB of Nebraska does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lincoln FSB of Nebraska provides members with tools to manage their accounts and build a solid financial history.

Does Lincoln FSB of Nebraska offer online and mobile banking?

Most modern institutions like Lincoln FSB of Nebraska provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lincolnfed.com.

Current Lincoln FSB of Nebraska Rates

  • Savings1.00%
Retrieved from our database of financial products. Rates subject to change.