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Fidelity Rates & Review August 2026

Item: Fidelity
Rating: 6792
Author: UGzC

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Fidelity rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Fidelity, and you can see how they compare in the Fidelity rate tables below. MonitorBankRates evaluates the financial stability of Fidelity with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/29/2026.

Fidelity money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelity? Share your experience about Fidelity by leaving a review below, or read customer reviews before you decide to use Fidelity.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Fidelity Personal Trust Company, FSB

2 Contra Way
Merrimack, NH 03054

https://www.fidelity.com

Current Rate Availability

We're not currently displaying rates for Fidelity, but our database is updated constantly — check back soon for the latest offers.

Are you with Fidelity? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fidelity is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fidelity rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fidelity's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fidelity

FDIC Certificate # 35206

Address 2 Contra Way, Merrimack, NH 03054 · Hillsborough

Website https://www.fidelity.com

Established 05/15/2000

FDIC Insurance Date 05/15/2000

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 16.5098%

Return on Equity (ROE) 17.2700%

Non-Performing Loans (NPL) 0.00%

Total Assets $64,447,000

Total Deposits $500,000

Equity Capital $61,106,000

Net Income $19,630,000

Headquarters Merrimack

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

UGzC

★★★★★

December 17, 2025

AYOS

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Fidelity

How many branches does Fidelity operate?

Fidelity currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fidelity does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fidelity provides members with tools to manage their accounts and build a solid financial history.

Does Fidelity offer online and mobile banking?

Most modern institutions like Fidelity provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fidelity.com.