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Foresight Bank Rates & Review March 2026

Foresight Bank's 12-Month Certificate rates are at 3.65%, 12 Certificate of Deposit rates are at 3.65%, 12-Month Certificate rates are at 3.60%, 12 Certificate of Deposit rates are at 3.60%, 12-Month Certificate rates are at 3.55%. Foresight Bank's savings rates are at 0.85%. MonitorBankRates evaluates the financial stability of Foresight Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.40%. Rates were last updated on 03/26/2026.

Foresight Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Foresight Bank? Share your experience about Foresight Bank by leaving a review below, or read customer reviews before you decide to use Foresight Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.40%
Excellent Lower than avg
Foresight Bank
138 W Broadway
Plainview, MN 55964
https://www.foresight.bank
Member FDIC

Foresight Bank CD Rates

Product Rate APY Term View More
12 month Certificate 3.60% 3.65% 12
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 Certificate of Deposit 3.60% 3.65% 12
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 month Certificate 3.55% 3.60% 12
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 Certificate of Deposit 3.55% 3.60% 12
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 month Certificate 3.50% 3.55% 12
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Certificate 3.50% 3.55% 60
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72 -Month Bump-Up Certificate of Deposit 3.50% 3.55% 72
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72-Month Bump-Up Certificate 3.50% 3.55% 72
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 Certificate of Deposit 3.50% 3.55% 12
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 month Certificate 3.45% 3.49% 12
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Certificate 3.45% 3.49% 60
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72 -Month Bump-Up Certificate of Deposit 3.45% 3.49% 72
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72-Month Bump-Up Certificate 3.45% 3.49% 72
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 Certificate of Deposit 3.45% 3.49% 12
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 month Certificate 3.40% 3.44% 48
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Certificate 3.40% 3.44% 60
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72 -Month Bump-Up Certificate of Deposit 3.40% 3.44% 72
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72-Month Bump-Up Certificate 3.40% 3.44% 72
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 Certificate of Deposit 3.40% 3.44% 48
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 month Certificate 3.35% 3.39% 48
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 month Certificate 3.35% 3.39% 60
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72 -Month Bump-Up Certificate of Deposit 3.35% 3.39% 72
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
72-Month Bump-Up Certificate 3.35% 3.39% 72
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 Certificate of Deposit 3.35% 3.39% 48
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month CD Special 3.30% 3.34% 17
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month Special Certificate of Deposit 3.30% 3.34% 17
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 month Certificate 3.30% 3.34% 24
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Certificate 3.30% 3.34% 36
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 month Certificate 3.30% 3.34% 48
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 Certificate of Deposit 3.30% 3.34% 24
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month CD Special 3.25% 3.29% 17
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month Special Certificate of Deposit 3.25% 3.29% 17
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 month Certificate 3.25% 3.29% 24
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Certificate 3.25% 3.29% 36
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 month Certificate 3.25% 3.29% 48
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 Certificate of Deposit 3.25% 3.29% 24
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month CD Special 3.20% 3.24% 17
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month Special Certificate of Deposit 3.20% 3.24% 17
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 month Certificate 3.20% 3.24% 24
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Certificate 3.20% 3.24% 36
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 Certificate of Deposit 3.20% 3.24% 24
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month CD Special 3.15% 3.19% 17
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
17-Month Special Certificate of Deposit 3.15% 3.19% 17
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 month Certificate 3.15% 3.19% 24
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 month Certificate 3.15% 3.19% 36
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 Certificate of Deposit 3.15% 3.19% 24
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Certificate 1.40% 1.41% 6
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 Certificate of Deposit 1.40% 1.41% 6
Min Deposit $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Certificate 1.35% 1.36% 6
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 Certificate of Deposit 1.35% 1.36% 6
Min Deposit $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Certificate 1.30% 1.31% 6
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 Certificate of Deposit 1.30% 1.31% 6
Min Deposit $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 month Certificate 1.25% 1.26% 6
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 Certificate of Deposit 1.25% 1.26% 6
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
3 month Certificate 1.10% 1.10% 3
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
3 Certificate of Deposit 1.10% 1.10% 3
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
1 Month Certificate 0.75% 0.75% 1
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
1 Certificate of Deposit 0.75% 0.75% 1
Min Deposit $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Foresight Bank Savings Rates

Product Rate APY View More
Youth Savings 2.40% 2.42%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Youth Savings 2.30% 2.32%
Min Balance $5,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Youth Savings 2.20% 2.22%
Min Balance $500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Youth Savings 2.10% 2.12%
Min Balance $1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Health Savings 1.35% 1.36%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Health Savings 1.25% 1.26%
Min Balance $2,500
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Health Savings 1.20% 1.21%
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Foresight Savings 0.95% 0.95%
Min Balance $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
High-Interest Savings 0.95% 0.95%
Min Balance $40,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Youth Savings 0.95% 0.95%
Min Balance $20,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Foresight Savings 0.90% 0.90%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
High-Interest Savings 0.90% 0.90%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Foresight Savings 0.85% 0.85%
Min Balance $1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
High-Interest Savings 0.85% 0.85%
Min Balance $1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Foresight Bank Checking Rates

Product Rate APY View More
Strategy Checking 0.85% 0.85%
Min Balance $500,000
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Strategy Checking 0.75% 0.75%
Min Balance $250,000
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Strategy Checking 0.35% 0.35%
Min Balance $100,000
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Classic Club Checking 0.25% 0.25%
Min Balance $50,000
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Interest Checking 0.25% 0.25%
Min Balance $50,000
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Progress Checking 0.25% 0.25%
Min Balance $50,000
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Classic Club Checking 0.20% 0.20%
Min Balance $2,500
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Interest Checking 0.20% 0.20%
Min Balance $2,500
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Progress Checking 0.20% 0.20%
Min Balance $2,500
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Classic Club Checking 0.15% 0.15%
Min Balance $1,000
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Interest Checking 0.15% 0.15%
Min Balance $1,000
Details Consumer
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Progress Checking 0.15% 0.15%
Min Balance $1,000
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Strategy Checking - 0.00%
Min Balance $10
Details Business, Non-Profit, Government
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Foresight Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Foresight Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Foresight Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Foresight Bank
Bank Holding Company PLAINVIEW BANKSHARES INC
Address 138 W Broadway, Plainview, MN 55964  ·  Wabasha
FDIC Certificate # 5229
Established 06/07/1902
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.40%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0675%
Return on Equity (ROE) 12.8300%
Non-Performing Loans (NPL) 0.27%
Total Assets $422,662,000
Total Deposits $352,680,000
Equity Capital $39,548,000
Net Income $4,716,000
Headquarters Plainview
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Foresight Bank

Is Foresight Bank a safe place to deposit money?

Yes, Foresight Bank is considered a safe financial institution. With a Texas Ratio of 4.4014418516411%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Foresight Bank operate?

Foresight Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Foresight Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Foresight Bank provides members with tools to manage their accounts and build a solid financial history.

Does Foresight Bank offer online and mobile banking?

Most modern institutions like Foresight Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.foresight.bank.

Current Foresight Bank Rates

  • 12-Month CD3.49%
  • 18-Month CD3.19%
  • 24-Month CD3.19%
  • 36-Month CD3.19%
  • 48-Month CD3.29%
  • 60-Month CD3.39%
  • Savings0.85%
Retrieved from our database of financial products. Rates subject to change.