What are the current interest rates at Foresight Bank?

Current rates for Foresight Bank include: 12-Month CD: 3.91%, 18-Month CD: 3.91%, 24-Month CD: 3.80%, 36-Month CD: 4.06%, 48-Month CD: 3.91%, 60-Month CD: 3.91%, Savings: 2.94%, MMA: 2.94%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Foresight Bank Rates & Review October 2026

Q: How many branches does Foresight Bank operate?

Foresight Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Foresight Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Foresight Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Foresight Bank's top rates as of October 7, 2026 are 4.22% APY on its 36-Months 36-Month Certificate of Deposit, 2.94% APY on savings, 2.94% APY on money market accounts, and 1.26% APY on checking, according to rates verified by MonitorBankRates. Other Foresight Bank CD rates include 36-Months 36-Month Certificate of Deposit at 4.16%, 36-Months 36-Month Certificate of Deposit at 4.11%, and 12-Months 12-Month Certificate of Deposit at 4.06%. MonitorBankRates evaluates the financial stability of Foresight Bank with a 3.7 Star Rating, an C- Overall Health Grade, and a Texas Ratio of 31.20%. Rates last updated and verified on 10/07/2026.

Foresight Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Foresight Bank? Share your experience about Foresight Bank by leaving a review below, or read customer reviews before you decide to use Foresight Bank.

Overall Health & Safety Grade

C-

Below Average Health Score: 71/100

MonitorBankRates Rating

3.7

Very Good Out of 5.0 Stars

Texas Ratio

31.20%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Foresight Bank

138 W Broadway
Plainview, MN 55964

https://www.foresight.bank

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Foresight Bank CD Rates

Product	Rate	APY	Term
36 Month Certificate of Deposit	4.15%	4.22%	36 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.22% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
36 Month Certificate of Deposit	4.10%	4.16%	36 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.16% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
36 Month Certificate of Deposit	4.05%	4.11%	36 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.11% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
12 Month Certificate of Deposit	4.00%	4.06%	12 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.06% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17 Month Certificate	4.00%	4.06%	17 Months
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.06% ▲ 0.51 pts · high 4.06% / low 3.55% Oct 7, 20264.06%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17-Month Special Certificate of Deposit	4.00%	4.06%	17-Month
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.06% ▲ 0.51 pts · high 4.06% / low 3.55% Sep 19, 20264.06%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
36 Month Certificate of Deposit	4.00%	4.06%	36 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.06% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
48 Month Certificate of Deposit	4.00%	4.06%	48 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.06% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
60 Month Certificate of Deposit	4.00%	4.06%	60 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.06% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
12 Month Certificate of Deposit	3.95%	4.01%	12 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.01% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17 Month Certificate	3.95%	4.01%	17 Months
Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.01% ▲ 0.46 pts · high 4.01% / low 3.55% Oct 7, 20264.01%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17-Month Special Certificate of Deposit	3.95%	4.01%	17-Month
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 4.01% ▲ 0.52 pts · high 4.01% / low 3.49% Sep 19, 20264.01%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
48 Month Certificate of Deposit	3.95%	4.01%	48 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.01% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
60 Month Certificate of Deposit	3.95%	4.01%	60 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 4.01% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
12 Month Certificate of Deposit	3.90%	3.96%	12 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.96% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17 Month Certificate	3.90%	3.96%	17 Months
Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.96% ▲ 0.41 pts · high 3.96% / low 3.55% Oct 7, 20263.96%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17-Month Special Certificate of Deposit	3.90%	3.96%	17-Month
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.44% → 3.96% ▲ 0.52 pts · high 3.96% / low 3.44% Sep 19, 20263.96%▲ from 3.44% Sep 14, 20263.44%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
24 Month Certificate of Deposit	3.90%	3.96%	24 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.96% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
48 Month Certificate of Deposit	3.90%	3.96%	48 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.96% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
60 Month Certificate of Deposit	3.90%	3.96%	60 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.96% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
12 Month Certificate of Deposit	3.85%	3.91%	12 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.91% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17 Month Certificate	3.85%	3.91%	17 Months
Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.91% ▲ 0.36 pts · high 3.91% / low 3.55% Oct 7, 20263.91%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
17-Month Special Certificate of Deposit	3.85%	3.91%	17-Month
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History 1 change since Sep 14, 2026 · 3.39% → 3.91% ▲ 0.52 pts · high 3.91% / low 3.39% Sep 19, 20263.91%▲ from 3.39% Sep 14, 20263.39%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
24 Month Certificate of Deposit	3.85%	3.91%	24 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.91% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
48 Month Certificate of Deposit	3.85%	3.91%	48 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.91% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
60 Month Certificate of Deposit	3.85%	3.91%	60 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.91% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
24 Month Certificate of Deposit	3.80%	3.85%	24 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.85% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
24 Month Certificate of Deposit	3.75%	3.80%	24 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.80% APY · checked 6 times Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
6 Month Certificate of Deposit	1.95%	1.96%	6 Months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.81% → 1.96% ▲ 0.15 pts · high 1.96% / low 1.81% Oct 3, 20261.96%▲ from 1.81% Sep 19, 20261.81%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
6 Month Certificate of Deposit	1.90%	1.91%	6 Months
Min Deposit $500 Min Balance $40,000 Details Balance: $40,000 - $100,000 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.76% → 1.91% ▲ 0.15 pts · high 1.91% / low 1.76% Oct 3, 20261.91%▲ from 1.76% Sep 19, 20261.76%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
6 Month Certificate of Deposit	1.85%	1.86%	6 Months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $40,000 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.71% → 1.86% ▲ 0.15 pts · high 1.86% / low 1.71% Oct 3, 20261.86%▲ from 1.71% Sep 19, 20261.71%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
6 Month Certificate of Deposit	1.80%	1.81%	6 Months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $10,000 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.66% → 1.81% ▲ 0.15 pts · high 1.81% / low 1.66% Oct 3, 20261.81%▲ from 1.66% Sep 19, 20261.66%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
3 Month Certificate of Deposit	1.50%	1.51%	3 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.41% → 1.51% ▲ 0.10 pts · high 1.51% / low 1.41% Oct 3, 20261.51%▲ from 1.41% Sep 19, 20261.41%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
1 Month Certificate of Deposit	1.15%	1.16%	1 Month
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.00% → 1.16% ▲ 0.16 pts · high 1.16% / low 1.00% Oct 3, 20261.16%▲ from 1.00% Sep 19, 20261.00%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Foresight Bank Savings Rates

Product	Rate	APY
Savings Account	-	2.94%
No additional details. Last Updated 10/07/2026 Rate History 4 changes since Sep 14, 2026 · 0.95% → 2.94% ▲ 1.99 pts · high 2.94% / low 0.95% Oct 7, 20262.94%▲ from 1.10% Oct 3, 20261.10%▲ from 1.00% Sep 27, 20261.00%▼ from 1.11% Sep 19, 20261.11%▲ from 0.95% Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Youth Savings	2.80%	2.83%
Min Balance $10,000 Details Age: 10-17; Balance: $10,000 - $19,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.52% → 2.83% ▲ 0.31 pts · high 2.83% / low 2.52% Oct 3, 20262.83%▲ from 2.68% Sep 19, 20262.68%▲ from 2.52% Sep 14, 20262.52%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Youth Savings	2.70%	2.73%
Min Balance $5,000 Details Age: 5-9; Balance: $5,000 - $9,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.42% → 2.73% ▲ 0.31 pts · high 2.73% / low 2.42% Oct 3, 20262.73%▲ from 2.57% Sep 19, 20262.57%▲ from 2.42% Sep 14, 20262.42%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Youth Savings	2.60%	2.63%
Min Balance $500 Details Age: 1-4; Balance: $500 - $4,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.32% → 2.63% ▲ 0.31 pts · high 2.63% / low 2.32% Oct 3, 20262.63%▲ from 2.47% Sep 19, 20262.47%▲ from 2.32% Sep 14, 20262.32%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Youth Savings	2.50%	2.52%
Min Balance $1 Details Age: 0; Balance: $1 - $499.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.22% → 2.52% ▲ 0.30 pts · high 2.52% / low 2.22% Oct 3, 20262.52%▲ from 2.37% Sep 19, 20262.37%▲ from 2.22% Sep 14, 20262.22%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Health Savings	1.70%	1.71%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.41% → 1.71% ▲ 0.30 pts · high 1.71% / low 1.41% Oct 3, 20261.71%▲ from 1.56% Sep 19, 20261.56%▲ from 1.41% Sep 14, 20261.41%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Health Savings	1.60%	1.61%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.31% → 1.61% ▲ 0.30 pts · high 1.61% / low 1.31% Oct 3, 20261.61%▲ from 1.46% Sep 19, 20261.46%▲ from 1.31% Sep 14, 20261.31%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Health Savings	1.55%	1.56%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.26% → 1.56% ▲ 0.30 pts · high 1.56% / low 1.26% Oct 3, 20261.56%▲ from 1.41% Sep 19, 20261.41%▲ from 1.26% Sep 14, 20261.26%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Foresight Savings	1.20%	1.21%
Min Balance $40,000 Details Balance: $40,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.95% → 1.21% ▲ 0.26 pts · high 1.21% / low 0.95% Oct 3, 20261.21%▲ from 1.10% Sep 19, 20261.10%▲ from 0.95% Sep 14, 20260.95%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
High-Interest Savings	1.20%	1.21%
Min Balance $40,000 Details Balance: $40,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.95% → 1.21% ▲ 0.26 pts · high 1.21% / low 0.95% Oct 3, 20261.21%▲ from 1.11% Sep 19, 20261.11%▲ from 0.95% Sep 14, 20260.95%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Youth Savings	1.20%	1.21%
Min Balance $20,000 Details Age: 18-24; Balance: $20,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.95% → 1.21% ▲ 0.26 pts · high 1.21% / low 0.95% Oct 3, 20261.21%▲ from 1.10% Sep 19, 20261.10%▲ from 0.95% Sep 14, 20260.95%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
High-Interest Savings	1.15%	1.16%
Min Balance $10,000 Details Balance: $10,000 - $39,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.90% → 1.16% ▲ 0.26 pts · high 1.16% / low 0.90% Oct 3, 20261.16%▲ from 1.06% Sep 19, 20261.06%▲ from 0.90% Sep 14, 20260.90%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Foresight Savings	1.15%	1.15%
Min Balance $10,000 Details Balance: $10,000 - $39,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.90% → 1.15% ▲ 0.25 pts · high 1.15% / low 0.90% Oct 3, 20261.15%▲ from 1.05% Sep 19, 20261.05%▲ from 0.90% Sep 14, 20260.90%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
High-Interest Savings	1.10%	1.11%
Min Balance $1 Details Balance: $1 - $9,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.85% → 1.11% ▲ 0.26 pts · high 1.11% / low 0.85% Oct 3, 20261.11%▲ from 1.00% Sep 19, 20261.00%▲ from 0.85% Sep 14, 20260.85%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Foresight Savings	1.10%	1.10%
Min Balance $1 Details Balance: $1 - $9,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 0.85% → 1.10% ▲ 0.25 pts · high 1.10% / low 0.85% Oct 3, 20261.10%▲ from 1.00% Sep 19, 20261.00%▲ from 0.85% Sep 14, 20260.85%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Savings Account	-	1.10%
No additional details. Last Updated 10/07/2026 Rate History 3 changes since Sep 14, 2026 · 0.95% → 1.10% ▲ 0.15 pts · high 1.11% / low 0.95% Oct 3, 20261.10%▲ from 1.00% Sep 27, 20261.00%▼ from 1.11% Sep 19, 20261.11%▲ from 0.95% Sep 14, 20260.95%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Foresight Bank Money Market Rates

Product	Rate	APY
Money Market	2.90%	2.94%
Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.63% → 2.94% ▲ 0.31 pts · high 2.94% / low 2.63% Oct 3, 20262.94%▲ from 2.78% Sep 19, 20262.78%▲ from 2.63% Sep 14, 20262.63%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Money Market	2.80%	2.84%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.53% → 2.84% ▲ 0.31 pts · high 2.84% / low 2.53% Oct 3, 20262.84%▲ from 2.68% Sep 19, 20262.68%▲ from 2.53% Sep 14, 20262.53%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Money Market	2.70%	2.73%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.43% → 2.73% ▲ 0.30 pts · high 2.73% / low 2.43% Oct 3, 20262.73%▲ from 2.58% Sep 19, 20262.58%▲ from 2.43% Sep 14, 20262.43%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Money Market	2.60%	2.63%
Min Balance $40,000 Details Balance: $40,000 - $99,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.32% → 2.63% ▲ 0.31 pts · high 2.63% / low 2.32% Oct 3, 20262.63%▲ from 2.48% Sep 19, 20262.48%▲ from 2.32% Sep 14, 20262.32%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Money Market	2.50%	2.53%
Min Balance $1 Details Balance: $1 - $39,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 2.22% → 2.53% ▲ 0.31 pts · high 2.53% / low 2.22% Oct 3, 20262.53%▲ from 2.38% Sep 19, 20262.38%▲ from 2.22% Sep 14, 20262.22%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Foresight Bank Checking Rates

Product	Rate	APY
Classic Club Checking - Consumer	0.50%	0.50%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40% Oct 3, 20260.50%▲ from 0.40% Sep 19, 20260.40%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Interest Checking - Consumer	0.50%	0.50%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40% Oct 3, 20260.50%▲ from 0.40% Sep 19, 20260.40%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Classic Club Checking - Consumer	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.35% → 0.45% ▲ 0.10 pts · high 0.45% / low 0.35% Oct 3, 20260.45%▲ from 0.35% Sep 19, 20260.35%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Interest Checking - Consumer	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.35% → 0.45% ▲ 0.10 pts · high 0.45% / low 0.35% Oct 3, 20260.45%▲ from 0.35% Sep 19, 20260.35%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Classic Club Checking - Consumer	0.40%	0.40%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.30% → 0.40% ▲ 0.10 pts · high 0.40% / low 0.30% Oct 3, 20260.40%▲ from 0.30% Sep 19, 20260.30%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Interest Checking - Consumer	0.40%	0.40%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.30% → 0.40% ▲ 0.10 pts · high 0.40% / low 0.30% Oct 3, 20260.40%▲ from 0.30% Sep 19, 20260.30%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Foresight Bank Business Checking Rates

Product	Rate	APY
Strategy Checking - Business, Non-Profit, Government	1.25%	1.26%
Min Balance $500,000 Details Balance: $500,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.11% → 1.26% ▲ 0.15 pts · high 1.26% / low 1.11% Oct 3, 20261.26%▲ from 1.11% Sep 19, 20261.11%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Strategy Checking - Business, Non-Profit, Government	1.15%	1.16%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 1.00% → 1.16% ▲ 0.16 pts · high 1.16% / low 1.00% Oct 3, 20261.16%▲ from 1.00% Sep 19, 20261.00%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Strategy Checking - Business, Non-Profit, Government	0.75%	0.75%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.60% → 0.75% ▲ 0.15 pts · high 0.75% / low 0.60% Oct 3, 20260.75%▲ from 0.60% Sep 19, 20260.60%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Progress Checking - Business, Non-Profit, Government	0.50%	0.50%
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40% Oct 3, 20260.50%▲ from 0.40% Sep 19, 20260.40%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Progress Checking - Business, Non-Profit, Government	0.45%	0.45%
Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.35% → 0.45% ▲ 0.10 pts · high 0.45% / low 0.35% Oct 3, 20260.45%▲ from 0.35% Sep 19, 20260.35%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
Progress Checking - Business, Non-Profit, Government	0.40%	0.40%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 0.30% → 0.40% ▲ 0.10 pts · high 0.40% / low 0.30% Oct 3, 20260.40%▲ from 0.30% Sep 19, 20260.30%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Foresight Bank Other Rates

Product	Rate	Points	APY/APR
HSA eAccount	1.60%	-	1.61%
Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.31% → 1.61% ▲ 0.30 pts · high 1.61% / low 1.31% Oct 3, 20261.61%▲ from 1.46% Sep 19, 20261.46%▲ from 1.31% Sep 14, 20261.31%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
HSA eAccount	1.65%	-	1.66%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.36% → 1.66% ▲ 0.30 pts · high 1.66% / low 1.36% Oct 3, 20261.66%▲ from 1.51% Sep 19, 20261.51%▲ from 1.36% Sep 14, 20261.36%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%
HSA eAccount	1.75%	-	1.76%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/07/2026 Rate History 2 changes since Sep 14, 2026 · 1.46% → 1.76% ▲ 0.30 pts · high 1.76% / low 1.46% Oct 3, 20261.76%▲ from 1.61% Sep 19, 20261.61%▲ from 1.46% Sep 14, 20261.46%first recorded Institution Ratings 3.7 Star Rating C- Health Grade ◈ Texas Ratio: 31.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Foresight Bank’s Texas Ratio rose from 4.40% in Q3 2023 to 31.20% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.7 and its Health Grade from A+ to C-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$434M	31.20%	3.7	C-
March 31, 2026	$426M	27.70%	3.9	C
December 31, 2025	$423M	24.74%	4.2	C+
September 30, 2025	$429M	18.25%	4.7	B+
June 30, 2025	$417M	12.29%	5.0	A
March 31, 2025	$402M	10.48%	5.0	A
December 31, 2024	$410M	10.36%	5.0	A
September 30, 2024	$386M	10.64%	5.0	A
June 30, 2024	$377M	4.44%	5.0	A+
March 31, 2024	$365M	4.30%	5.0	A+
December 31, 2023	$362M	3.62%	5.0	A+
September 30, 2023	$342M	4.40%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Foresight Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Foresight Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Foresight Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Foresight Bank

Bank Holding Company PLAINVIEW BANKSHARES INC

Address 138 W Broadway, Plainview, MN 55964 · Wabasha

Website https://www.foresight.bank

FDIC Certificate # 5229

Established 19020607

FDIC Insurance Date 19340101

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C-

Overall Health Grade Score: 71/100

3.7

Very Good Out of 5.0 Stars

31.20%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1823%

Return on Equity (ROE) 12.6100%

Non-Performing Loans (NPL) 2.47%

Total Assets $433,789,000

Total Deposits $345,268,000

Equity Capital $41,170,000

Net Income $2,527,000

Headquarters Plainview

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

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Frequently Asked Questions About Foresight Bank

How many branches does Foresight Bank operate?

Foresight Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Foresight Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Foresight Bank provides members with tools to manage their accounts and build a solid financial history.

Does Foresight Bank offer online and mobile banking?

Most modern institutions like Foresight Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.foresight.bank.