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PrimeTrust Financial Federal Credit Union Rates & Review November 2026

PrimeTrust Financial Federal Credit Union's 1 Year CD rates are at 4.00%, 6 Month CD rates are at 3.50%, 2 Year CD rates are at 3.04%, 3 Year CD rates are at 2.79%, 4 Year CD rates are at 2.79%. PrimeTrust Financial Federal Credit Union's savings rates are at 0.50%. PrimeTrust Financial Federal Credit Union's money market rates are at 2.79%. PrimeTrust Financial Federal Credit Union's checking rates are as high as 3.55%. PrimeTrust Financial Federal Credit Union's 1st Mortgage Loans - 10 year rates are at 6.12%, 1st Mortgage Loans - 15 year rates are at 6.12%, 1st Mortgage Loans - 20 year rates are at 6.25%, 1st Mortgage Loans - 30 year rates are at 6.25%. PrimeTrust Financial Federal Credit Union's Personal Loan Rates are as low as 8.00%. PrimeTrust Financial Federal Credit Union's Credit Card Rates are at 9.90%. PrimeTrust Financial Federal Credit Union's CD rates are 9% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of PrimeTrust Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.78%. Rates last updated and verified on 10/28/2026.

PrimeTrust Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PrimeTrust Financial Federal Credit Union? Share your experience about PrimeTrust Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use PrimeTrust Financial Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.78%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
PrimeTrust Financial Federal Credit Union
PrimeTrust Financial FCU
3700 W Bethel Ave
Muncie, IN 47304
https://www.primetrustcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

PrimeTrust Financial Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificate 3.924% 4.00% 1 Year
Min Deposit $1,000
Details No rate bump available
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 1 Year 3.924% 4.00% 1 Year
Min Deposit $1,000
Details Not eligible for Direct Deposit discount
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA special Share Certificates - 9 Month 3.827% 3.90% 9 Month
Min Deposit $1,000
Details Not eligible for Direct Deposit discount
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Oct 15, 2026: 3.90% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Special Share Certificates - 9 Month 3.827% 3.90% 9 Month
Min Deposit $1,000
Details not eligible for Direct Deposit discount; $1000 minimum
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 23, 2026: 3.90% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
6 Month Share Certificate 3.45% 3.50% 6 Month
Min Deposit $1,000
Details No rate bump available
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 6 Month 3.45% 3.50% 6 Month
Min Deposit $1,000
Details Not eligible for Direct Deposit discount
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
2 Year Share Certificate 3.00% 3.04% 2 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 3.04% APY · checked 4 times
2.54%3.04%3.54%Sep 25, 2026: 3.04% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 2 Year 3.00% 3.04% 2 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Oct 12, 2026: 3.04% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
3 Year Share Certificate 2.75% 2.79% 3 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.79% APY · checked 4 times
2.29%2.79%3.29%Sep 25, 2026: 2.79% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
4 Year Share Certificate 2.75% 2.79% 4 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.79% APY · checked 4 times
2.29%2.79%3.29%Sep 25, 2026: 2.79% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
5 Year Share Certificate 2.75% 2.79% 5 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.79% APY · checked 4 times
2.29%2.79%3.29%Sep 25, 2026: 2.79% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 3 Year 2.75% 2.79% 3 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 2.79% APY · checked 2 times
2.29%2.79%3.29%Oct 12, 2026: 2.79% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 4 Year 2.75% 2.79% 4 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 2.79% APY · checked 2 times
2.29%2.79%3.29%Oct 12, 2026: 2.79% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Certificates - 5 Year 2.75% 2.79% 5 Year
Min Deposit $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 2.79% APY · checked 2 times
2.29%2.79%3.29%Oct 12, 2026: 2.79% APYOct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Savings Rates

Product Rate APY View More
HSA - Health Savings Account 0.50% 0.50%
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
HSA - Health Savings Account 0.35% 0.35%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 8 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Shares 0.10% 0.10%
Min Deposit $50
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Christmas Club (Savings) 0.05% 0.05%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Share (Savings) 0.05% 0.05%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Special Shares (Savings) 0.05% 0.05%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Business Savings Rates

Product Rate APY View More
Basic Business Savings 0.05% 0.05%
Min Balance $25
Details Balance: All Balances over $99.99; $25 minimum balance
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.25% 1.26%
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 8 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Money Market 0.90% 0.90%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 8 times
0.40%0.90%1.40%Sep 14, 2026: 0.90% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Money Market 0.80% 0.80%
Min Balance $2,500
Details Balance: $2,500 - $24,999
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 8 times
0.30%0.80%1.30%Sep 14, 2026: 0.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Money Market 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $2,499
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market 2.75% 2.79%
Min Balance $5,000
Details Balance: $5,000 or more
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.79% APY · checked 7 times
2.29%2.79%3.29%Sep 14, 2026: 2.79% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market 1.25% 1.26%
Min Balance $50,000
Details Balance: $50,000.00 and over; $2,500 min. balance
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 7 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market 0.90% 0.90%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99; $2,500 min. balance
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 7 times
0.40%0.90%1.40%Sep 14, 2026: 0.90% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market 0.80% 0.80%
Min Balance $2,500
Details Balance: $2,500.00 - $24,999.99; $2,500 min. balance
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 7 times
0.30%0.80%1.30%Sep 14, 2026: 0.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market 0.05% 0.05%
Min Balance $0
Details Balance: $0.00 - $2,499.99; $2,500 min. balance
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Checking Rates

Product Rate APY View More
Peace of Mind Plus - POM+ Checking 3.489% 3.55%
Details Tier: balances up to $15,000*
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.10% → 3.55% ▲ 3.45 pts · high 3.55% / low 0.10%
0.00%3.50%7.00%Sep 14, 2026: 0.10% APYOct 12, 2026: 3.55% APYSep 14, 2026Nov 2, 2026
  • Oct 12, 20263.55%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
StartRight Youth Checking 1.341% 1.35%
Details Qualifications Required: Must meet program requirements; Tier: balances up to $2,000*; *Must meet program requirements
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 0.05% → 1.35% ▲ 1.30 pts · high 1.35% / low 0.05%
0.00%1.33%2.65%Sep 14, 2026: 0.05% APYOct 15, 2026: 1.35% APYSep 14, 2026Nov 2, 2026
  • Oct 15, 20261.35%▲ from 0.05%
  • Sep 14, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Peace of Mind Plus - POM+ Checking 0.10% 0.10%
No additional details.
Last Updated 10/28/2026
Rate History
2 changes since Sep 14, 2026 · 0.10% → 0.10% ▼ 0.00 pts · high 3.55% / low 0.10%
0.00%3.50%7.00%Sep 14, 2026: 0.10% APYOct 12, 2026: 3.55% APYOct 23, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
  • Oct 23, 20260.10%▼ from 3.55%
  • Oct 12, 20263.55%▲ from 0.10%
  • Sep 14, 20260.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
StartRight Youth Checking 0.05% 0.05%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
E-ssential Checking 0.00% 0.00%
No additional details.
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Peace of Mind - POM Checking 0.00% 0.00%
No additional details.
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 or higher; $1000 minimum balance product
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Checking 0.05% 0.05%
Min Balance $1,000
Details Balance: $1,000 to $24,999.99; $1000 minimum balance product
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Checking 0.00% 0.00%
Min Balance $0
Details Balance: $0 to $999.99; $1000 minimum balance product
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage Loans - 10 year - - 6.125% 10 year
Details As Low As; Rates effective 10/13/2026
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.13% ▲ 0.13 pts · high 6.13% / low 5.99%
5.49%6.06%6.63%Sep 14, 2026: 5.99% APROct 12, 2026: 6.13% APRSep 14, 2026Nov 2, 2026
  • Oct 12, 20266.13%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
1st Mortgage Loans - 15 year - - 6.125% 15 year
Details As Low As; Rates effective 10/13/2026
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.13% ▲ 0.13 pts · high 6.13% / low 5.99%
5.49%6.06%6.63%Sep 14, 2026: 5.99% APROct 12, 2026: 6.13% APRSep 14, 2026Nov 2, 2026
  • Oct 12, 20266.13%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
1st Mortgage Loans - 20 year - - 6.25% 20 year
Details As Low As; Rates effective 10/13/2026
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.25% ▲ 0.26 pts · high 6.25% / low 5.99%
5.49%6.12%6.75%Sep 14, 2026: 5.99% APROct 12, 2026: 6.25% APRSep 14, 2026Nov 2, 2026
  • Oct 12, 20266.25%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
1st Mortgage Loans - 30 year - - 6.25% 30 year
Details As Low As; Rates effective 10/13/2026
Last Updated 10/28/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.25% ▲ 0.26 pts · high 6.25% / low 5.99%
5.49%6.12%6.75%Sep 14, 2026: 5.99% APROct 12, 2026: 6.25% APRSep 14, 2026Nov 2, 2026
  • Oct 12, 20266.25%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELoC - - 7.00%
Details As Low As; Homepage featured rate; Home equity line of credit
Last Updated 10/28/2026
Rate History
1 change since Oct 2, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Oct 2, 2026: 6.75% APROct 15, 2026: 7.00% APROct 2, 2026Nov 2, 2026
  • Oct 15, 20267.00%▲ from 6.75%
  • Oct 2, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Loan - 5 Year - - 7.00% 5 year
Details As Low As; Equity loans up to 90% LTV (Loan to Value)
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR · checked 3 times
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Loan - 10 Year - - 7.25% 10 year
Details As Low As; Equity loans up to 90% LTV (Loan to Value)
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Loan - 15 Year - - 7.375% 15 year
Details As Low As; Equity loans up to 90% LTV (Loan to Value)
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR · checked 3 times
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 5.24%
Details As Low As; Homepage featured rate; Vehicle loans (passenger cars, trucks, SUVs & vans)
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 15, 2026: 5.24% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2021 through 2023 Models - - 5.49%
Details Model year 2023; Additional APR listed for this product: 5.74%, 6.24%. As Low As; Published rates for vehicles (passenger cars, trucks, SUVs & vans); APR*
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 28, 2026: 5.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2024 through 2027 Models - - 5.49%
Details Model year 2027; As Low As; APR* as low as; Vehicle loans for passenger cars, trucks, SUVs & vans; Rates Effective: 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 28, 2026: 5.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2024 through 2027 Models - - 6.24%
Details Model year 2027; As Low As; APR* as low as; Loan Amounts over $20k only; Vehicle loans for passenger cars, trucks, SUVs & vans; Rates Effective: 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 28, 2026: 6.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2024 through 2027 Models Loan - - 6.49% Up to 48 Months
Details As Low As; Motorcycle, snowmobile, ATV & jet-ski loans
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 28, 2026: 6.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2024 through 2027 Models Loan - - 6.49% Up to 66 Months
Details As Low As; Motorcycle, snowmobile, ATV & jet-ski loans
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 28, 2026: 6.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2024 through 2027 Models Loan - - 6.49% Up to 75 Months
Details As Low As; Motorcycle, snowmobile, ATV & jet-ski loans
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 28, 2026: 6.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles Loan - - 6.49% Up to 48 Months
Details As Low As; Model Years: 2021 through 2023
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 28, 2026: 6.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2024 through 2027 Models - - 6.49%
Details Model year 2027; As Low As; APR* as low as; Loan Amounts over $60k only; Vehicle loans for passenger cars, trucks, SUVs & vans; Rates Effective: 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 28, 2026: 6.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles Loan - - 6.74% Up to 66 Months
Details As Low As; Model Years: 2021 through 2023
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 28, 2026: 6.74% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2024 through 2027 Models Loan - - 7.24% Up to 84 Months
Details Term: Up to 84 Months (Loan Amounts over $20k only); As Low As; Motorcycle, snowmobile, ATV & jet-ski loans; Loan amounts over $20k only
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 28, 2026: 7.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles Loan - - 7.24% Up to 75 Months
Details As Low As; Model Years: 2021 through 2023
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 28, 2026: 7.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2016 through 2020 Models - - 7.24%
Details Model year 2020; Additional APR listed for this product: 7.74%. As Low As; Passenger cars, trucks, SUVs & vans; Rates Effective: 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 28, 2026: 7.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2021 through 2023 Models - - 7.24%
Details Model year 2023; As Low As; Loan Amounts over $20k only; Published rates for vehicles (passenger cars, trucks, SUVs & vans); APR*
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 28, 2026: 7.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2016 through 2020 Models Loan - - 8.24% Up to 48 Months
Details As Low As; Motorcycles, snowmobiles, ATVs & jet-skis; Rates current as of 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 8.24% APR
7.74%8.24%8.74%Oct 28, 2026: 8.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2016 through 2020 Models Loan - - 8.74% Up to 66 Months
Details As Low As; Motorcycles, snowmobiles, ATVs & jet-skis; Rates current as of 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 8.74% APR
8.24%8.74%9.24%Oct 28, 2026: 8.74% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - 2007 through 2015 Models - - 9.24% Up to 48 months
Details As Low As; Vehicle inspection required - drive-able, mileage, Reasonable condition, etc.; Rates Effective: 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 9.24% APR
8.74%9.24%9.74%Oct 28, 2026: 9.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Rec Vehicles - 2007 through 2015 Models Loan - - 10.24% Up to 48 Months
Details APR* as low as; Vehicle inspection required - drive-able, mileage, reasonable condition, etc.; Rates current as of 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 10.24% APR
9.74%10.24%10.74%Oct 28, 2026: 10.24% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Vehicle Loans - Vintage models - - 10.49% 36-48 Months
Details As Low As; Published rates for vehicles (passenger cars, trucks, SUVs & vans); Rates effective 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 10.49% APR
9.99%10.49%10.99%Oct 28, 2026: 10.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
rec Vehicles - Vintage models Loan - - 11.49% Up to 48 Months
Details As Low As; Motorcycle, snowmobile, ATV & jet-ski (rec vehicle) loan; Rates current as of 10/01/2026
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 11.49% APR
10.99%11.49%11.99%Oct 28, 2026: 11.49% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loans - 2023 through 2026 models - 7.25%
Details Model year 2026; Additional APR listed for this product: 7.49%, 7.75%, 9.25%. As Low As; Published rate for boat loans
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 15, 2026: 7.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers - 2023 through 2026 Models Loan - 7.25%
Details Model year 2026; Additional APR listed for this product: 7.49%, 7.75%, 9.25%. As Low As; Model Year: 2023 through 2026; Rates effective as of 09/21/2026
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 15, 2026: 7.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Boat Loans - 2016 through 2022 models - 8.75%
Details Model year 2022; Additional APR listed for this product: 9.00%, 9.25%, 10.75%. As Low As; Boat loan; 2016 through 2022 models
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 15, 2026: 8.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers Loan - 8.75% 36- 48 Months
Details As Low As; Model Years: 2016 through 2022
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 28, 2026: 8.75% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers Loan - 9.00% 49-66 Months
Details As Low As; Model Years: 2016 through 2022
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 28, 2026: 9.00% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers Loan - 9.25% 67-75 Months
Details As Low As; Model Years: 2016 through 2022
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 28, 2026: 9.25% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Boat Loans - 2023 through 2026 models - 9.75%
Details Model year 2026; As Low As; Loan amounts over $40k only
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 15, 2026: 9.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers - 2023 through 2026 Models Loan - 9.75%
Details Model year 2026; As Low As; Model Year: 2023 through 2026; Loan amounts over $40k only; Rates effective as of 09/21/2026
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.75% APR · checked 3 times
9.25%9.75%10.25%Oct 15, 2026: 9.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
RV / Campers / Trailers Loan - 10.75% 76- 84 Months
Details As Low As; Model Years: 2016 through 2022
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 28, 2026: 10.75% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 9.90%
Details APR = Annual Percentage Rate; subject to credit approval
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 8 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Launch Visa (Secured for building credit) - 10.99%
Details APR = Annual Percentage Rate; subject to credit approval
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 8 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Visa - 12.90%
Details APR = Annual Percentage Rate; subject to credit approval
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 8 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Gold Visa - 12.90%
Details APR = Annual Percentage Rate; subject to credit approval
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 8 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Classic Visa - 14.90%
Details APR = Annual Percentage Rate; subject to credit approval
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 14.90% APR · checked 8 times
14.40%14.90%15.40%Sep 14, 2026: 14.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

PrimeTrust Financial Federal Credit Union Personal Loan Rates

Product APR Term View More
MyLine (signature line of credit) 8.00% 5 Year
Details Term: 5 Year Draw / 5 Year Repay; As Low As; Floor 5% not stated for this row
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Personal Loans 8.74%
Details As Low As; Homepage featured rate; Personal loan (unsecured)
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Oct 4, 2026: 8.74% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Personal loan (unsecured) 8.99% 12 month
Details As Low As; APR* as low as
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Personal loan (unsecured) 10.24% 24 month
Details As Low As; APR* as low as
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 10.24% APR · checked 7 times
9.74%10.24%10.74%Sep 14, 2026: 10.24% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Personal loan (unsecured) 11.74% 25-60 months
Details As Low As; APR* as low as
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 11.74% APR · checked 7 times
11.24%11.74%12.24%Sep 14, 2026: 11.74% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Financial Health History

PrimeTrust Financial Federal Credit Union’s Texas Ratio rose from 4.40% in Q3 2023 to 5.78% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.40% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.78% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$273M5.78%5.0A+
March 31, 2026$265M2.44%5.0A+
December 31, 2025$257M2.49%5.0A+
September 30, 2025$244M2.81%5.0A+
June 30, 2025$244M1.82%5.0A+
March 31, 2025$245M2.99%5.0A+
December 31, 2024$239M10.75%5.0A
September 30, 2024$240M3.96%5.0A+
June 30, 2024$236M4.18%5.0A+
March 31, 2024$236M4.61%5.0A+
December 31, 2023$225M4.34%5.0A+
September 30, 2023$208M4.40%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PrimeTrust Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PrimeTrust Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PrimeTrust Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PrimeTrust Financial Federal Credit Union
Address 3700 W Bethel Ave, Muncie, IN 47304
Phone 765-289-2148
Fax 765-282-4676
President Gary Addison
CEO Tim Pierce
Full-Time Employees 75
Part-Time Employees 7
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.78%
Return on Assets (ROA)
0.4531%
Return on Equity (ROE)
4.3677%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
272,923,361
Total Amount of Shares and Deposits
243,095,499
Total Shares and Deposits < 1 Year
202,908,977
Total Shares and Deposits 1 3 Years
40,186,522
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,745,505
Total Uninsured Shares and Deposits > $250K (F+J)
9,745,505
Total Insured Shares and Deposits > $250K (item 17 less item K)
233,349,994
Total Interest Expense (Sum of items 6 8)
1,491,636
Share Certificates
1,450
Number of Accounts for Share Drafts
11,616
IRA KEOGH Accounts
462
Number of Accounts for Regular Shares
18,902
All other shares
5,814
Non Member Deposits
6
Money Market Shares
679
Net Income (unless the amount is already included in Undivided Earnings)
130,767
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,039,831
Total Liabilities
244,611,574
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

PrimeTrust Financial Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/primetrust-financial-federal-credit-union-rates-review-489">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About PrimeTrust Financial Federal Credit Union

Does PrimeTrust Financial Federal Credit Union offer CDs?

Yes. PrimeTrust Financial Federal Credit Union current CD rates include its 1 Year CD at 4.00% APY, its 6 Month CD at 3.50% APY and its 2 Year CD at 3.04% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from PrimeTrust Financial Federal Credit Union NCUA insured?

Yes. PrimeTrust Financial Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at PrimeTrust Financial Federal Credit Union?

The highest PrimeTrust Financial Federal Credit Union CD rate is its 1 Year CD at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does PrimeTrust Financial Federal Credit Union offer?

PrimeTrust Financial Federal Credit Union CD rates are 3.50% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.04% APY for a 2 year CD, 2.79% APY for a 3 year CD, 2.79% APY for a 4 year CD and 2.79% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with PrimeTrust Financial Federal Credit Union for its full lineup.

What is the highest savings rate at PrimeTrust Financial Federal Credit Union?

The highest PrimeTrust Financial Federal Credit Union savings rate is its HSA - Health Savings Account at 0.50% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at PrimeTrust Financial Federal Credit Union?

The highest PrimeTrust Financial Federal Credit Union money market rate is its Business Money Market at 2.79% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at PrimeTrust Financial Federal Credit Union?

The highest PrimeTrust Financial Federal Credit Union checking rate is its Peace of Mind Plus - POM+ Checking at 3.55% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest mortgage rate at PrimeTrust Financial Federal Credit Union?

The lowest PrimeTrust Financial Federal Credit Union mortgage rate is its 1st Mortgage Loans - 10 year at 6.125% APR, verified by MonitorBankRates as of October 28, 2026. PrimeTrust Financial Federal Credit Union mortgage rates are 6.25% APR for a 30 year mortgage, 6.25% APR for a 20 year mortgage, 6.125% APR for a 15 year mortgage and 6.125% APR for a 10 year mortgage.

What is the lowest auto loan rate at PrimeTrust Financial Federal Credit Union?

The lowest PrimeTrust Financial Federal Credit Union auto loan rate is its Vehicle Loans at 5.24% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at PrimeTrust Financial Federal Credit Union?

The lowest PrimeTrust Financial Federal Credit Union personal loan rate is its MyLine (signature line of credit) at 8.00% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at PrimeTrust Financial Federal Credit Union?

The lowest PrimeTrust Financial Federal Credit Union credit card APR is its Platinum Visa Credit Card at 9.90% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does PrimeTrust Financial Federal Credit Union operate?

PrimeTrust Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PrimeTrust Financial Federal Credit Union?

Yes, to access services at PrimeTrust Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PrimeTrust Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PrimeTrust Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PrimeTrust Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like PrimeTrust Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primetrustcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do PrimeTrust Financial Federal Credit Union rates compare?

PrimeTrust Financial Federal Credit Union's CD rates are 9% higher than the MonitorBankRates national average, and it has an A+ health rating. PrimeTrust Financial Federal Credit Union's top rates are its 1 Year CD at 4.00% APY, its HSA - Health Savings Account at 0.50% APY, its Business Money Market at 2.79% APY, its Peace of Mind Plus - POM+ Checking at 3.55% APY, its 1st Mortgage Loans - 10 year at 6.125%, its MyLine (signature line of credit) at 8.00% APR and its Platinum Visa Credit Card at 9.90% APR, verified by MonitorBankRates on October 28, 2026.

Current PrimeTrust Financial Federal Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.04%
  • 60-Month CD2.79%
  • Savings0.50%
  • MMA2.79%
Retrieved from our database of financial products. Rates subject to change.