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Midwest Coalition Of Labor Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 10, 2026

Midwest Coalition Of Labor Credit Union's money market rates are at 0.50%. Midwest Coalition Of Labor Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Midwest Coalition Of Labor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 05/10/2026.

Midwest Coalition Of Labor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest Coalition Of Labor Credit Union? Share your experience about Midwest Coalition Of Labor Credit Union by leaving a review below, or read customer reviews before you decide to use Midwest Coalition Of Labor Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.65%
Excellent Lower than avg
Midwest Coalition Of Labor Credit Union
Countryside
6240 Joliet Rd
Countryside, IL 60525
https://www.mclcu.org
Member NCUA

Midwest Coalition Of Labor Credit Union Money Market Rates

Product Rate APY View More
Money Markets - 0.50%
Details As High As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.65%

Midwest Coalition Of Labor Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit - - 6.25%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.65%

Midwest Coalition Of Labor Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.75%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.65%

Midwest Coalition Of Labor Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 8.99%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.65%

Midwest Coalition Of Labor Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.50%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.65%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Midwest Coalition Of Labor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Midwest Coalition Of Labor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Midwest Coalition Of Labor Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Midwest Coalition Of Labor Credit Union
Website https://www.mclcu.org
Address 6240 Joliet Rd, Countryside, IL 60525
Phone 708-482-9606
Fax 708-482-9449
President Steven Cisco
CEO Charles Martin
Full-Time Employees 9
Part-Time Employees 1
Branch Locations 1
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
1.1847%
Return on Equity (ROE)
8.0837%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
75,499,743
Total Amount of Shares and Deposits
61,925,101
Total Shares and Deposits < 1 Year
61,505,163
Total Shares and Deposits 1 3 Years
419,938
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,182,514
Total Uninsured Shares and Deposits > $250K (F+J)
3,182,514
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,742,587
Total Interest Expense (Sum of items 6 8)
339,089
Share Certificates
218
Number of Accounts for Share Drafts
2,540
IRA KEOGH Accounts
50
Number of Accounts for Regular Shares
8,472
All other shares
6
Money Market Shares
92
Net Income (unless the amount is already included in Undivided Earnings)
894,474
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,546
Total Liabilities
64,434,628
Source: NCUA — Last Updated 09/30/2025
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Customer Reviews

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Frequently Asked Questions About Midwest Coalition Of Labor Credit Union

How many branches does Midwest Coalition Of Labor Credit Union operate?

Midwest Coalition Of Labor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Midwest Coalition Of Labor Credit Union?

Yes, to access services at Midwest Coalition Of Labor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Midwest Coalition Of Labor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Midwest Coalition Of Labor Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Midwest Coalition Of Labor Credit Union offer online and mobile banking?

Most modern institutions like Midwest Coalition Of Labor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mclcu.org.

Current Midwest Coalition Of Labor Credit Union Rates

  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.

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