What are the current interest rates at Sikorsky Credit Union?

Current rates for Sikorsky Credit Union include: 12-Month CD: 3.60%, 18-Month CD: 3.60%, 24-Month CD: 3.75%, 60-Month CD: 4.00%, Savings: 2.00%, MMA: 1.50%

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Sikorsky Credit Union

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Sikorsky Credit Union Rates & Review October 2026

Q: How many branches does Sikorsky Credit Union operate?

Sikorsky Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Sikorsky Credit Union?

Yes, to access services at Sikorsky Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Sikorsky Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sikorsky Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Sikorsky Credit Union's top rates as of October 7, 2026 are 4.00% APY on its Business CDs - 36 month CD, 2.00% APY on savings, 1.50% APY on money market accounts, 0.25% APY on checking, 5.25% on its Adjustable Rate Mortgages - 5/5 ARM, and personal loans from 8.99% APR, according to rates verified by MonitorBankRates. Other Sikorsky Credit Union CD rates include Business CDs - 50 month at 4.00%, Business CDs - 60 month at 4.00%, and Share & IRA CDs - 36 month at 4.00%. Other Sikorsky Credit Union mortgage rates include Adjustable Rate Mortgages - 10/1 ARM at 5.75%, Adjustable Rate Mortgages - 15/15 ARM at 6.25%, and Home Loan 5/5 ARM at 5.25%. MonitorBankRates evaluates the financial stability of Sikorsky Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates last updated and verified on 10/07/2026.

Sikorsky Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sikorsky Credit Union? Share your experience about Sikorsky Credit Union by leaving a review below, or read customer reviews before you decide to use Sikorsky Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.38%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Sikorsky Credit Union
Oronoque

1000 Oronoque Ln
Stratford, CT 06614-1394

https://www.sikorskycu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Sikorsky Credit Union CD Rates

Product	Rate	APY	Term
Share & IRA Certificates - 36 month	3.93%	4.00%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 50 month	3.93%	4.00%	50 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 60 month	3.93%	4.00%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 12 month Jumbo	3.69%	3.75%	12 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 24 month	3.69%	3.75%	24 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 25 month	3.69%	3.75%	25 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 30 month	3.69%	3.75%	30 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 33 month	3.69%	3.75%	33 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 12 month	3.54%	3.60%	12 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 13 month	3.54%	3.60%	13 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 18 month	3.54%	3.60%	18 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 9 month	1.49%	1.50%	9 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 1.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 6 month	1.24%	1.25%	6 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 1.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Share & IRA Certificates - 3 month	0.90%	0.90%	3 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business CD Rates

Product	Rate	APY	Term
Business Share Certificates - 36 month	3.93%	4.00%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 50 month	3.93%	4.00%	50 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 60 month	3.93%	4.00%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 12 month Jumbo	3.69%	3.75%	12 Months
Min Deposit $100,000 Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 24 month	3.69%	3.75%	24 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 25 month	3.69%	3.75%	25 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 30 month	3.69%	3.75%	30 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 33 month	3.69%	3.75%	33 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 12 month	3.54%	3.60%	12 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 13 month	3.54%	3.60%	13 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 18 month	3.54%	3.60%	18 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 9 month	1.49%	1.50%	9 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 6 month	1.24%	1.25%	6 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificates - 3 month	0.90%	0.90%	3 Months
Min Deposit $500 Min Balance $500 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Savings Rates

Product	Rate	APY
Health Savings Accounts (HSA)	1.98%	2.00%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Club Accounts - Holiday & Vacation	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
IRA Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Member Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Special Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings Account	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Money Market Rates

Product	Rate	APY
Business Advantage Money Market Accounts	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Checking Rates

Product	Rate	APY
Checking Business Advantage	0.25%	0.25%
Min Deposit $100 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.25%	0.25%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.20%	0.20%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.15%	0.15%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.10%	0.10%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.10%	0.10%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Mortgage Rates

Product	Rate	Points	APR
Adjustable Rate Mortgages - 10/1 ARM	5.75%	0.000	6.287%
Details Terms and Conditions Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.00% → 6.29% ▲ 0.29 pts · high 6.29% / low 6.00% Oct 1, 20266.29%▲ from 6.09% Sep 27, 20266.09%▲ from 6.04% Sep 18, 20266.04%▲ from 6.00% Sep 15, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Adjustable Rate Mortgages - 15/15 ARM	6.25%	0.000	6.422%
Details Terms and Conditions Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.15% → 6.42% ▲ 0.28 pts · high 6.42% / low 6.15% Oct 1, 20266.42%▲ from 6.19% Sep 27, 20266.19%▲ from 6.17% Sep 18, 20266.17%▲ from 6.15% Sep 15, 20266.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Adjustable Rate Mortgages - 5/5 ARM	5.25%	0.000	6.602%
Details Terms and Conditions Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.31% → 6.60% ▲ 0.29 pts · high 6.60% / low 6.31% Oct 1, 20266.60%▲ from 6.44% Sep 27, 20266.44%▲ from 6.36% Sep 18, 20266.36%▲ from 6.31% Sep 15, 20266.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Loan 5/5 ARM	5.25%	-	6.602%
Details Rates as low as Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.31% → 6.60% ▲ 0.29 pts · high 6.60% / low 6.31% Oct 1, 20266.60%▲ from 6.44% Sep 27, 20266.44%▲ from 6.36% Sep 18, 20266.36%▲ from 6.31% Sep 15, 20266.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 5 Yr. HEFIX (80% CLTV)	5.625%	0.000	5.625%	5 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.49% → 5.63% ▲ 0.13 pts · high 5.63% / low 5.49% Oct 1, 20265.63%▲ from 5.49% Sep 15, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 10 Yr. HEFIX (80% CLTV)	6.125%	0.000	6.125%	10 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.99% → 6.13% ▲ 0.13 pts · high 6.13% / low 5.99% Oct 1, 20266.13%▲ from 5.99% Sep 15, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 15 Yr. HEFIX (80% CLTV)	6.625%	0.000	6.625%	15 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.49% → 6.63% ▲ 0.13 pts · high 6.63% / low 6.49% Oct 1, 20266.63%▲ from 6.49% Sep 15, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 5 Yr. HEFIX (100% CLTV)	6.625%	0.000	6.856%	5 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.72% → 6.86% ▲ 0.13 pts · high 6.86% / low 6.72% Oct 1, 20266.86%▲ from 6.72% Sep 15, 20266.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
HELOC (80% CLTV)	7.00%	0.000	7.00%
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 1, 20267.00%▲ from 6.75% Sep 15, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 20 Yr. HEFIX (80% CLTV)	7.125%	0.000	7.125%	20 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.99% → 7.13% ▲ 0.13 pts · high 7.13% / low 6.99% Oct 1, 20267.13%▲ from 6.99% Sep 15, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 10 Yr. HEFIX (100% CLTV)	7.125%	0.000	7.25%	10 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 7.11% → 7.25% ▲ 0.14 pts · high 7.25% / low 7.11% Oct 1, 20267.25%▲ from 7.11% Sep 15, 20267.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 15 Yr. HEFIX (100% CLTV)	7.625%	0.000	7.715%	15 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 7.58% → 7.72% ▲ 0.13 pts · high 7.72% / low 7.58% Oct 1, 20267.72%▲ from 7.58% Sep 15, 20267.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity 20 Yr. HEFIX (100% CLTV)	8.125%	0.000	8.20%	20 years
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 8.06% → 8.20% ▲ 0.14 pts · high 8.20% / low 8.06% Oct 1, 20268.20%▲ from 8.06% Sep 15, 20268.06%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
HELOC (100% CLTV)	9.50%	0.000	9.579%
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 9.33% → 9.58% ▲ 0.25 pts · high 9.58% / low 9.33% Oct 1, 20269.58%▲ from 9.33% Sep 15, 20269.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.74%	60 months
Details Published APR range: 4.74% to 13.26%. Rates are subject to change without notice. APR may range from 4.74% to 13.26% for model years 2027-2025 and reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Other rates and terms available. Payment example for a borrower with top tier credit: For a term of 60 months at a rate of 4.74% the estimated monthly payment is00 borrowed. Last Updated 10/07/2026 Rate History 1 change since Sep 27, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 7, 20264.74%▲ from 4.34% Sep 27, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2024-2022	4.74%	-	4.74%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2024-2022	4.74%	-	4.74%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2024-2022	4.74%	-	4.74%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2027-2025	4.74%	-	4.74%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2027-2025	4.74%	-	4.74%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2027-2025	4.74%	-	4.74%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 4.34% → 4.74% ▲ 0.40 pts · high 4.74% / low 4.34% Oct 2, 20264.74%▲ from 4.34% Sep 24, 20264.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2027-2025	5.54%	-	5.54%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 5.74% → 5.54% ▼ 0.20 pts · high 5.74% / low 5.54% Oct 2, 20265.54%▼ from 5.74% Sep 24, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2024-2022	5.79%	-	5.79%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 5.99% → 5.79% ▼ 0.20 pts · high 5.99% / low 5.79% Oct 2, 20265.79%▼ from 5.99% Sep 24, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2021-2019	5.84%	-	5.84%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 5.44% → 5.84% ▲ 0.40 pts · high 5.84% / low 5.44% Oct 2, 20265.84%▲ from 5.44% Sep 24, 20265.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2021-2019	5.84%	-	5.84%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 5.44% → 5.84% ▲ 0.40 pts · high 5.84% / low 5.44% Oct 2, 20265.84%▲ from 5.44% Sep 24, 20265.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2027-2025	5.99%	-	5.99%	73-84 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2021-2019	6.04%	-	6.04%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 5.64% → 6.04% ▲ 0.40 pts · high 6.04% / low 5.64% Oct 2, 20266.04%▲ from 5.64% Sep 24, 20265.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2021-2019	6.24%	-	6.24%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2018-2007	7.34%	-	7.34%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 6.94% → 7.34% ▲ 0.40 pts · high 7.34% / low 6.94% Oct 2, 20267.34%▲ from 6.94% Sep 24, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2018-2007	7.34%	-	7.34%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 6.94% → 7.34% ▲ 0.40 pts · high 7.34% / low 6.94% Oct 2, 20267.34%▲ from 6.94% Sep 24, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto: 2018-2007	7.54%	-	7.54%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 7.14% → 7.54% ▲ 0.40 pts · high 7.54% / low 7.14% Oct 2, 20267.54%▲ from 7.14% Sep 24, 20267.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle: 2027-2025 Loan	6.44%	6.44%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2027-2025 Loan	6.44%	6.44%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2027-2025 Loan	6.64%	6.64%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2024-2022 Loan	6.69%	6.69%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2024-2022 Loan	6.69%	6.69%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2024-2022 Loan	6.89%	6.89%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 6.89% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2021-2007 Loan	7.19%	7.19%	up to 36 months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2021-2007 Loan	7.19%	7.19%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2027-2025 Loan	7.24%	7.24%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2021-2007 Loan	7.39%	7.39%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2024-2022 Loan	7.49%	7.49%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle: 2021-2007 Loan	7.99%	7.99%	61-72 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	8.99%	up to 12 months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.24%	13-24 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 9.24% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.49%	25-36 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 9.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.74%	37-48 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 9.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.99%	49-60 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Yr. HEFIX Loan	6.125%	-	6.125%	10 years
Details Home Equity Loan; 80% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.13% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
10 Yr. HEFIX Loan	7.125%	0.000	7.25%	10 years
Details Home Equity Loan; 100% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
12 Yr. Advantage Mtg. Loan	5.50%	0.000	5.582%	12 years
Details Terms and Conditions Last Updated 10/07/2026 Rate History 1 change since Sep 18, 2026 · 5.21% → 5.58% ▲ 0.38 pts · high 5.58% / low 5.21% Oct 2, 20265.58%▲ from 5.21% Sep 18, 20265.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
15 Yr. Fixed	5.625%	0.000	5.665%	15 years
Details Terms and Conditions Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.17% → 5.67% ▲ 0.50 pts · high 5.67% / low 5.17% Oct 1, 20265.67%▲ from 5.17% Sep 15, 20265.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
15 Yr. HEFIX Loan	6.625%	-	6.625%	15 years
Details Home Equity Loan; 80% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
15 Yr. HEFIX Loan	7.625%	0.000	7.715%	15 years
Details Home Equity Loan; 100% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.72% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
20 Yr. Fixed	7.125%	0.000	7.159%	20 years
Details Terms and Conditions Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.66% → 7.16% ▲ 0.50 pts · high 7.16% / low 6.66% Oct 1, 20267.16%▲ from 7.03% Sep 27, 20267.03%▲ from 6.78% Sep 18, 20266.78%▲ from 6.66% Sep 15, 20266.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
20 Yr. HEFIX Loan	7.125%	-	7.125%	20 years
Details Home Equity Loan; 80% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.13% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
20 Yr. HEFIX Loan	8.125%	0.000	8.20%	20 years
Details Home Equity Loan; 100% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 8.20% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
30 Yr. Fixed	7.25%	0.000	7.276%	30 years
Details Terms and Conditions Last Updated 10/07/2026 Rate History 3 changes since Sep 15, 2026 · 6.78% → 7.28% ▲ 0.50 pts · high 7.28% / low 6.78% Oct 1, 20267.28%▲ from 7.15% Sep 27, 20267.15%▲ from 6.90% Sep 18, 20266.90%▲ from 6.78% Sep 15, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
5 Yr. HEFIX Loan	5.625%	-	5.625%	60 months
Details Home Equity Loan; 80% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
5 Yr. HEFIX Loan	6.625%	0.000	6.856%	60 months
Details Home Equity Loan; 100% CLTV; Assumed credit score is 740; Property is an existing single family home and will be used as a primary residence. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.86% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
8 Yr. Advantage Mtg. Loan	5.375%	0.000	5.492%	8 years
Details Terms and Conditions Last Updated 10/07/2026 Rate History 1 change since Sep 18, 2026 · 5.11% → 5.49% ▲ 0.39 pts · high 5.49% / low 5.11% Oct 2, 20265.49%▲ from 5.11% Sep 18, 20265.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Line One Loan	-	-	13.00%	Open-End Line of Cre
Details Term: Open-End Line of Credit Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 13.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Coverdell Education Savings Account	0.20%	-	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Early Advantage Account	2.96%	-	3.00%
Min Deposit $5 Min Balance $0 Details Balances $.01 to $10,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Kasasa Cash Rewards Checking	3.93%	-	4.00%
Min Deposit $25 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances $.01 to $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Kasasa Saver Savings	2.96%	-	3.00%
Min Deposit $5 Min Balance $0 Details Balances $.01 to $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Sikorsky Credit Union’s Texas Ratio rose from 0.77% in Q3 2023 to 1.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.5B	1.38%	5.0	A+
March 31, 2026	$1.4B	0.60%	5.0	A+
December 31, 2025	$1.4B	1.16%	5.0	A+
September 30, 2025	$1.3B	1.09%	5.0	A+
June 30, 2025	$1.4B	0.69%	5.0	A+
March 31, 2025	$1.3B	0.83%	5.0	A+
December 31, 2024	$1.3B	0.79%	5.0	A+
September 30, 2024	$1.3B	0.88%	5.0	A+
June 30, 2024	$1.3B	0.78%	5.0	A+
March 31, 2024	$1.3B	0.80%	5.0	A+
December 31, 2023	$1.3B	1.00%	5.0	A+
September 30, 2023	$1.2B	0.77%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sikorsky Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sikorsky Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sikorsky Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sikorsky Credit Union

Website https://www.sikorskycu.org

Address 1000 Oronoque Ln, Stratford, CT 06614-1394

Phone 203-377-2252

Fax

President William Schlenk

CEO Vincent Ciambriello Jr.

Full-Time Employees 133

Part-Time Employees 1

Branch Locations 11

ATM Locations 9

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.38%

Return on Assets (ROA)

0.7106%

Return on Equity (ROE)

5.4970%

Non-Performing Loans Ratio (NPL)

0.25%

Total Assets

1,453,028,207

Total Amount of Shares and Deposits

1,252,993,602

Total Shares and Deposits < 1 Year

1,200,370,633

Total Shares and Deposits 1 3 Years

49,360,704

Total Shares and Deposits > 3 Years

3,262,266

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,164,244

Total Uninsured Shares and Deposits > $250K (F+J)

59,164,244

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,193,829,358

Total Interest Expense (Sum of items 6 8)

9,396,324

Share Certificates

6,988

Number of Accounts for Share Drafts

41,548

IRA KEOGH Accounts

3,268

Number of Accounts for Regular Shares

81,541

All other shares

168

Money Market Shares

6,971

Net Income (unless the amount is already included in Undivided Earnings)

10,325,285

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

181,006,109

Total Liabilities

1,265,271,395

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Sikorsky Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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Frequently Asked Questions About Sikorsky Credit Union

How many branches does Sikorsky Credit Union operate?

Sikorsky Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sikorsky Credit Union?

Yes, to access services at Sikorsky Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sikorsky Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sikorsky Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sikorsky Credit Union offer online and mobile banking?

Most modern institutions like Sikorsky Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sikorskycu.org.

Current Sikorsky Credit Union Rates

12-Month CD3.60%
18-Month CD3.60%
24-Month CD3.75%
60-Month CD4.00%
Savings2.00%
MMA1.50%

Retrieved from our database of financial products. Rates subject to change.

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Sikorsky Credit Union Rates & Review October 2026

Brian McKay

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Frequently Asked Questions About Sikorsky Credit Union

How many branches does Sikorsky Credit Union operate?

Is a member application needed to join Sikorsky Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Sikorsky Credit Union offer online and mobile banking?

Current Sikorsky Credit Union Rates

Compare to Other Credit Unions