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Sikorsky Credit Union Rates & Review March 2026

Sikorsky Credit Union's savings rates are at 0.20%. Sikorsky Credit Union's money market rates are at 0.20%. Sikorsky Credit Union's 8 Yr. Advantage Mtg. rates are at 4.99%, 12 Yr. Advantage Mtg. rates are at 5.12%, Advantage 12 Year Mortgage rates are at 5.12%, 10/1 ARM rates are at 5.50%, 5/5 ARM rates are at 4.99%. Sikorsky Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Sikorsky Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates were last updated on 03/21/2026.

Sikorsky Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sikorsky Credit Union? Share your experience about Sikorsky Credit Union by leaving a review below, or read customer reviews before you decide to use Sikorsky Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.11%
Excellent Lower than avg
Sikorsky Credit Union
Oronoque
1000 Oronoque Ln
Stratford, CT 06614 1394
https://www.sikorskycu.org
Member NCUA

Sikorsky Credit Union Savings Rates

Product Rate APY View More
Health Savings Accounts (HSA) 1.98% 2.00%
Min Deposit $5
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Business Savings 0.20% 0.20%
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Club Accounts - Holiday & Vacation 0.20% 0.20%
Min Deposit $5
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
IRA Savings Account 0.20% 0.20%
Min Deposit $5
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Member Savings Account 0.20% 0.20%
Min Deposit $5
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Special Savings Account 0.20% 0.20%
Min Deposit $5
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Money Market Rates

Product Rate APY View More
Daily Money Market Account 0.20% 0.20%
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Checking Rates

Product Rate APY View More
Checking Business Advantage 0.25% 0.25%
Min Deposit $100
Min Balance $75,000
Details Balances $75,000 to $99,999.99
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Checking Business Advantage 0.20% 0.20%
Min Deposit $100
Min Balance $50,000
Details Balances $50,000 to $74,999.99
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Checking Business Advantage 0.15% 0.15%
Min Deposit $100
Min Balance $25,000
Details Balances $25,000 to $49,999.99
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Checking Business Advantage 0.10% 0.10%
Min Deposit $100
Min Balance $1,000
Details Balances $1,000 to $9,999.99
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Checking Business Advantage 0.05% 0.05%
Min Deposit $100
Min Balance $0
Details Balances $.01 to $999.99
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Mortgage Rates

Product Rate Points APR Term View More
8 Yr. Advantage Mtg. 4.99% 0.000 5.11%
Details Terms and Conditions
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Advantage 8 Year Mortgage - 4.990 % 5.11%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
12 Yr. Advantage Mtg. 5.13% 0.000 5.21%
Details Terms and Conditions
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Advantage 12 Year Mortgage 5.13% - 5.21%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
10/1 ARM 5.50% 0.000 5.84%
Details Terms and Conditions
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
5/5 ARM 4.99% 0.000 5.95%
Details Terms and Conditions
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Home Loan 5/5 ARM - 4.990% 5.95%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
15/15 ARM 5.99% 0.000 6.07%
Details Terms and Conditions
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC (80% CLTV) 6.75% 0.000 6.75%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
HELOC 80% LTV 6.75% - 6.75%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
HELOC (100% CLTV) 9.25% 0.000 9.33%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan (2023-2021) 49-60 Months - - 4.59%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan (2026-2024) 49-60 Months - - 4.59%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Auto Loan (2026-2024) <= 36 Months - - 4.59%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Sikorsky Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.99%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Personal Loan - 9.24%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Personal Loan - 9.49%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Personal Loan - 9.74%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%
Personal Loan - 9.99%
Details As Low As
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.11%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sikorsky Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sikorsky Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sikorsky Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sikorsky Credit Union
Address 1000 Oronoque Ln, Stratford, CT 06614 1394
Phone 203-377-2252
Fax
President William Schlenk
CEO Vincent Ciambriello Jr
Full-Time Employees 128
Part-Time Employees 3
Branch Locations 11
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.11%
Return on Assets (ROA)
0.9836%
Return on Equity (ROE)
7.7215%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
1,340,520,203
Total Amount of Shares and Deposits
1,158,549,177
Total Shares and Deposits < 1 Year
1,122,870,207
Total Shares and Deposits 1 3 Years
32,429,783
Total Shares and Deposits > 3 Years
3,249,187
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
53,913,820
Total Uninsured Shares and Deposits > $250K (F+J)
53,913,820
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,104,635,357
Total Interest Expense (Sum of items 6 8)
13,971,357
Share Certificates
6,654
Number of Accounts for Share Drafts
40,991
IRA KEOGH Accounts
3,293
Number of Accounts for Regular Shares
81,161
All other shares
127
Money Market Shares
7,033
Net Income (unless the amount is already included in Undivided Earnings)
13,185,612
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
98,061,050
Total Liabilities
1,169,973,218
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

nMiX
★★★★★
December 17, 2025
Fivd
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Sikorsky Credit Union
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Frequently Asked Questions About Sikorsky Credit Union

Is Sikorsky Credit Union a safe place to deposit money?

Yes, Sikorsky Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1102854431849%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sikorsky Credit Union operate?

Sikorsky Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sikorsky Credit Union?

Yes, to access services at Sikorsky Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sikorsky Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sikorsky Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sikorsky Credit Union offer online and mobile banking?

Most modern institutions like Sikorsky Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sikorskycu.org.

Current Sikorsky Credit Union Rates

  • Savings0.20%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.