☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Sikorsky Credit Union

iAdvertiser Disclosure

Sikorsky Credit Union Rates & Review November 2026

Q: What are the current interest rates at Sikorsky Credit Union?

Current rates for Sikorsky Credit Union include: 12-Month CD: 3.60%, 18-Month CD: 3.60%, 24-Month CD: 3.75%, 60-Month CD: 4.00%, Savings: 2.00%, MMA: 1.50%

Q: What CD terms does Sikorsky Credit Union offer?

Sikorsky Credit Union CD rates are 3.60% APY for a 12 month CD, 3.60% APY for an 18 month CD, 3.75% APY for a 2 year CD, 4.00% APY for a 3 year CD, 4.00% APY for a 50 month CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with Sikorsky Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 31, 2026

Sikorsky Credit Union's 36 Month Share & IRA CDs rates are at 4.00%, 50 Month Share & IRA CDs rates are at 4.00%, 60 Month Share & IRA CDs rates are at 4.00%, Business CD - 36 month rates are at 4.00%, Business CD - 50 month rates are at 4.00%. Sikorsky Credit Union's savings rates are at 2.00%. Sikorsky Credit Union's money market rates are at 1.50%. Sikorsky Credit Union's checking rates are as high as 4.00%. Sikorsky Credit Union's Advantage Mortgages - 8 Yr. Advantage Mtg. rates are at 5.38%, Advantage Mortgages - 12 Yr. Advantage Mtg. rates are at 5.50%, Fixed Rate Mortgage - 15 Yr. Fixed rates are at 5.88%, Adjustable Rate Mortgage - 10/1 ARM rates are at 5.75%, Adjustable Rate Mortgage - 15/15 ARM rates are at 6.25%. Sikorsky Credit Union's Personal Loan Rates are as low as 8.99%. Sikorsky Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Sikorsky Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.38%. Rates last updated and verified on 10/31/2026.

Sikorsky Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sikorsky Credit Union? Share your experience about Sikorsky Credit Union by leaving a review below, or read customer reviews before you decide to use Sikorsky Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.38%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Sikorsky Credit Union
Oronoque

1000 Oronoque Ln
Stratford, CT 06614-1394

https://www.sikorskycu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Sikorsky Credit Union CD Rates

Product	Rate	APY	Term
36 Month Share & IRA Certificates	3.93%	4.00%	36 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
50 Month Share & IRA Certificates	3.93%	4.00%	50 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
60 Month Share & IRA Certificates	3.93%	4.00%	60 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
12 Month Share & IRA Certificates - Jumbo	3.69%	3.75%	12 Months
Min Deposit $100,000 Min Balance $100,000 Details Jumbo; Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
24 Month Share & IRA Certificates	3.69%	3.75%	24 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
25 Month Share & IRA Certificates	3.69%	3.75%	25 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
30 Month Share & IRA Certificates	3.69%	3.75%	30 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
33 Month Share & IRA Certificates	3.69%	3.75%	33 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
12 Month Share & IRA Certificates	3.54%	3.60%	12 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
13 Month Share & IRA Certificates	3.54%	3.60%	13 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
18 Month Share & IRA Certificates	3.54%	3.60%	18 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 3.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
9 Month Share & IRA Certificates	1.49%	1.50%	9 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
6 Month Share & IRA Certificates	1.24%	1.25%	6 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
3 Month Share & IRA Certificates	0.90%	0.90%	3 Months
Min Deposit $500 Min Balance $500 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 0.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business CD Rates

Product	Rate	APY	Term
Business Share Certificate - 36 month	3.93%	4.00%	36 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 50 month	3.93%	4.00%	50 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 60 month	3.93%	4.00%	60 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 12 month Jumbo	3.69%	3.75%	12 Months
Min Deposit $100,000 Min Balance $100,000 Details Jumbo Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 24 month	3.69%	3.75%	24 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 25 month	3.69%	3.75%	25 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 30 month	3.69%	3.75%	30 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 33 month	3.69%	3.75%	33 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 12 month	3.54%	3.60%	12 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 13 month	3.54%	3.60%	13 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 18 month	3.54%	3.60%	18 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 9 month	1.49%	1.50%	9 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 6 month	1.24%	1.25%	6 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Share Certificate - 3 month	0.90%	0.90%	3 Months
Min Deposit $500 Min Balance $500 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Savings Rates

Product	Rate	APY
Health Savings Accounts (HSA)	1.98%	2.00%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Club Accounts - Holiday & Vacation	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
IRA Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Member Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Special Savings Account	0.20%	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.20%	0.20%
Min Deposit $5 Min Balance $0 Details Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings Account	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Money Market Savings Account	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Money Market Rates

Product	Rate	APY
Business Advantage Money Market Accounts	1.49%	1.50%
Min Deposit $5 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	1.24%	1.25%
Min Deposit $5 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	1.00%	1.00%
Min Deposit $5 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.85%	0.85%
Min Deposit $5 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.75%	0.75%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.50%	0.50%
Min Deposit $5 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Business Advantage Money Market Accounts	0.40%	0.40%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Checking Rates

Product	Rate	APY	View More
Kasasa Cash Rewards Checking	3.93%	4.00%
Min Deposit $25 Min Balance $0 Details Balance: $.01 to $25,000 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Business Checking Rates

Product	Rate	APY
Checking Business Advantage	0.25%	0.25%
Min Deposit $100 Min Balance $75,000 Details Balance: $75,000 to $99,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.25%	0.25%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.20%	0.20%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 to $74,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.15%	0.15%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.10%	0.10%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 to $9,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.10%	0.10%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Checking Business Advantage	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $.01 to $999.99 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Advantage Mortgages - 8 Yr. Advantage Mtg.	5.375%	0.000	5.492%	8 years
Details Terms and Conditions; Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Advantage Mortgages - 12 Yr. Advantage Mtg.	5.50%	0.000	5.582%	12 years
Details Terms and Conditions; Effective Date: October 19, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 5.58% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Fixed Rate Mortgage - 15 Yr. Fixed	5.875%	0.000	5.916%	15 years
Details Terms and Conditions Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 5.92% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Adjustable Rate Mortgage - 10/1 ARM	5.75%	0.000	6.287%
Details Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 6.29% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Adjustable Rate Mortgage - 15/15 ARM	6.25%	0.000	6.422%
Details Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 6.42% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Adjustable Rate Mortgage - 5/5 ARM	5.50%	0.000	6.762%
Details Effective Date: October 30, 2026 Last Updated 10/31/2026 Rate History 1 change since Oct 26, 2026 · 6.80% → 6.76% ▼ 0.04 pts · high 6.80% / low 6.76% Oct 31, 20266.76%▼ from 6.80% Oct 26, 20266.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Fixed Rate Mortgage - 20 Yr. Fixed	6.875%	0.000	6.909%	20 years
Details Terms and Conditions Last Updated 10/31/2026 Rate History 1 change since Oct 20, 2026 · 7.03% → 6.91% ▼ 0.13 pts · high 7.03% / low 6.91% Oct 26, 20266.91%▼ from 7.03% Oct 20, 20267.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Fixed Rate Mortgage - 30 Yr. Fixed	7.00%	0.000	7.026%	30 years
Details Terms and Conditions Last Updated 10/31/2026 Rate History 1 change since Oct 20, 2026 · 7.15% → 7.03% ▼ 0.13 pts · high 7.15% / low 7.03% Oct 26, 20267.03%▼ from 7.15% Oct 20, 20267.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity - 5 Yr. HEFIX (80% CLTV)	5.625%	-	5.625%	5 years
Details Second lien; $100,000 home equity loan; 80% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 60 payments of $1,915.89 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 5.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 10 Yr. HEFIX (80% CLTV)	6.125%	-	6.125%	10 years
Details Second lien; $100,000 home equity loan; 80% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 120 payments of $1,116.49 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.13% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 15 Yr. HEFIX (80% CLTV)	6.625%	-	6.625%	15 years
Details Second lien; $100,000 home equity loan; 80% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 180 payments of $877.99 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 5 Yr. HEFIX (100% CLTV)	6.625%	-	6.856%	5 years
Details Second lien; $100,000 home equity loan; 100% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 60 payments of $1,962.48; $550 origination fee will apply Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.86% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
HELOC (80% CLTV)	7.00%	0.000	7.00%
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 1, 20267.00%▲ from 6.75% Sep 15, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 20 Yr. HEFIX (80% CLTV)	7.125%	-	7.125%	20 years
Details Second lien; $100,000 home equity loan; 80% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 240 payments of $782.82 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.13% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 10 Yr. HEFIX (100% CLTV)	7.125%	-	7.25%	10 years
Details Second lien; $100,000 home equity loan; 100% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 120 payments of $1,167.54; $550 origination fee will apply Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 15 Yr. HEFIX (100% CLTV)	7.625%	-	7.715%	15 years
Details Second lien; $100,000 home equity loan; 100% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 180 payments of $934.13; $550 origination fee will apply Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.72% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Home Equity - 20 Yr. HEFIX (100% CLTV)	8.125%	-	8.20%	20 years
Details Second lien; $100,000 home equity loan; 100% max CLTV; 60-day rate lock; assumed credit score 740; Stratford, CT primary residence; 240 payments of $844.24; $550 origination fee will apply Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 8.20% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
HELOC (100% CLTV)	9.50%	0.000	9.579%
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 9.33% → 9.58% ▲ 0.25 pts · high 9.58% / low 9.33% Oct 1, 20269.58%▲ from 9.33% Sep 15, 20269.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	5.54%	61-72 Months
Details As Low As; Model Year: 2027-2025; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.74% → 5.54% ▼ 0.20 pts · high 5.74% / low 5.54% Oct 14, 20265.54%▼ from 5.74% Sep 15, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	5.79%	61-72 Months
Details As Low As; Model Year: 2024-2022; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.74% → 5.79% ▲ 0.05 pts · high 5.79% / low 5.74% Oct 14, 20265.79%▲ from 5.74% Sep 15, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	5.84%	up to 36 months
Details As Low As; Model Year: 2021-2019; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 5.84% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	5.84%	37-48 Months
Details As Low As; Model Year: 2021-2019; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.44% → 5.84% ▲ 0.40 pts · high 5.84% / low 5.44% Oct 14, 20265.84%▲ from 5.44% Sep 15, 20265.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	5.99%	73-84 Months
Details As Low As; Model Year: 2027-2025; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	6.04%	49-60 Months
Details As Low As; Model Year: 2021-2019; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.64% → 6.04% ▲ 0.40 pts · high 6.04% / low 5.64% Oct 14, 20266.04%▲ from 5.64% Sep 15, 20265.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	6.24%	61-72 Months
Details As Low As; Model Year: 2021-2019; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 6.24% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	7.34%	up to 36 months
Details As Low As; Model Year: 2018-2007; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 7.34% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	7.34%	37-48 Months
Details As Low As; Model Year: 2018-2007; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 6.94% → 7.34% ▲ 0.40 pts · high 7.34% / low 6.94% Oct 14, 20267.34%▲ from 6.94% Sep 15, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Auto Loan	-	-	7.54%	49-60 Months
Details As Low As; Model Year: 2018-2007; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 7.14% → 7.54% ▲ 0.40 pts · high 7.54% / low 7.14% Oct 14, 20267.54%▲ from 7.14% Sep 15, 20267.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	-	6.44%	up to 36 months
Details As Low As; Model Year: 2027-2025; APR may range from 6.44% to 15.09%; includes .25% discount for automatic payments from a Sikorsky Credit Union account Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.44% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	6.44%	37-48 Months
Details As Low As; Model Year: 2027-2025; APR may range from 6.44% to 15.09%; includes .25% discount for automatic payments from a Sikorsky Credit Union account Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 6.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	6.64%	49-60 Months
Details As Low As; Model Year: 2027-2025; APR may range from 6.44% to 15.09%; includes .25% discount for automatic payments from a Sikorsky Credit Union account Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 6.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	6.69%	up to 36 months
Details As Low As; Model Year: 2024-2022 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	6.69%	37-48 Months
Details As Low As; Model Year: 2024-2022 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	6.89%	49-60 Months
Details As Low As; Model Year: 2024-2022 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 6.89% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.19%	up to 36 months
Details As Low As; Model Year: 2021-2007 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.19%	37-48 Months
Details As Low As; Model Year: 2021-2007 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 7.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.24%	61-72 Months
Details As Low As; Model Year: 2027-2025; APR may range from 6.44% to 15.09%; includes .25% discount for automatic payments from a Sikorsky Credit Union account Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.39%	49-60 Months
Details As Low As; Model Year: 2021-2007 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 7.39% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.49%	61-72 Months
Details As Low As; Model Year: 2024-2022 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Motorcycle Loan	-	7.99%	61-72 Months
Details As Low As; Model Year: 2021-2007 Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	8.99%	up to 12 months
Details As Low As; APR as low as Last Updated 10/31/2026 Rate History No change since Sep 24, 2026 · 8.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.24%	13-24 Months
Details As Low As; APR as low as Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 9.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.49%	25-36 Months
Details As Low As; APR as low as Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 9.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.74%	37-48 Months
Details As Low As; APR as low as Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 9.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Personal Loan	9.99%	49-60 Months
Details As Low As; APR as low as Last Updated 10/31/2026 Rate History No change since Sep 15, 2026 · 9.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Sikorsky Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Yr. HEFIX (100% CLTV) Loan	7.125%	0.000	7.25%	10 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
10 Yr. HEFIX (80% CLTV) Loan	6.125%	0.000	6.125%	10 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.13% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
15 Yr. HEFIX (100% CLTV) Loan	7.625%	0.000	7.715%	15 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.72% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
15 Yr. HEFIX (80% CLTV) Loan	6.625%	0.000	6.625%	15 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.63% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
20 Yr. HEFIX (100% CLTV) Loan	8.125%	0.000	8.20%	20 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 8.20% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
20 Yr. HEFIX (80% CLTV) Loan	7.125%	0.000	7.125%	20 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 7.13% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
5 Yr. HEFIX (100% CLTV) Loan	6.625%	0.000	6.856%	5 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 6.86% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
5 Yr. HEFIX (80% CLTV) Loan	5.625%	0.000	5.625%	5 years
Details Home Equity; Effective Date: October 1, 2026 Last Updated 10/31/2026 Rate History No change since Oct 20, 2026 · 5.63% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Line One Loan	-	-	13.00%
Details As Low As; Open-End Line of Credit Last Updated 10/31/2026 Rate History No change since Oct 14, 2026 · 13.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Coverdell Education Savings Account	0.20%	-	0.20%
Min Deposit $5 Min Balance $0 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Early Advantage Account	2.96%	-	3.00%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $10,000 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%
Kasasa Saver Savings	2.96%	-	3.00%
Min Deposit $5 Min Balance $0 Details Balance: $.01 to $100,000 Last Updated 10/31/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.38%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Sikorsky Credit Union’s Texas Ratio rose from 0.77% in Q3 2023 to 1.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.5B	1.38%	5.0	A+
March 31, 2026	$1.4B	0.60%	5.0	A+
December 31, 2025	$1.4B	1.16%	5.0	A+
September 30, 2025	$1.3B	1.09%	5.0	A+
June 30, 2025	$1.4B	0.69%	5.0	A+
March 31, 2025	$1.3B	0.83%	5.0	A+
December 31, 2024	$1.3B	0.79%	5.0	A+
September 30, 2024	$1.3B	0.88%	5.0	A+
June 30, 2024	$1.3B	0.78%	5.0	A+
March 31, 2024	$1.3B	0.80%	5.0	A+
December 31, 2023	$1.3B	1.00%	5.0	A+
September 30, 2023	$1.2B	0.77%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sikorsky Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sikorsky Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sikorsky Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sikorsky Credit Union

Website https://www.sikorskycu.org

Address 1000 Oronoque Ln, Stratford, CT 06614-1394

Phone 203-377-2252

Fax

President William Schlenk

CEO Vincent Ciambriello Jr.

Full-Time Employees 133

Part-Time Employees 1

Branch Locations 11

ATM Locations 9

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.38%

Return on Assets (ROA)

0.7106%

Return on Equity (ROE)

5.4970%

Non-Performing Loans Ratio (NPL)

0.25%

Total Assets

1,453,028,207

Total Amount of Shares and Deposits

1,252,993,602

Total Shares and Deposits < 1 Year

1,200,370,633

Total Shares and Deposits 1 3 Years

49,360,704

Total Shares and Deposits > 3 Years

3,262,266

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,164,244

Total Uninsured Shares and Deposits > $250K (F+J)

59,164,244

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,193,829,358

Total Interest Expense (Sum of items 6 8)

9,396,324

Share Certificates

6,988

Number of Accounts for Share Drafts

41,548

IRA KEOGH Accounts

3,268

Number of Accounts for Regular Shares

81,541

All other shares

168

Money Market Shares

6,971

Net Income (unless the amount is already included in Undivided Earnings)

10,325,285

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

181,006,109

Total Liabilities

1,265,271,395

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Sikorsky Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/sikorsky-credit-union">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Sikorsky Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Sikorsky Credit Union

Frequently Asked Questions About Sikorsky Credit Union

Does Sikorsky Credit Union offer CDs?

Yes. Sikorsky Credit Union current CD rates include its 36 Month Share & IRA CDs at 4.00% APY, its 50 Month Share & IRA CDs at 4.00% APY and its 60 Month Share & IRA CDs at 4.00% APY, verified by MonitorBankRates as of October 31, 2026.

Are CDs from Sikorsky Credit Union NCUA insured?

Yes. Sikorsky Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Sikorsky Credit Union?

The highest Sikorsky Credit Union CD rate is its 36 Month Share & IRA CDs at 4.00% APY, verified by MonitorBankRates as of October 31, 2026.

What CD terms does Sikorsky Credit Union offer?

Sikorsky Credit Union CD rates are 3.60% APY for a 12 month CD, 3.60% APY for an 18 month CD, 3.75% APY for a 2 year CD, 4.00% APY for a 3 year CD, 4.00% APY for a 50 month CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with Sikorsky Credit Union for its full lineup.

What is the highest savings rate at Sikorsky Credit Union?

The highest Sikorsky Credit Union savings rate is its Health Savings Accounts (HSA) at 2.00% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest money market rate at Sikorsky Credit Union?

The highest Sikorsky Credit Union money market rate is its Money Market Savings Account at 1.50% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest checking rate at Sikorsky Credit Union?

The highest Sikorsky Credit Union checking rate is its Kasasa Cash Rewards Checking at 4.00% APY, verified by MonitorBankRates as of October 31, 2026.

What is the lowest 30 year fixed mortgage rate at Sikorsky Credit Union?

The lowest Sikorsky Credit Union 30 year fixed mortgage rate is its Fixed Rate Mortgage - 30 Yr. Fixed at 7.00%, verified by MonitorBankRates as of October 31, 2026. Sikorsky Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.875% for a 20 year mortgage, 5.875% for a 15 year mortgage, 5.50% for a 12 year mortgage, 5.375% for an 8 year mortgage, 5.50% for a 5/5 ARM, 5.75% for a 10/1 ARM and 6.25% for a 15/15 ARM.

What is the lowest auto loan rate at Sikorsky Credit Union?

The lowest Sikorsky Credit Union auto loan rate is its Auto Loan at 5.54% APR, verified by MonitorBankRates as of October 31, 2026.

What is the lowest personal loan rate at Sikorsky Credit Union?

The lowest Sikorsky Credit Union personal loan rate is its Personal Loan at 8.99% APR, verified by MonitorBankRates as of October 31, 2026.

How many branches does Sikorsky Credit Union operate?

Sikorsky Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sikorsky Credit Union?

Yes, to access services at Sikorsky Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sikorsky Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sikorsky Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sikorsky Credit Union offer online and mobile banking?

Most modern institutions like Sikorsky Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sikorskycu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Sikorsky Credit Union rates compare?

Sikorsky Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. Sikorsky Credit Union's top rates are its 36 Month Share & IRA CDs at 4.00% APY, its Health Savings Accounts (HSA) at 2.00% APY, its Business Advantage Money Market Accounts at 1.50% APY, its Kasasa Cash Rewards Checking at 4.00% APY, its Advantage Mortgages - 8 Yr. Advantage Mtg. at 5.375% and its Personal Loan at 8.99% APR, verified by MonitorBankRates on October 31, 2026.

Current Sikorsky Credit Union Rates

12-Month CD3.60%
18-Month CD3.60%
24-Month CD3.75%
60-Month CD4.00%
Savings2.00%
MMA1.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Sikorsky Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Sikorsky Credit Union Texas Ratio

Sikorsky Credit Union Health Trend

Sikorsky Credit Union CD Rates

Sikorsky Credit Union Business CD Rates

Sikorsky Credit Union Savings Rates

Sikorsky Credit Union Business Savings Rates

Sikorsky Credit Union Money Market Rates

Sikorsky Credit Union Business Money Market Rates

Sikorsky Credit Union Checking Rates

Sikorsky Credit Union Business Checking Rates

Sikorsky Credit Union Mortgage Rates

Sikorsky Credit Union Home Equity & HELOC

Sikorsky Credit Union Auto Loan Rates

Sikorsky Credit Union RV, Boat and Powersport Loan Rates

Sikorsky Credit Union Personal Loan Rates

Sikorsky Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Sikorsky Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Sikorsky Credit Union

Does Sikorsky Credit Union offer CDs?

Are CDs from Sikorsky Credit Union NCUA insured?

What is the highest CD rate at Sikorsky Credit Union?

What CD terms does Sikorsky Credit Union offer?

What is the highest savings rate at Sikorsky Credit Union?

What is the highest money market rate at Sikorsky Credit Union?

What is the highest checking rate at Sikorsky Credit Union?

What is the lowest 30 year fixed mortgage rate at Sikorsky Credit Union?

What is the lowest auto loan rate at Sikorsky Credit Union?

What is the lowest personal loan rate at Sikorsky Credit Union?

How many branches does Sikorsky Credit Union operate?

Is a member application needed to join Sikorsky Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Sikorsky Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Sikorsky Credit Union rates compare?

Current Sikorsky Credit Union Rates

Compare to Other Credit Unions